Fullerton India is a Non-Banking Financial Company registered with the RBI. The business loans of the NBFC are one of the many loan segments provided by the bank. Few basic details of these business loans are provided hereunder. 

Highlights of the Fullerton India Business Loans



Quantum of finance

Up to Rs. 50,00,000


Minimum 12 months; Maximum 60 months

Rate of interest 

17% to 21% per annum (depending on several factors)

Processing fees

Up to 6.5% of the loan amount


Eligibility for Fullerton India Business Loans



Eligible applicants

Self-employed Individuals, proprietors, private limited companies and partnership firms engaged in manufacturing, trading or services.


Minimum age – 22 years

Maximum age – 65 years


Minimum years in current business – 3 years

Minimum total business experience – 5 years


Minimum turnover – Rs. 10,00,000


The entity has to be a profit-making unit for the past 2 years

Annual Income

The entity needs to have a minimum annual income of Rs. 2,00,000


Collateral free business loans


Documents needed



Identity Proof

PAN Card

valid identity proof 

Address Proof

Income Proof

Latest ITR with two years data of computation of income, balance sheet, profit and loss account with necessary CA Certification

Bank statements

For the past 6 months

Proof of continuation 

ITR/ Trade License/ Sales tax Certificate

Additional Documents

  1. Sole proprietorship Declaration, or,
  2. Copy of 
  • Partnership deed
  • Memorandum of Association, Articles of Association 
  • Board resolution, 


Final Thoughts

Fullerton India Business loans are an excellent loan option for small businesses and are available across the country to ensure that maximum applicants can get the advantage of the business loans.