HDFC Bank gives credit cards against FD just like other banks. HDFC Bank customers can apply for secured credit cards against their current fixed deposits. If they don’t have a fixed deposit with HDFC, they can open one after checking the existing fixed deposit rates.
A secure credit card is a type of credit card that can be obtained based on FD. However, your Fixed Deposit amount will play a crucial role in determining your credit card limit. The higher your FD amount, the higher will be your credit card limit.
Most of the HDFC credit cards can be obtained based on FD. Premium cards like HDFC Regalia can be obtained if you have an FD of approximately 4 Lakhs.