The SBI IRCTC Platinum Credit Card is specially designed for railway passengers who want to save more while traveling. It offers a wide range of rewards and features that add value to your train bookings and everyday spending. Here’s what you get:

  • Earn up to 10% Value Back when you book train tickets on the IRCTC website using your SBI IRCTC Credit Card, credited as reward points.

  • 1 Reward Point for every ₹125 spent on regular purchases (except fuel), making your everyday spending more rewarding.

  • Welcome Benefit of 350 reward points when you spend ₹500 or more within the first 45 days of receiving your card.

  • Fuel Surcharge Waiver of 1% on fuel transactions between ₹500 and ₹3,000, helping you save on fuel expenses.

  • Zero Booking Charges on train ticket bookings done through IRCTC, unlike other payment methods that include transaction fees.

  • Free Add-on Card Facility, allowing you to extend the benefits to your family members without any additional cost.

  • Easy Reward Redemption: From April 1, 2021, all reward points are automatically transferred to your IRCTC Loyalty Account, and can be redeemed conveniently on the IRCTC website or IRCTC Android app.

  • To start redeeming, make sure to link your SBI IRCTC Credit Card loyalty number with your IRCTC login ID.

This card is perfect for frequent train travelers who want to save money, earn rewards, and enjoy additional perks with every journey.