About KreditBee Instant Personal Loan

KreditBee is the best platform that provides Instant personal loans for salaried and self- salaried professionals.  You can avail of an instant personal loan online starting from Rs. 1000 with a repayment tenure of up to 15 months. The app-based service provider KreditBee charges an interest rate ranging from 0% to 29.88% per annum depending on the personal loan amount. The entire loan process starting from registration to disbursement of loans is carried out through the KreditBee app. Read ahead to know about KreditBee Instant personal loan - online application process, eligibility, benefits documentation, and other information about Flexi loan. 

Features and Benefits of KreditBee Instant Personal Loan

  • Quick personal loan disbursal
  • First-time borrowers without a  credit history. 
  • No collateral is needed to avail of a loan. 
  • On the KreditBee platform, there is no need for you to submit the document every time while opting for the loan. 
  • The KreditBee Instant Personal Loan can be repaid through a wide variety of platforms, including online banking, debit cards, UPI, etc. 
  • The loan process is convenient as it is 100% online.

What are the steps to Apply for Flexi Personal Loan?

Step 1: Download the KreditBee Application.

Step 2: Sign up via Facebook account. Verify your personal information like Name, Age, Email Id, and mobile number.

Step 3:  Mention your Aadhaar or Voter ID or Passport and PAN and offer required details like date of birth, salary details, and the PIN code to check your eligibility for an Instant personal loan. 

Step 4:Upload Know-Your-Customer documents like house address, marital status, and contact information.

Step 5: Enter your Bank account information.

Step 6: After verification, the loan is expected to be disbursed within 15 minutes. 

Also Read: What Is The Processing Fee Of KreditBee?

What are the steps to Apply for a Personal Loan for Salaried?

Step 1: Download the KreditBee Application.

Step 2: Sign up via Facebook account. Verify your personal information like Name, Age, Email Id, and mobile number.

Step 3:  Mention your Aadhaar or Voter ID or Passport and PAN and offer required details like date of birth, salary details, and the PIN code to check your eligibility for an Instant personal loan. 

Step 4:Upload Know-Your-Customer documents like house address, marital status, and contact information.

Step 5: Mention the company information.

Step 6. Attach your Salary Account Statement Proof.

Step 7: Enter your Bank account information and provide an E-signature via your mobile phone. 

Step 8: After verification, the loan is expected to be disbursed within 15 minutes. 

Required Information is

  • PAN card and address proof like Aadhar Card, passport, voter ID
  • Personal & contact details. 
  • Proof of employment & salary

What are the eligibility criteria for the KreditBee Flexi Personal  Loan?

  • To avail of an instant Flexi personal loan, the age must be 21 and above.
  • The candidate should have a net monthly income of more than Rs. 10,000.
  • Nationality - the candidate must be a citizen of India. 
  • The applicant’s mobile number should be linked with the Aadhar card. 
  • Should have a valid bank account and PAN card.