Interested in financial products
CreditMantri
Processing

Introduction

Understanding important aspects of the NEFT/RTGS/IMPS facility offered by IndusInd Bank would enable customers to have their money transferred in an easy and convenient manner.

NEFT Details at IndusInd Bank

Indusind Bank Neft Rtgs Imps

Transaction Limit & Charges

Account Type

Home Branch Charges

Indus Comfort Regular

Indus Comfort

Indus Comfort Premium

Indus Comfort Maxima

NEFT Charges (exclusive of taxes)

Up to Rs 10,000

Rs. 2.50

Rs. 2.50

Rs. 2.50

Free

Rs. 10,000 – Rs. 1 lakh

Rs. 5

Rs. 5

Rs. 5

Free

Rs. 1 lakh – Rs. 2 lakhs

Rs. 15

Rs. 15

Rs. 15

Free

Rs. 2 lakhs – Rs. 5 lakhs

Rs. 25

Rs. 25

Rs. 25

Free

Above Rs. 5 lakhs

Rs. 50

Rs. 50

Rs. 50

Free

NEFT Inward

Free

Free

Free

Free

Average balance of previous month > Rs.20,000

Free

Free

Free

Free

 

Net Banking/Mobile Banking

Indus Comfort Regular

Indus Comfort

Indus Comfort Premium

Indus Comfort Maxima

NEFT Charges (exclusive of taxes)

Up to Rs 10,000

Free

Free

Free

Free

Rs. 10,000 – Rs. 1 lakh

Free

Free

Free

Free

Rs. 1 lakh – Rs. 2 lakhs

Free

Free

Free

Free

Rs. 2 lakhs – Rs. 5 lakhs

Free

Free

Free

Free

Above Rs. 5 lakhs

Free

Free

Free

Free

Timings

Days

Time Slot

Monday – Saturday

8.00 am to 7.00 pm

NEFT services not available on bank holidays, including, 2nd and 4th Saturday

RTGS Details at IndusInd Bank

Transaction Limit & Charges

Account Type

Home Branch Charges

Indus Comfort Regular

Indus Comfort

Indus Comfort Premium

Indus Comfort Maxima

RTGS Charges (exclusive of taxes)

Rs. 2 lakhs – Rs. 5 lakhs

Rs. 25

Rs. 25

Rs. 25

Free

Above Rs. 5 lakhs

Rs. 50

Rs. 50

Rs. 50

Free

RTGS Inward

Free

Free

Free

Free

The average balance of previous month > Rs.20,000

Free

Free

Free

Free

 

Net Banking/Mobile Banking

Indus Comfort Regular

Indus Comfort

Indus Comfort Premium

Indus Comfort Maxima

RTGS  Charges (exclusive of taxes)

Rs. 2 lakhs – Rs. 5 lakhs

Free

Free

Free

Free

Above Rs. 5 lakhs

Free

Free

Free

Free

Timings

Days

Time Slot

Monday – Saturday

8.00 am to 4.30 pm

RTGS services not available on bank holidays, including, 2nd and 4th Saturday

IMPS Details at IndusInd Bank

Internet Banking/Mobile Banking

Transaction Amount

IMPS Charges  (excluding taxes)

Up to Rs 10,000

Rs. 2.50

Rs. 10,000 - Rs. 1 lakh

Rs. 5

Rs. 1 lakh – Rs. 2 lakhs

Rs. 15

Timings: 24/7 service including bank holiday

IndusInd Fund Transfer

IndusInd Bank offers various banking products and services in the country which ensure fast, secure and easy transfer of customer money from one bank to another.

IndusInd Bank NEFT: All That You Need To Know

NEFT is an online fund transfer mechanism governed by the Reserve Bank of India to ensure faster transfer of funds from NEFT enabled banks like IndusInd, to other branches of IndusInd Bank or other NEFT enabled banks in India. The IndusInd bank account holder can avail of the NEFT facility through their net banking services, mobile banking or visiting the IndusInd branch within the time guidelines of the bank.

Steps - IndusInd Bank NEFT Fund Transfer Online

  • Login to IndusInd Bank online banking portal (IndusNet) with your login credentials  (username and password)
  • On the bank’s homepage, click on the ‘Funds Transfer’ tab
  • Click the ‘NEFT Fund Transfer’ tab
  • Click on the radio button which says ‘Fund transfer to Account Number’
  • Key in the beneficiary particulars correctly like name, account number, IFSC code, account type and the amount to be transferred
  • Validate the transfer by keying in the transaction password provided or the OTP
  • A confirmation message of the successful transaction is displayed 
  • SMS will be immediately sent to your registered mobile number regarding the success of the transaction as an acknowledgement

IndusInd RTGS: All That You Need To Know

RTGS System is a real-time fund transfer facility that also comes under the purview of the Reserve Bank of India. Like NEFT, an IndusInd Bank payee can transfer money from the bank to its other branches or RTGS enabled other banks. RTGS is a quicker mode of fund transfer than NEFT as it is compulsory for the beneficiary bank to credit the amount transferred through RTGS to the beneficiary account within 30 minutes of such transfer. IndusInd offers RTGS facility through their net banking services, mobile banking or visiting their branch in time specified business hours. All core IndusInd branches provide RTGS facility.

