State Bank of India is considered to be one of the most trusted and reliable banks in India. It provides multiple facilities to its account holders for easy and quick access to account information and banking over the Internet. SBI’s Mobile Banking facility enables users to make balance enquiries and perform a range of payments and banking functions 24x7 over the Internet.

State Bank of India offers easy SMS and mobile banking services that can be used to carry out a wide range of tasks. All SBI account holders can avail these services by following a few simple steps. Customers can register with SBI’s SMS and mobile banking online or by visiting their office. 

List of Services Offered by SBI Mobile Banking

  1. Account Summary

  2. Mini Statement

  3. mPassbook

  4. Statement Download

  5. e-Statement Subscription

  6. Bank Account Details

  7. Fund Transfer

  8. Quick Transfer & Donations

  9. Send mCash

  10. Schedule Transactions

  11. Add/Manage Beneficiary

  12. Open Fixed Deposits

  13. Open Recurring Deposits

  14. Open Multi-Option Deposits

  15. eDeposit Enquiry

  16. Mobile Recharge

  17. DTH Recharge

  18. State Bank Wallet Topup

  19. Bill Payment

  20. Manage/Schedule Bills

  21. UPI Payment

  22. Get/Cancel MMID LPG Subsidy Registration

  23. TDS Enquiry

  24. Cheque Book

  25. Debit Card Hotlisting

  26. Online Nomination

  27. Submit Form 15G/15H

  28. State Bank Virtual Card

  29. Standing Instructions

Steps to Register for SBI Anywhere Mobile Banking App

Users can register for SBI mobile banking service at any of the SBI branches. You will get a customer ID when you open a new account so that you can register for mobile banking directly. Mobile Banking services can be used on your smartphone for which the official banking website can also be referred. There is a simple process which needs to be followed; it includes:

  • For acquiring the User ID as well as MPIN, you need to type ‘MBSREG’ and SMS it to 567676/ 9223440000 using your registered mobile number.

  • You will get a User ID as well as default MPIN via SMS.

  • You can download the State Bank Anywhere app from the app store.

  • Login using the details received.

  • You can even change your MPIN directly after the first login.

SBI Mobile Banking Apps

There are multiple apps offered by the State Bank of India some of which are mentioned below:

  • SBI Anywhere Personal App

    • This app is meant for smartphone users

    • Supports voice-assisted transactions for balance enquiry, mini statement, recharge, transfer, etc.

    • Detailed account information and mPassbook on the go

    • Fund transfer through various methods – IMPS, NEFT, RTGS, mCash and QR code

    • UPI Transactions through VPA, Aadhaar and account number and IFSC

    • Top Up and recharges for postpaid mobile, DTH, SBI wallets, prepaid cards, etc.

    • Safe and secure app as no data is stored in the smartphone

  • SBI YONO App

    • Range of banking transactions can be performed through the app

    • All bank account details can be found on the SBI YONO app

    • Apply for SBI Credit Card online through the app

    • Get all SBI and associated products at one place in the app

    • Transfer funds using IMPS, NEFT, RTGS and UPI through this app

    • Easy to invest in SBICAP Securities through the app

    • Book vacations and trips online and get huge discounts in the app itself

  • BHIM SBI Pay App

    • Send/receive money using UPI to and from any bank’s account through the BHIM SBI Pay app

    • Payment for services such as mobile recharge, food orders, bill payments and other deals

    • Any bank’s account can be added to the app for carrying out the UPI transactions

    • Your mobile number should be linked with your bank account to use this app

    • The maximum transaction amount is capped at Rs. 1 Lakh

    • Both merchants and users can use the same app. A merchant can use the app as a user as well

    • Multiple VPAs can be created and managed through the same app

Important Things to Remember About SBI Mobile Banking

Mentioned below are the important points related to SBI Mobile Banking which should be followed by all existing customers.

  • Make sure that your mobile phone is protected with a unique password

  • It is important to select a strong password containing a mixture of alphanumeric as well as special characters.

  • Make sure to change your password quite frequently.

  • If your phone gets stolen or misplaced, immediately report the case to the bank and file an FIR with the nearest police station.

  • Make sure that you do not share confidential information on any website apart from the bank’s registered app.

  • Never keep any confidential banking information on your mobile phone.

  • Suppose you change your mobile number, make sure to inform the associated bank on a quick basis.

Features and Benefits of SBI Mobile Banking

  • State Bank Anywhere app allows customers to carry out transactions anytime during the day.

  • SBI customers holding an operating savings or current account can use this service.

  • SBI mobile banking facility is free of charge, except SMS charges.

  • There is no specification regarding registration with a particular service provider; this facility can be accessed across all telecom providers.


  1. What are the benefits of SBI mobile banking?

The main benefit of SBI mobile banking is that it allows customers to carry out banking transactions on a 24×7 basis from any place with the help of a mobile phone.

  1. Who all can avail this service?

SBI Bank mobile banking service is available for all SBI customers who have an operating current or savings account. Presently, this service is also extended to SME customers.

  1. Is it mandatory to have MPIN in alphanumeric format?

Keeping your MPIN as alphanumeric ensures high-level security. Hence, it is advisable to keep it that way.

  1. What is the count of characters maintained in MPIN?

The MPIN needs to be a total of 6 characters. Make sure it is a combination of special characters and alphanumeric.

  1. If mobile banking is not used for a longer period, will the service be deactivated?

Yes, if mobile banking isn’t accessed for six months, it would automatically be deactivated. One needs to register again for availing the service.

End Note

State Bank of India (SBI) has a mobile banking facility for its users via the SBI Anywhere Personal Banking App. It allows the customers to enjoy banking services anytime and anywhere using their smartphone device. SBI mobile banking services can be used either through the application, WAP (Wireless Application Protocol), USSD (Unstructured Supplementary Service Data) or through SMS.