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State Bank of India Debit Cards

State Bank of India (SBI) has been in the service of the Indian public for more than a century. It offers a wide range of services in personal banking and the retail banking sectors. It has the highest number of ATMs and branches spread across India and abroad to serve its customers. They have been supporting the Indian government through every economic development and upgradation during the pre-Independent era as well as after Independence.

Introduction to SBI Debit Cards

SBI offers an extensive selection of debit cards to its customers. These cards are designed to provide maximum benefits and privileges to its users.

  • Debit cards powered by Mastercard, VISA and RuPay
  • All debit cards are embedded with EMV Chips for enhanced security
  • Verified by VISA & Mastercard SecureCode security features for added security of online transactions
  • OTP feature for online transactions
  • SBI Rewardz, a loyalty program that extends attractive offers, discounts and cashbacks for every transaction using a debit card
  • sbiINTOUCH Contactless card for a hassle-free shopping experience
  • Exclusive cards for International usage
  • Insurance cover offered to all debit card holders
  • Special Metro cards for Mumbai Metro travellers
  • SMS alert facility for all kinds of transactions
  • 24x7 helpline to assist in case of lost/stolen card

SBI has close to 21,000 ATMs across India to give 24x7 access to the customer accounts. Customers can avail a wide list of facilities at any SBI ATM using their debit card

  • Cash withdrawal
  • Balance enquiry
  • PIN change
  • Ministatement
  • Card to card transfer
  • Credit card payment – VISA & SBI credit cards
  • SBI Life insurance premium payment
  • Mobile top-up
  • Cheque book request
  • Donations to Trusts
  • Mobile banking registration
  • IMPS payments
  • Open Term deposits

SBI debit cards can be used at more than 6 lakh merchant establishments and POS points across India. It can be used on all major e-commerce portals and shopping apps.

Types of SBI Debit Cards

Let us have a look at the different kinds of debit cards offered by SBI and their special features

CardDaily withdrawal limitDaily purchase limitFreedom RewardzIssuance chargesAnnual charges
SBI Classic Debit CardRs.20,000/-Rs.50,000/-1 point for every Rs.200 spentNILRs.125 + GST
SBI Silver International Debit Card

Domestic - Rs.40,000/-

International - subject to a maximum of USD 1,000

Domestic - Rs.75,000/-

International - subject to a maximum of USD 1,500

1 point for every Rs.200 spentNILRs.150 + GST
SBI Global International Debit CardRs.40,000/-Rs.75,000/-1 point for every Rs.200 spentNILRs.175 + GST
SBI Gold International Debit CardRs.50,000/-Rs.2,00,000/-1 point for every Rs.200 spentRs.100 + GSTRs.175 + GST
SBI Platinum International Debit Card Rs.1,00,000/- Rs.2,00,000/-1 point for every Rs.200 spentRs.300 + GSTRs.250 + GST
SBI Mumbai Metro Combo CardRs.40,000/-Rs.75,000/-1 point for every Rs.200 spentRs.100 + GSTRs.175 + GST
sbiINTOUCH Tap & Go Debit CardRs.40,000/-Rs.75,000/-1 point for every Rs.200 spentNILRs.175 + GST

Complimentary Insurance Offer

SBI offers complimentary insurance to SBI Gold International and SBI Platinum International debit card holders.

CoverGold Debit CardPlatinum Debit Card
Personal Accident Insurance (Death) – Non-AirRs.2,00,000/-Rs.5,00,000/-
Personal Air Accidental Insurance (Death)Rs.4,00,000/-Rs.10,00,000/-
Family Transportation & Transportation of Mortal RemainsUp to Rs.50,000/-Up to Rs.50,000/-
Checked-in Baggage Loss CoverUp to Rs.25,000/-Up to Rs.25,000/-
Purchase Protection CoverRs.5,000/-Up to Rs.50,000/-
Lost Card Liability CoverRs.80,000/-Up to Rs.2,00,000/-

FAQs: SBI Debit Cards

(1) How can one apply for an SBI debit card?

