Interested in financial products
Processing

State Bank of India Debit Cards

State Bank of India (SBI) has been in the service of the Indian public for more than a century. It offers a wide range of services in personal banking and the retail banking sectors. It has the highest number of ATMs and branches spread across India and abroad to serve its customers. They have been supporting the Indian government through every economic development and upgradation during the pre-Independent era as well as after Independence.

Introduction to SBI Debit Cards

SBI offers an extensive selection of debit cards to its customers. These cards are designed to provide maximum benefits and privileges to its users.

  • Debit cards powered by Mastercard, VISA and RuPay
  • All debit cards are embedded with EMV Chips for enhanced security
  • Verified by VISA & Mastercard SecureCode security features for added security of online transactions
  • OTP feature for online transactions
  • SBI Rewardz, a loyalty program that extends attractive offers, discounts and cashbacks for every transaction using a debit card
  • sbiINTOUCH Contactless card for a hassle-free shopping experience
  • Exclusive cards for International usage
  • Insurance cover offered to all debit card holders
  • Special Metro cards for Mumbai Metro travellers
  • SMS alert facility for all kinds of transactions
  • 24x7 helpline to assist in case of lost/stolen card

SBI has close to 21,000 ATMs across India to give 24x7 access to the customer accounts. Customers can avail a wide list of facilities at any SBI ATM using their debit card

  • Cash withdrawal
  • Balance enquiry
  • PIN change
  • Ministatement
  • Card to card transfer
  • Credit card payment – VISA & SBI credit cards
  • SBI Life insurance premium payment
  • Mobile top-up
  • Cheque book request
  • Donations to Trusts
  • Mobile banking registration
  • IMPS payments
  • Open Term deposits

SBI debit cards can be used at more than 6 lakh merchant establishments and POS points across India. It can be used on all major e-commerce portals and shopping apps.

Types of SBI Debit Cards

Let us have a look at the different kinds of debit cards offered by SBI and their special features

CardDaily withdrawal limitDaily purchase limitFreedom RewardzIssuance chargesAnnual charges
SBI Classic Debit CardRs.20,000/-Rs.50,000/-1 point for every Rs.200 spentNILRs.125 + GST
SBI Silver International Debit Card

Domestic - Rs.40,000/-

International - subject to a maximum of USD 1,000

Domestic - Rs.75,000/-

International - subject to a maximum of USD 1,500

1 point for every Rs.200 spentNILRs.150 + GST
SBI Global International Debit CardRs.40,000/-Rs.75,000/-1 point for every Rs.200 spentNILRs.175 + GST
SBI Gold International Debit CardRs.50,000/-Rs.2,00,000/-1 point for every Rs.200 spentRs.100 + GSTRs.175 + GST
SBI Platinum International Debit Card Rs.1,00,000/- Rs.2,00,000/-1 point for every Rs.200 spentRs.300 + GSTRs.250 + GST
SBI Mumbai Metro Combo CardRs.40,000/-Rs.75,000/-1 point for every Rs.200 spentRs.100 + GSTRs.175 + GST
sbiINTOUCH Tap & Go Debit CardRs.40,000/-Rs.75,000/-1 point for every Rs.200 spentNILRs.175 + GST

Complimentary Insurance Offer

SBI offers complimentary insurance to SBI Gold International and SBI Platinum International debit card holders.

CoverGold Debit CardPlatinum Debit Card
Personal Accident Insurance (Death) – Non-AirRs.2,00,000/-Rs.5,00,000/-
Personal Air Accidental Insurance (Death)Rs.4,00,000/-Rs.10,00,000/-
Family Transportation & Transportation of Mortal RemainsUp to Rs.50,000/-Up to Rs.50,000/-
Checked-in Baggage Loss CoverUp to Rs.25,000/-Up to Rs.25,000/-
Purchase Protection CoverRs.5,000/-Up to Rs.50,000/-
Lost Card Liability CoverRs.80,000/-Up to Rs.2,00,000/-

FAQs: SBI Debit Cards

(1) How can one apply for an SBI debit card?

SBI Debit cards are offered to all savings bank account holders of the bank. One can contact the nearest branch, submit the appropriate form to obtain a debit card. One can also apply through their internet banking page.

(2) What is Verified by VISA and Mastercard SecureCode?

These two are security features offered by VISA and Mastercard on debit cards powered by them. This feature allows you to create your own security password to be used during online transactions. This gives an additional layer of security for online transactions using debit cards.

(3) What is a contactless card?

sbiINTOUCH Tap & Go Debit Card is an international debit card embedded with the Near Field Communication (NFC) technology. It allows you to make payments at POS terminals with just a tap or wave of the card near the machine instead of using the PIN. The contactless card is embedded with an EMV contact & contactless chip along with the regular Magstripe and an NFC antenna. Hence the card can be used as a regular card as well as a contactless card as required.

(4) What is SBI Rewardz?

SBI Rewardz is a loyalty program initiated by SBI to award its customers with reward points for transactions across different banking transactions. These reward points can be later redeemed for a wide range of merchandize and discount offers.

(5) What are some of the benefits offered to the customers through SBI Rewardz?

Customers are offered numerous discounts and offers while redeeming their reward points. Some of the offers are

  • Branded merchandize at discounted rates
  • Mobile/DTH recharges
  • Discounted air tickets
  • Purchase gift cards
  • Discounts on movie tickets

(6) What are the complimentary insurance covers offered by SBI?

SBI Gold International and Platinum card holders are offered complimentary insurance covers. The insurance covers

  • Personal Accident Death cover
  • Personal Air Accident Death cover
  • Purchase protection
  • Lost card liability

Apart from the above covers, a few add-on covers are available to eligible card variants, as a value-add feature

  • Family transportation & mortal remains transport
  • Checked-in baggage loss cover
  • Accidental death or permanent total disability – for RuPay debit cards only
×Thank you! Your comment will be reviewed and posted shortly.

Write a review

CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf.