Using your SBI debit card for online shopping, bill payments, or other e-commerce services in India requires one important step – activating the Domestic E-commerce feature. For security reasons, this service is often turned off by default. You need to manually enable it to start using your debit card on platforms like Amazon, Flipkart, IRCTC, Zomato, Swiggy, and other merchants.

Here’s a complete guide on different ways to activate Domestic E-commerce in your SBI debit card.

Why Do You Need to Activate Domestic E-Commerce?

  • By default, your SBI debit card may not allow online transactions.

  • Enabling Domestic E-commerce gives you access to all online payments within India.

  • You can control limits, usage, and security as per your convenience.

  • This feature prevents unauthorized access if you don’t use your card for online shopping.

Methods to Activate Domestic E-Commerce in SBI Debit Card

1. Through SBI YONO App (Most Convenient)

The YONO app is SBI’s official mobile banking application.

Steps:

  1. Open the SBI YONO app and log in with your credentials.

  2. Go to Service Request → Debit Card Services.

  3. Select Manage Card.

  4. Pick your debit card number.

  5. Under Channel Settings, enable Domestic E-commerce.

  6. Enter the OTP received on your registered mobile number.

Your card is now ready for online domestic transactions.

2. Through SBI YONO Lite App

YONO Lite is a lighter version of SBI YONO app, designed for quick services.

Steps:

  1. Log in to the YONO Lite app.

  2. Tap on Manage Cards under the Services menu.

  3. Choose your debit card.

  4. Enable the option Domestic E-commerce (POS/Online).

  5. Verify the activation with an OTP.

3. Through SBI Net Banking

If you prefer using a computer or laptop, SBI Net Banking offers easy activation.

Steps:

  1. Visit SBI Net Banking and log in.
  2. Go to e-Services → ATM Card Services.
  3. Select Manage Usage.
  4. Choose your debit card number.
  5. Turn on Domestic E-commerce Transactions.
  6. Confirm with OTP authentication.

4. Through SBI Customer Care

If you are not comfortable with online methods:

  1. Call SBI toll-free number 1800 1234 / 1800 2100.

  2. Request for activation of Domestic E-commerce transactions.

  3. Follow the telephonic verification process.

5. By Visiting SBI Branch

If online activation is not possible for you:

  1. Visit your home SBI branch.

  2. Submit a written request or ask the bank executive to enable Domestic E-commerce usage.

  3. The request will be processed, and you’ll get confirmation via SMS.

Key Security Tips While Using SBI Debit Card Online

  • Always enable transaction alerts on SMS and email.

  • Set a daily transaction limit (you can customize it in YONO/Net Banking).

  • Disable the Domestic E-commerce option when not in use.

  • Do not share your card details or OTP with anyone.

  • Use SBI’s official apps and websites only.

Disclaimer: This page includes information that has been compiled from many sources and is only offered for informational purposes. Since this type of data might change over time, we cannot guarantee that the information supplied or included within it is accurate. It is anticipated that the user would confirm with the relevant source prior to taking any choices or actions.