CreditMantri Finserve Private Limited
Door No.3, Block B, No. 147, Workeasy Space Solutions, RK Swamy Centre, Hansa Building, Pathari Road,Thousand Lights, Chennai, Tamil Nadu600006
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Get collateral-free personal loans from Shriram Finance at competitive interest rates starting from 12% p.a., with flexible repayment tenures between 12 to 60 months, and for loan amounts up to Rs. 15,00,000
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Shriram Finance Personal Loans come with affordable interest rates and flexible repayment options. The process of loan application is completely digital, preapproved, and paperless. Enjoy a hassle-free and quick borrowing process by applying on Creditmantri.
Collateral Free Loans
Get collateral-free personal loans
Pre Approved personal loans are processed and disbursed within 72 hours
Flexible repayment tenures between 12 and 60 months based on the required loan amount
Flexible Loan Amounts
Up to 15 Lakhs Loan online
Affordable Interest Rates
Personalized interest rates starting from 12% p.a.
Seamless Borrowing Experience
Fully digital, completely paperless, quick, and simple
Periodical alerts on your registered mobile and email ID regarding your EMI payments
Customer Login Feature
It enables you to verify your account and resolve issues at any time.
Late Payment Fee
Shriram Finance Personal Loan
Varies from case to case
Contact Shriram Finance for details
3% of the overdue amount per month
HDFC Personal Loan
10.75% p.a. onwards
2.50% of the loan amount
2% to 4% of the outstanding loan amount
2% of the overdue amount per month
Citibank Personal Loan
10.50% p.a. onwards
0.25% to 3.00% + GST
Up to 4% of the principal outstanding
Aditya Birla Capital
14% p.a. onwards
Up to 2% of the loan amount
2% of the outstanding loan amount
2% of the overdue amount per month
Personal loans are unsecured loans that don’t have any end usage restriction. They can be used for any purpose like travel, wedding, home renovations, medical emergencies etc. Some types of personal loans offered by Shriram Finance are as follows:
Identity Proof Documents
Address Proof Documents
1.Using the formula
2. Using The Shriram Finance Personal Loan EMI Calculator Online
Suppose the loan amount is Rs. 20,000
Interest rate is 12%
Loan tenure is 12 months.
Then, the monthly EMI is Rs. 1,777
Interest payable is Rs. 1,324
Total amount payable is Rs. 21,324
Loan paid to date
The fees and charges for the Shriram Finance Personal loan are subject to the schemes which are chosen by the applicants. But, there are certain fixed charges such as
Cheque bounce charges
Rs. 1000 per swap + GST
36% of the unpaid installments or dues
Loan cancellation charges
Rs. 1000 plus GST
Postage expenditure for notice issuance - Rs. 50 plus GST per notice sent to the loan’s borrower.
Online Through CreditMantri
Step 1: Click on ‘Check Eligibility’
Step 2: Enter basic details like Email Id, mobile number, Pincode, residence type, residence city, employment type, requested loan amount, and date of birth.
Step 3: Click ‘Submit’
Step 4: An OTP is sent to your registered mobile number
Step 5: Enter the OTP for verification
Step 6: Proceed with the steps that follow to complete the application
Online Through The Shriram Finance Website
Step 1: Enter the mobile number, name, and pincode
Step 2: Click on ‘Apply Now’
Step 3: Proceed with the steps that follow to complete the application
Your Shriram Finance personal loan can be repaid in the following three ways.
Shriram Finance has a dedicated customer service team. It has many modes of easy customer-focused services. It is therefore not necessary to walk into the branch of the company to contact customer care or wait for the customer care representative.
Toll-free numbers to resolve queries related to the Shriram Finance personal loan are 1800 103 6369 and 1800 103 4959
Customer executives attend to users promptly on this number 24/7.
Grievance Redressal - email@example.com
Shriram Finance thus offers easy personal loans for any purpose. Apply for the loan and enjoy the benefits.
1. What is the age limit for Shriram Finance Personal Loan?
The age-wise eligibility for Shriram Finance Personal loans is 21 to 60 years
2. Are pensioners eligible for personal loans from Shriram Finance?
Pensioners are not eligible for personal loans from Shriram Finance.
3. Can I avail of a moratorium for my Shriram Finance personal loan EMI?
Yes, you can avail a moratorium for your Shriram Finance Personal Loan according to the guidelines of the Reserve Bank of India (RBI). However, the moratorium is voluntary and you can decide whether you want to avail of it or not. During the period of the moratorium, interest will be accrued for those months. You will need to pay that interest.
4. How does Shriram Finance Personal loan compare with those offered by other banks?
There is total transparency with regards to the rate of interest and the fees charged by us. Shriram Finance offers personal loans at the cheapest rates of interest, with no security or collateral. Shriram Finance offers loans for the longest tenures (60 months), with the flexibility provided to reduce the tenure by prepaying the loan without any penalty. The company provides finance for any personal need or requirement, the total amount being determined on the basis of repaying capacity. With the Shriram Finance Personal loan, you can choose between fixed rates of interest and floating interest rates.
CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf. We do not sell any loans on our own and do not charge any fee from our customers/viewers for the purpose of loan application