CreditMantri Finserve Private Limited
Door No.3, Block B, No. 147, Workeasy Space Solutions, RK Swamy Centre, Hansa Building, Pathari Road,Thousand Lights, Chennai, Tamil Nadu600006
Have any queries? Click here for more details
All written queries will be responded within 1 working day.
We'd love to help you through every step along the way.
Is your Credit Score >750?
Adding a debit or credit card to your Paytm is simple. Follow the procedure given below If you are a Paytm user, log in to your Paytm App. You can log in to your Paytm account in the computer browser also. Scan the QR code appearing on the browser with your Paytm Mobile Application.
Why do you need to set a limit for your card? This is done to make sure you do not spend unnecessarily or if someone is trying to commit fraud then they are not able to withdraw the amount beyond the set limit. Debit card limit is nothing but your ATM withdrawal limit.
Customers can easily check if they are eligible for the EMI option on their debit card by sending an SMS to their respective bank for the same. The list of banks and the SMS to be sent in the particular format to the respective number is tabled below.
Debit cards and credit cards are essentials these days. With digital transactions ruling the financial world, everybody is bound to own one of each. When it is given that you have to have a debit card, you can make a smart choice and go for ICICI Visa Platinum Debit Card.
It is not possible to pay your Axis Bank credit card payment using another bank debit card. However, you may use Visa Money Transfer to pay from any Visa Debit Card only.
You can use your Axis Bank debit card to pay your Axis Bank credit card dues. However, using another bank debit card is possible under the Visa Money Transfer (VMT) facility for Visa Debit Cards only.
E-Money virtual money stored in the banking computer systems. It doesn’t have a physical form like regular paper currency. Nowadays E-money is trending because of its flexible and safe features rather than physical cash. Let’s take a look at the common types of E-Money.
If you don’t have or use a debit card you can still transfer money to your paytm wallet through Paytm mobile app as well as Paytm.com. You can use your credit card, netbanking or UPI ID to add money in Paytm without a debit card.
One cannot use Google Pay without a debit card. You must either have an ATM card or debit card to avail UPI services through Google Pay. If you don’t have a debit card,then you can use your ATM card and proceed using Google Pay by following the below steps. Also you have to check whether your bank works with UPI. If it doesn’t, your bank account won’t work with Google Pay.
Flipkart's PhonePe is a UPI-based payment app launched in India to make digital payments. You can create a PhonePe account by entering your bank account details and generating a UPI ID.
In a developing country like India, the government is trying to boost digital payments, especially after the demonetisation drive, by imposing rules like no bank can levy fuel surcharge or transaction fee on a customer paying by debit card.
Internet banking enables seamless financial transactions for the users without having to visit the bank in person. You just need to have an internet connection to conduct transactions from anywhere in the world. Debit card or ATM card details have been made mandatory to register for an internet banking to ensure a secured transaction. Those who do not have a debit card will have to visit the nearest bank branch to register for the net banking.
Partnering with top banks in India, Flipkart has introduced debit card EMI facility for your purchases. It also provides no cost EMI to the customers using partnered banks’ debit cards.
A credit card allows the user to make purchases and pay for them later. On the other hand, a debit card is already loaded with money, the amount of your savings or current account. Both are useful tools in making payment for various purposes.
Debit cards are hot listed generally when it is stolen or lost in order to avoid fraudulent usage. Hence it is not possible to get or make payment through a hot listed debit card.
A debit card is similar to a credit card where you make purchases using the plastic card, but unlike a credit card, the money comes directly from your bank savings account. You can only use the money you have available in your account. If you do not have enough money in your account, your transaction will not be approved, which is why you cannot get into debt with a debit card. A credit card purchase, on the other hand, is made usi