SBI Debit cards are offered to all savings bank account holders of the bank. One can contact the nearest branch, submit the appropriate form to obtain a debit card. One can also apply through their internet banking page.

(2) What is Verified by VISA and Mastercard SecureCode?

These two are security features offered by VISA and Mastercard on debit cards powered by them. This feature allows you to create your own security password to be used during online transactions. This gives an additional layer of security for online transactions using debit cards.

(3) What is a contactless card?

sbiINTOUCH Tap & Go Debit Card is an international debit card embedded with the Near Field Communication (NFC) technology. It allows you to make payments at POS terminals with just a tap or wave of the card near the machine instead of using the PIN. The contactless card is embedded with an EMV contact & contactless chip along with the regular Magstripe and an NFC antenna. Hence the card can be used as a regular card as well as a contactless card as required.

(4) What is SBI Rewardz?

SBI Rewardz is a loyalty program initiated by SBI to award its customers with reward points for transactions across different banking transactions. These reward points can be later redeemed for a wide range of merchandize and discount offers.

(5) What are some of the benefits offered to the customers through SBI Rewardz?

Customers are offered numerous discounts and offers while redeeming their reward points. Some of the offers are

  • Branded merchandize at discounted rates
  • Mobile/DTH recharges
  • Discounted air tickets
  • Purchase gift cards
  • Discounts on movie tickets

(6) What are the complimentary insurance covers offered by SBI?

SBI Gold International and Platinum card holders are offered complimentary insurance covers. The insurance covers

  • Personal Accident Death cover
  • Personal Air Accident Death cover
  • Purchase protection
  • Lost card liability

Apart from the above covers, a few add-on covers are available to eligible card variants, as a value-add feature

  • Family transportation & mortal remains transport
  • Checked-in baggage loss cover
  • Accidental death or permanent total disability – for RuPay debit cards only

Latest & Update Sbi Debit Card News

SBI and IOCL Launch Co-branded Contactless RuPay Debit Card28 Jan 2021

You can now enjoy extra rewards every time you fuel with the newly launched SBI IOCL Debit Card. SBI has partnered with Indian Oil Corporation Limited to launch a new contactless RuPay debit card. The card offers 6 reward points for every Rs. 200 spe...

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You can now enjoy extra rewards every time you fuel with the newly launched SBI IOCL Debit Card. SBI has partnered with Indian Oil Corporation Limited to launch a new contactless RuPay debit card. The card offers 6 reward points for every Rs. 200 spent at Indian Oil petrol pumps. There is no upper limit on the amount spent on purchasing fuel every month. Customers can redeem the reward points earned on the card for dining, entertainment, grocery and utility bills. The card is available pan-India and can be applied by visiting your nearest SBI branch.

SBI Launches RuPay Debit Card in Partnership with Japan’s JCB16 Dec 2020

SBI and JCB (Japan Credit Bureau) have partnered to launch a contactless debit card under the RuPay network. This card comes with a dual-interface, allowing for contact and contactless payments both in India and overseas. Customers can use this card ...

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SBI and JCB (Japan Credit Bureau) have partnered to launch a contactless debit card under the RuPay network. This card comes with a dual-interface, allowing for contact and contactless payments both in India and overseas. Customers can use this card to withdraw cash at JCB ATMs across the world. The card also supports offline-wallet based transactions. Customers can preload the offline wallet and use it to pay at PoS outlets in India as well as at buses and metro stations.

SBI Extending OTP Requirement for ATM Withdrawals throughout the Day18 Sep 2020

As a measure to increase the security of debit cardholders and prevent unauthorised withdrawals, SBI is now making OTPs mandatory for ATM withdrawals throughout the day. Earlier, OTP was required only for withdrawals made between 8 pm and 8 am. From ...

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As a measure to increase the security of debit cardholders and prevent unauthorised withdrawals, SBI is now making OTPs mandatory for ATM withdrawals throughout the day. Earlier, OTP was required only for withdrawals made between 8 pm and 8 am. From 18th September 2020, SBI customers will have to provide the OTP sent to their registered mobile number, along with the debit card PIN for withdrawals over Rs. 10,000 at all SBI ATMs across the country.

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