CreditMantri Finserve Private Limited
Door No.3, Block B, No. 147, 2nd Floor, Workeasy Space Solutions, RK Swamy Centre, Hansa Building, Pathari Road,Thousand Lights, Chennai, Tamil Nadu600006
Have any queries? Click here for more details
All written queries will be responded within 1 working day.
We'd love to help you through every step along the way.
Is your Credit Score >750?
Credit cards have redefined the way we spend money and how we shop for some time now. From being taboo credit cards have grown to 30 million users in India. This immense growth can be attributed to banks like Federal Bank, who offer great add-ons such as rewards and benefits. But the primary benefit that credit cards like the Federal Bank Credit Card provide ease of use, and an ability to make purchase at a moment’s notice when the required funds are not available to you.
Most credit card bill defaults happen because of 2 reasons
Both these cases can be avoided if they check their credit card balance, credit card statement and due dates on a regular basis. Federal Bank provides multiple ways for customers to check their Federal Bank credit card balance and Federal Bank credit card balance status.
1. Net banking:
This is one way to check Federal Bank credit card balance online. You need to register your credit card with Federal Bank net banking facility. If you are an existing customer your credit card will be directly mapped with your account else, you will need to do it manually.
Once registered you can click on credit cards in the menu which will have options like Federal Bank credit card balance, Federal Bank credit card available balance, Federal Bank credit card balance statement and Federal Bank Credit card bill payment to consider the credit you have utilized, what is the balance on your credit limit and the due date for paying the bill and a very simple process to pay the credit card bill.
With this facility the card holder can monitor spends and pay the bill on time.
You can also do net banking on your mobile as the website is optimized for mobile view. You can use the same user name and password used in internet banking. The menus and payment methodologies are also similar. This facility is useful when any cardholder wants to do a credit card balance check on the go.
2. SMS alerts:
Federal Bank provides customers with SMS alerts as when they use their card for payment. This facilitates the customer to check their Federal Bank credit card balance via SMS which happens in real time to make sure the transaction happened, the right amount has been entered and what is their credit card balance.
3. Customer service:
If a customer is not comfortable with net banking or mobile banking they can still enquire about their credit card balance and available credit limit using Federal Bank credit card balance check number 1800 425 4059. A customer can get a complete credit card balance and statement from the Federal Bank Credit Card customer care.
4. By ATM:
You can visit an Federal Bank ATM and check your Federal Bank credit card outstanding balance using your pin number as access code.
5. Visiting a branch
Although time consuming you can visit the nearest Federal Bank branch to meet with the team there to enquire about your Federal Bank credit card balance. This could be very useful in case you are a first-time user to get more information on how to check credit card balance or how to check credit card balance on mobile or how to do a credit card balance enquiry online.
6. Monthly statements
Federal Bank also provides monthly credit card statements through SMS and email with details of credit card balance, outstanding credit card dues and the due date for payment.
7. Mobile App
Federal Bank have their own proprietary banking apps to increase their engagement with their customers, these apps apart from helping you know where you stand on your credit card balance. Some apps or applications are commonly called come with useful plug-ins like spend analyzers to help the next generation of customers keep track of how they spend.
Credit cards have many uses apart from the rewards you get from spending using your credit cards. The following is list of uses that credit cards can provide you
1. Sign on bonuses: Some of the credit cards provide sign on bonus or gifts as a thank you for signing with the Federal Bank. This is a great reward which will offset any joining fees paid already and get even more.
2. Rewards: Reward points are offered for any transaction that is made using your credit card. These reward points can be accumulated to obtain a great gift, or the points can be redeemed for cashback. Either way customer is the winner.
3. Frequent flyer miles: This is useful for people to travel by plan frequently. They get “miles” as reward for using your Federal Bank credit card to pay for airline ticket. With enough points you can avail discount on future tickets or you may be able to get tickets for free. Also with some credit cards you get access to airport lounges which could be a life saver in case of delayed flights.
4. Cashback: Some Federal Bank credit cards also provide cashback on certain spends like 5% cashback for shopping online, 5% cashback for using your credit card to pay utility bills. This is a great way to save money.
5. Keeping vendors in check: Credit cards help in keeping vendors in check. Customers have the option to cancel payment or even if already paid the ability to revert payment if they feel the product they bought is below par. This way the vendors who provide the products will stay honest and provide better quality goods.
6. Insurance: Many credit cards come with insurance like travel insurance which can be availed. Many card holders don’t even realize they are protected and don’t utilize these facilities. It is bet to read the terms and conditions before you get a credit card and know every feature available.
7. Universal acceptance: Unlike debit cards credit cards have universal acceptance. If you go to any foreign country, you can spend money by using your credit card and not go searching for a currency exchange center or ATM.
8. Instant Loan: Your credit limit is a source of loan which can be accessed immediately without requiring any approvals. This can be very useful in case of emergencies. There is also the option to convert your credit card bill to an EMI if you cannot pay back the bill immediately.
9. Credit score improvement: When you pay your credit card bill on a regular basis it will improve your credit score. As different credit or credit mix also forms a part of credit score, a credit card will help improve your score from that aspect as well.
Credit cards provide a card holder a plethora of benefits. On the other hand, if you do not pay your bill on time it could have adverse effects.
1. How to check Federal Bank credit card balance on mobile?
You need to download and install the Federal Bank mobile app on your phone. If you already have login credentials login using that else create an account. Once logged in choose the credit card tab below which you can find the credit card balance option
2. How to check Federal Bank credit card balance?
You can check your Federal Bank credit card balance through net banking, mobile app, ATM, SMS alerts, customer service, visiting a branch and the monthly statements.
3. How do I do an Federal Bank credit card balance enquiry online?
You need to register your credit card with Federal Bank net banking facility. If you are an existing customer your credit card will be directly mapped with your account else, you will need to do it manually. Once registered you can click on credit cards in the menu and choose credit card balance.
4. What is the Federal Bank credit card balance enquiry number?
You can call the toll-free number 1800 - 425 – 1199 for any credit card related queries including Federal Bank credit card outstanding balance.
Andhra Bank Credit Balance Check
Axis Bank Credit Balance Check
Bandhan Bank Credit Balance Check
Bank Of Baroda Credit Balance Check
Bank Of Maharashtra Credit Balance Check
Canara Bank Credit Balance Check
Central Bank Of India Credit Balance Check
Citibank Credit Balance Check
City Union Bank Credit Balance Check
Corporation Bank Credit Balance Check
DCB Bank Credit Balance Check
Deutsche Bank Credit Balance Check
Dhanlaxmi Bank Credit Balance Check
HDFC Bank Credit Balance Check
ICICI Bank Credit Balance Check
IDBI Bank Credit Balance Check
Indian Bank Credit Balance Check
Indian Overseas Bank Credit Balance Check
IndusInd Bank Credit Balance Check
Jammu Kashmir Bank Credit Balance Check
Karnataka Bank Credit Balance Check
Karur Vysya Bank Credit Balance Check
Kotak Mahindra Bank Credit Balance Check
Lakshmi Vilas Bank Credit Balance Check
Oriental Bank Of Commerce Credit Balance Check
Punjab National Bank Credit Balance Check
Punjab Sind Bank Credit Balance Check
RBL Bank Credit Balance Check
SBI Credit Balance Check
South Indian Bank Credit Balance Check
SVC Bank Credit Balance Check
Syndicate Bank Credit Balance Check
Tamilnad Mercantile Bank Credit Balance Check
UCO Bank Credit Balance Check
Union Bank Of India Credit Balance Check
Vijaya Bank Credit Balance Check
YES Bank Credit Balance Check
CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf.