SBI Bank Timings - SBI Working Hours & Lunch Timings

SBI Bank Opening Time

SBI opening time at most branches is at 9:00 AM. All the branches are open between 9:00 AM to 5:00 PM between Monday to Friday. The bank is generally closed on the second, and fourth Saturdays, Sundays, and public holidays. The SBI bank time is 9:00 AM to 5:00 PM on working Saturdays as well. In many locations they follow different hours of working, so it is a good idea to check with your local branch for the timings.

SBI Bank NEFT Services

Unlike their branch timings, SBI NEFT services operate 24/7, 365 days a year. This means you can initiate an NEFT transfer through their online platform or mobile app at any time, regardless of the day or hour.

However, it's important to understand the processing mechanism:

• NEFT transactions are processed in batches every 30 minutes.
• The funds will reach the beneficiary's account within two hours after the batch in which your transaction is processed.

Therefore, while you can initiate the transfer anytime, the actual crediting to the beneficiary's account will depend on the next available batch.

SBI Bank RTGS Timings

Most of the SBI banking services, including NEFT, are available 24/7. But, there is a slight exception to RTGS.

An RTGS transaction can be undertaken through the mobile app or net banking 24/7, except between 11:50 PM and 12:30 AM. During this time period, the Reserve Bank of India checks the RTGS transactions, which is why it is not available for customers across the country.

Therefore, even though you can initiate the transaction submission anytime, it might be processed only after 12:30 AM (IST), leading to a delay in the funds reaching the beneficiary's account.

SBI Bank IMPS Timings

• Sending money (Outward transactions): These are limited to weekdays (Monday to Saturday) between 8:00 AM and 8:00 PM (IST). This means you can initiate an IMPS transfer to another bank account only during this specific window.
• Receiving money (Inward transactions): Fortunately, receiving money through IMPS is available 24/7, including weekends and public holidays.This allows you to receive funds from any bank using IMPS at any time.

Here's a quick summary:

SBI Bank Lunch Timings

SBI Bank Lunch Break Time can vary slightly between branches. This is because employees take turns for lunch breaks, ensuring continuous service for customers. While there's no single nationwide SBI bank lunch break time, it typically falls between 2:30 PM and 3:00 PM.

However, for guaranteed uninterrupted service, the SBI working hours for majority of the branches are as follows:

• Morning: 9:00 AM to 12:30 PM
• Afternoon: 1:30 PM to 3:30 PM

This structure allows customers to visit the bank and complete transactions even during the typical lunch break window.

It's always recommended to call your nearest SBI branch or check their website for their specific lunch timings before visiting.

SBI UPI Timings

A good news about SBI UPI service is that it is available 24/7 and 365 days a year. There is not time limit for using UPI apps. This means that you can use your UPI app that is linked to your SBI account to send or receive money anytime. It doesn’t get affected by holidays or weekends.

Also, unlike NEFT and RTGS, UPI transactions are reflected immediately. While you have to wait for processing times for NEFT and RTGS, UPI provides you with the advantage of instant processing.

SBI Closing Time

SBI Closing time at most of the branches is at 5:00 PM on all weekdays and on working Saturdays as well. As stated earlier, the bank remains closed on the second and fourth Saturdays, Sundays and on public holidays. Though the official SBI Bank Closing Time is at 5:00 P.M, some services remains unavailable 3:30 PM or 4:00 PM depending on the branch.

The digital services of the bank such as online banking, fund services, and ATM services are available to customers 24 X 7.