Union Bank Timings: Opening Time, Lunch Time & Closing Time

Union Bank Timings Overview

Union Bank Opening Time

Union Bank of India generally opens its branches at 10:00 AM across most states. However, the exact opening time may vary slightly depending on the branch location, city, or regional working guidelines. Once the branch opens, customers can access essential services such as cash deposits, withdrawals, cheque submissions, passbook updates, and account-related support. If you want to avoid long queues, visiting the branch within the first hour of opening is usually the best time, as footfall remains lower during this period.

Union Bank Lunch Time

Union Bank of India generally follows a lunch break between 1:30 PM and 2:30 PM, but the exact timing may differ slightly from one branch to another. To ensure customers don’t face long waiting periods, many branches use a staggered lunch system, where staff take breaks in rotation so that essential services continue without interruption. While cash counters may operate a bit slower during this period, most customer requests are still attended to. If you want faster service, it’s best to avoid visiting right in the middle of the lunch hour. This ensures a smoother, quicker banking experience.

Union Bank Closing Time

Union Bank branches close at 4:00 PM on all working days. Cash counters may stop transactions slightly earlier, so it’s best to visit before late afternoon to ensure your banking work is completed without any delay.

Union Bank Saturday Timings

Union Bank branches are open only on the 1st, 3rd and 5th Saturdays of every month, and the working hours on these days are 10:00 AM to 4:00 PM. The bank remains closed on the 2nd and 4th Saturdays, and all branches stay closed on Sundays as well.

Union Bank NEFT, RTGS, and IMPS Timings

Union Bank of India offers flexible money transfer options through NEFT, RTGS, and IMPS, allowing customers to choose the most convenient method based on urgency and transaction value.

NEFT Timings

Union Bank processes NEFT transactions at its branches from 8:00 AM to 6:30 PM, Monday to Saturday. Branch-based NEFT is not available on 2nd and 4th Saturdays or on Sundays. For faster access, customers can use online NEFT, which operates 24×7, including holidays, through net banking and mobile banking.

RRTGS Timings

RTGS transactions handled at Union Bank branches run between 8:00 AM and 4:20 PM on all working days, including 1st and 3rd Saturdays. Branch RTGS services remain closed on 2nd & 4th Saturdays, Sundays, and public holidays. However, online RTGS remains active round the clock, giving customers uninterrupted access for high-value transfers.

IMPS Timings

IMPS is available 24 hours a day, 7 days a week, without any holiday restrictions. Customers can use IMPS anytime through mobile banking, internet banking, ATMs, and other digital channels for instant fund transfers.

Conclusion

Knowing the exact Union Bank timings helps you plan your branch visits better and avoid unnecessary delays. Since most branches follow standard opening, lunch, and closing hours, you can easily schedule your cash transactions or service requests within these timings. While digital banking options are available 24×7, having clarity on branch hours ensures a smoother, more convenient banking experience whenever you need in-person support.

Frequently Asked Questions