Changing your bank branch is no longer a complex or time-consuming process. With modern banking infrastructure and the digitization of customer services, transferring your bank account from one branch to another is easy, fast, and convenient.

Whether you’re relocating to a new city, switching jobs, or simply need a bank branch closer to home or office, transferring your account can ensure you continue to access banking services smoothly. In this Article, we’ll explore everything you need to know about bank account transfer applications  - including the format, sample letter, and a step-by-step guide on how to transfer your bank account to another branch without hassle. 

Why Transfer Your Bank Account to Another Branch? 

There are many reasons why customers request a transfer of their bank account to a different branch: 

  • Relocation: You’ve moved to a new city or locality. 

  • Branch Services: Better services or facilities at the new branch. 

  • Job Transfer: You’ve changed your place of employment. 

  • Proximity: Closer proximity to your new residence or office. 

  • Poor Customer Experience: Unsatisfactory service at the current branch. 

Is It Necessary to Write a Bank Account Transfer Application? 

Yes. Writing an application for transferring your bank account to another branch is a formal requirement in many banks, especially for manual or offline processing. Even though some banks now allow online transfers, a written request may still be necessary for documentation or branch-level approvals. 

Documents Required for Bank Account Transfer 

Before initiating the transfer, keep the following documents handy: 

  • Application letter for account transfer (signed) 

  • Address proof (if the transfer is due to relocation) 

  • Identity proof (PAN card, Aadhaar, etc.) 

  • Existing passbook, cheque book, or debit card (if applicable) 

  • Account details (Account number, IFSC, etc.) 

Bank Account Transfer Application Format 

Here’s the proper format to write an application for transferring your bank account to another branch: 

To   

The Branch Manager   

[Your Bank's Name]   

[Current Branch Address]   

City, State – Pincode   

Date: [DD/MM/YYYY]   

Subject: Request for Transfer of Bank Account to Another Branch   

Respected Sir/Madam,   

I am [Your Full Name], holding a savings/current account in your branch with account number [XXXXXXX]. Due to [mention reason – e.g., relocation, job transfer, etc.], I request you to kindly transfer my bank account to your [New Branch Name] branch located at [New Branch Address].   

Kindly update my records and facilitate the smooth transfer of my account. Please let me know if any further formalities or documents are required from my side.   

Thanking you in anticipation.   

Sincerely,   

[Your Name]   

[Registered Mobile Number]   

[Email ID]   

[Current Address]   

 

Sample Bank Account Transfer Application Letter 

Here’s a real-life example you can follow: 

Subject: Request for Bank Account Transfer to New Branch 

To, 

The Branch Manager 

Axis Bank 

MG Road Branch 

Bengaluru – 560001 

Date: 22nd July 2025 

Respected Sir/Madam, 

I am maintaining a savings account with your branch under Account Number 012345678901. I have recently moved to a new residence in Indiranagar, and I request you to kindly transfer my account to your Indiranagar Branch for ease of banking. 

Please ensure all linked services are updated, and let me know if any documents are required from my side. 

Thanking you, 

Yours sincerely, 

Pooja Nair 

Mobile: 98765xxxx 

Email: poojanair@email.com 

Attachments: 

  • Bank passbook 

  • Aadhaar card 

  • PAN card 

  • Passport size photograph 

 

How to Transfer Bank Account to Another Branch: Step-by-Step Guide 

Method 1: Offline Bank Account Transfer Process 

Step 1: Write an Application 
Prepare an account transfer application using the format provided above. Clearly mention your account number and the new branch details. 

Step 2: Visit the Bank Branch 
Go to your current bank branch and submit the application along with ID/address proof. 

Step 3: Provide Supporting Documents 
Submit address proof (if required) and sign any additional forms, if asked. 

Step 4: Confirmation and Acknowledgement 
You will receive a confirmation slip or acknowledgment of your request. 

Step 5: Wait for Transfer Processing 
The transfer is usually completed within 3-7 working days, after which your account will be fully operational at the new branch. 

Method 2: Online Bank Account Transfer Process (For Select Banks) 

Many banks now allow account transfers online via internet or mobile banking. Here's how to do it: 

For SBI (State Bank of India) 

  1. Login to SBI Online 
  2. Go to “e-Services” tab 
  3. Select Transfer of Savings Account 
  4. Choose your account and enter the new branch code 
  5. Click “Submit” 
  6. Authenticate using OTP or profile password 
  7. You’ll get confirmation, and the transfer is processed in 5-7 working days. 

