If you need 30,000 rupees urgently, the best way will be to get a loan by applying online. Various lenders provide instant online loan application facilities. Ensure that you have the necessary documents and complete the application procedure online. After the approval of your request, the loan will be disbursed to your bank account immediately. There are many instant loan apps which can give you a Rs. 30,000 personal loan immediately. Some of these are Navi, Faircent, PaySense, KreditBee, IIFL, CASHe, Fibe, FlexSalary, Zype, Prefr, MoneyTap, MoneyView, Loanbaba, and StashFin. You do not have to submit any collateral or security for instant personal loans as they are unsecured. 

Interest Rates of Personal Loan Providers in India 

Here is a list of instant personal loan providers and their starting interest rates

Banks 

Starting Interest Rates

Navi 

9.9% p.a. onwards

Faircent 

12% to 28% p.a. 

Prefr

18% to 36% p.a. 

PaySense 

1.4% to 2.3% p.m.

KreditBee

1.02% p.m. onwards

CASHe

2.50% p.m. onwards

StashFin 

11.99% to 59.99% p.a. 

Loanbaba 

0.1% per day onwards

IIFL

12.75% - 33.75% p.a.

Fibe (Previously known as EarlySalary)

Rs. 9 per day to 30% p.a. 

FlexSalary

18% to 54% p.a. 

MoneyView 

16% p.a. onwards

MoneyTap 

13% p.a. onwards

Disclaimer: The interest rates mentioned in the table are as of 04/03/2024 and are subject to change. Please refer to the websites of the respective banks to get the exact rates