IndusInd Bank NEFT RTGS IMPS - Charges & Timing

RTGS Details at IndusInd Bank

IMPS Details at IndusInd Bank

Internet Banking/Mobile Banking

IndusInd Fund Transfer

IndusInd Bank offers various banking products and services in the country which ensure fast, secure and easy transfer of customer money from one bank to another.

IndusInd Bank NEFT: All That You Need To Know

NEFT is an online fund transfer mechanism governed by the Reserve Bank of India to ensure faster transfer of funds from NEFT enabled banks like IndusInd, to other branches of IndusInd Bank or other NEFT enabled banks in India. The IndusInd bank account holder can avail of the NEFT facility through their net banking services, mobile banking or visiting the IndusInd branch within the time guidelines of the bank.

Steps - IndusInd Bank NEFT Fund Transfer Online

• Login to IndusInd Bank online banking portal (IndusNet) with your login credentials  (username and password)
• On the bank’s homepage, click on the ‘Funds Transfer’ tab
• Click the ‘NEFT Fund Transfer’ tab
• Click on the radio button which says ‘Fund transfer to Account Number’
• Key in the beneficiary particulars correctly like name, account number, IFSC code, account type and the amount to be transferred
• Validate the transfer by keying in the transaction password provided or the OTP
• A confirmation message of the successful transaction is displayed 
• SMS will be immediately sent to your registered mobile number regarding the success of the transaction as an acknowledgement

IndusInd RTGS: All That You Need To Know

RTGS System is a real-time fund transfer facility that also comes under the purview of the Reserve Bank of India. Like NEFT, an IndusInd Bank payee can transfer money from the bank to its other branches or RTGS enabled other banks. RTGS is a quicker mode of fund transfer than NEFT as it is compulsory for the beneficiary bank to credit the amount transferred through RTGS to the beneficiary account within 30 minutes of such transfer. IndusInd offers RTGS facility through their net banking services, mobile banking or visiting their branch in time specified business hours. All core IndusInd branches provide RTGS facility.

Steps - IndusInd Bank RTGS Fund Transfer Online

• Login to IndusInd Bank online banking portal (IndusNet) with your username and password
• On the IndusInd homepage, go to the ‘Funds Transfer’ tab
• Click the ‘RTGS Fund Transfer’ option
• Click on the radio button that mentions ‘Fund transfer to Account Number’
• Type in the beneficiary details accurately, viz., name, account number, IFSC code, account type and the amount
• Authenticate the RTGS transfer by typing the transaction password given or OTP provided on your registered mobile number
• The message of a successful RTGS transaction gets subsequently displayed 
• On successful completion of RTGS transaction, SMS will be automatically received on your  registered mobile number acknowledging the same

IndusInd IMPS: All That You Need To Know

IMPS is an instant money transfer option from one bank account to another through mobile phones. This facility is available 24/7 including bank holidays and public holidays for a maximum transaction limit of Rs. 2 lakhs.

IndusInd Bank offers IMPS facility to its customers through mobile banking services including mobile to mobile transfer, mobile to account transfer and mobile to merchant transfer.

To get the benefit of IndusInd Bank IMPS facility, 

• One should have an active account with the bank
• Should have their mobile numbers registered with the bank
• Should have authenticated MMID linked to their IndusInd bank account
• Should have valid MPIN to transfer funds from one account to another

Steps to transfer funds by using IndusInd Bank IMPS Facility

Internet Banking

• Log in to IndusInd bank official website with user credentials
• Go to the “Fund Transfer” tab
• Select the ‘IMPS Funds Transfer’ tab
• Select beneficiary from the beneficiary list 
• Type in the amount and confirm the transaction
• Confirmation will be received from IndusInd on your registered email id and mobile number on successful completion of the transaction

Mobile Banking

•  Get the IndusInd Bank app downloaded on your mobile 
•  Log in to the IndusInd bank portal with your login credentials 
•  Select the ‘Fund Transfer’ tab and select ‘Other Bank using IMPS’.
•  Select ‘Using IFSC/AC No.’ while transferring funds through IFSC code

•  Select beneficiary to whom funds to be transferred
•  Key in the amount and confirm the transaction
• Confirmation will be received from IndusInd on your registered email id and mobile number on successful completion of the transaction

About NEFT/RTGS/IMPS at IndusInd Bank

With digitization being the new norm and expected to take giant strides, banks across the country have also been quick to adopt both offline and online mediums for ensuring seamless and hassle-free banking transactions.  One such easy mode of banking available for their individual customers and corporates is NEFT/RTGS/IMPS facility. Such transactions ensure that your transactions with the bank are safe, secure and fast.

IndusInd Bank, founded in 1994 with the corporate office in Mumbai, is one of the leading new generation private sector banks operating in India, specializing in retail banking. As part of its retail banking services, the bank offers its customers various facilities for easy transfer of their funds, which include National Electronic Funds Transfer (NEFT), Real Time Gross Settlement (RTGS) and Immediate Payment Service (IMPS). Customers can avail of the money transfer either by undertaking an IndusInd branch visit, internet banking or mobile facility.

FAQs