Read Also: How to Fill the SBI Account Opening Form?

For ICICI Bank 

  1. Login to iMobile Pay App or Internet Banking 
  2. Go to “Service Requests” > “Account Services” 
  3. Click on the 'Transfer Your Account’ option. 
  4. Verify your savings account number along with the existing branch address, then proceed by selecting ‘Yes’ to continue. 
  5. Carefully review your account details and confirm the request to initiate the transfer. 

Note: If you've performed any financial or non-financial transaction within the last 24 hours, your transfer request will be held until those activities are completed. Once cleared, the account transfer will be processed instantly, offering you a smooth and quick experience 

For HDFC Bank 

  1. Go to the HDFC Insta Service Portal and click on the "Let’s Begin" button to start the process. 
  2. Enter your registered mobile number and select one of the identification options – Date of Birth, PAN, or Customer ID. 
  3. Click on "Get OTP" to receive a one-time password on your mobile. 
  4. Enter the OTP to proceed securely. 
  5. Next, select the HDFC account you wish to transfer, then choose the new branch location where you want your account to be shifted. 
  6. Review all the details carefully and submit your request for processing. 

For Axis Bank 

  1. Open Axis Mobile App and log in. 
  2. Tap on Menu > Services & Support. 
  3. Go to Insta Services > Accounts. 
  4. Select Transfer Account. 
  5. Choose your account and new branch. 
  6. Verify details and submit the request. 

Your account transfer will be completed in a matter of a few business days.. 

Note: Always ensure your mobile number is updated with the bank to receive OTPs for verification. 

How to Write a Bank Account Transfer Letter to Another Branch 

If you wish to transfer your bank account to a different branch, your application should be properly structured. Below is a step-by-step guide to help you draft an effective and professional request: 

• Start with a professional greeting 

Begin your letter by respectfully addressing the Branch Manager. You may use greetings like “Dear Branch Manager” or “Respected Sir/Madam” depending on the tone you prefer. 

• Mention your account and personal information clearly 

List important details such as your account holder name, account number, type of account, current branch name and address. Additionally, include your mobile number and residential address. If there are any ongoing auto-debits or linked services, mention those as well for clarity. 

• Explain the reason and provide new branch details 

Clearly mention why you want the transfer — such as job relocation, change of residence, or convenience. Don’t forget to provide the new branch's name, address, IFSC code (if required), and any preferred date for initiating the transfer. 

• Ask about charges and process timeline 

Request information regarding any applicable transfer charges or service fees, and whether these can be debited directly from your account. You can also ask how long the entire process typically takes to complete. 

• End your request politely 

Close your letter with a thank you note for the bank’s assistance, and include your full signature, name, and date at the bottom to complete the request. 

What Happens After Your Bank Account Is Transferred? 

Once your bank account has been successfully transferred: 

  • Your account number remains the same 

  • The branch IFSC changes (important for NEFT/RTGS/UPI transactions) 

  • You will receive communication via SMS or Email 

  • Your cheque book or passbook may need reissue with new branch info 

  • Linked services (e.g., loans, demat, insurance) will also be mapped to the new branch 

Final Thoughts 

Transferring your bank account to another branch is a simple process that can save you time and improve convenience. Whether you're relocating, changing jobs, or just looking for better banking services, using the right bank account transfer application format and following the proper steps will ensure a smooth experience. 

Ensure your application is well-written, all documents are in order, and you use your bank’s digital services if available for quicker processing. 

FAQs on Bank Account Transfer 

1. Can I transfer my bank account to another branch online? 

Yes, most leading banks like SBI, HDFC, ICICI, and Axis offer online bank account transfer via net banking or mobile apps. 

2. Is it necessary to close my old account to open a new one? 

You don’t have to close your existing account; it simply gets shifted to the new branch while keeping all your details intact. 

3. Does my account number change after the transfer? 

In most cases, the account number remains the same. Only branch details and IFSC may change. 

4. How long does it take to transfer a bank account? 

It usually takes 2 to 5 working days, depending on your bank’s processing speed. 

5. Will my debit card and cheque book remain valid? 

Yes. Your debit card and cheque book continue to work unless the bank reissues them post-transfer. 

Disclaimer: This page includes information that has been compiled from many sources and is only offered for informational purposes. Since this type of data might change over time, we cannot guarantee that the information supplied or included within it is accurate. It is anticipated that the user would confirm with the relevant source before taking any choices or actions.