Steps - IndusInd Bank RTGS Fund Transfer Online

  • Login to IndusInd Bank online banking portal (IndusNet) with your username and password
  • On the IndusInd homepage, go to the ‘Funds Transfer’ tab
  • Click the ‘RTGS Fund Transfer’ option
  • Click on the radio button that mentions ‘Fund transfer to Account Number’
  • Type in the beneficiary details accurately, viz., name, account number, IFSC code, account type and the amount
  • Authenticate the RTGS transfer by typing the transaction password given or OTP provided on your registered mobile number
  • The message of a successful RTGS transaction gets subsequently displayed 
  • On successful completion of RTGS transaction, SMS will be automatically received on your  registered mobile number acknowledging the same

IndusInd IMPS: All That You Need To Know

IMPS is an instant money transfer option from one bank account to another through mobile phones. This facility is available 24/7 including bank holidays and public holidays for a maximum transaction limit of Rs. 2 lakhs.

IndusInd Bank offers IMPS facility to its customers through mobile banking services including mobile to mobile transfer, mobile to account transfer and mobile to merchant transfer.

To get the benefit of IndusInd Bank IMPS facility, 

  • One should have an active account with the bank
  • Should have their mobile numbers registered with the bank
  • Should have authenticated MMID linked to their IndusInd bank account
  • Should have valid MPIN to transfer funds from one account to another

Steps to transfer funds by using IndusInd Bank IMPS Facility

Internet Banking

  • Log in to IndusInd bank official website with user credentials
  • Go to the “Fund Transfer” tab
  • Select the ‘IMPS Funds Transfer’ tab
  • Select beneficiary from the beneficiary list 
  • Type in the amount and confirm the transaction
  • Confirmation will be received from IndusInd on your registered email id and mobile number on successful completion of the transaction

 

Mobile Banking

  •  Get the IndusInd Bank app downloaded on your mobile 
  •  Log in to the IndusInd bank portal with your login credentials 
  •  Select the ‘Fund Transfer’ tab and select ‘Other Bank using IMPS’.
  •  Select ‘Using IFSC/AC No.’ while transferring funds through IFSC code
  •  Select beneficiary to whom funds to be transferred
  •  Key in the amount and confirm the transaction
  • Confirmation will be received from IndusInd on your registered email id and mobile number on successful completion of the transaction

 

About NEFT/RTGS/IMPS at IndusInd Bank

With digitization being the new norm and expected to take giant strides, banks across the country have also been quick to adopt both offline and online mediums for ensuring seamless and hassle-free banking transactions.  One such easy mode of banking available for their individual customers and corporates is NEFT/RTGS/IMPS facility. Such transactions ensure that your transactions with the bank are safe, secure and fast.

IndusInd Bank, founded in 1994 with the corporate office in Mumbai, is one of the leading new generation private sector banks operating in India, specializing in retail banking. As part of its retail banking services, the bank offers its customers various facilities for easy transfer of their funds, which include National Electronic Funds Transfer (NEFT), Real Time Gross Settlement (RTGS) and Immediate Payment Service (IMPS). Customers can avail of the money transfer either by undertaking an IndusInd branch visit, internet banking or mobile facility.

FAQs

1. Is there a limit on money to be received through IMPS at IndusInd Bank?

No, there is no such limit on money to be received through IMPS.

2. Is NEFT/RTGS facility chargeable at IndusInd Bank?

NEFT/RTGS online facility at IndusInd Bank is available free of charge to its customers.

3. Can I send and receive funds using a mobile number that has not been registered with IndusInd Bank?

No, you cannot send or receive money on any other mobile apart from your registered mobile number at IndusInd Bank.

4. Is it necessary to have a bank account with IndusInd Bank for availing IMPS facility?

Yes, only active account holders with IndusInd Bank can avail of the IMPS facility.

5. Is the IMPS facility available on a public holiday?

Yes, the IMPS facility is available 24/7 including all bank and public holidays.

×Thank you! Your comment will be reviewed and posted shortly.

CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf. We do not sell any loans on our own and do not charge any fee from our customers/viewers for the purpose of loan application