IDFC FIRST Bank Business Loan is an unsecured business loan offered to businesses (MSMEs and non-individuals), to meet their varying business needs like expanding to new markets, buying new equipment, meeting working capital, and so on.

Additional Reading:  What are the key features, interest rates and eligibility of IDFC First Bank Business Loan?

Key Features of IDFC First Bank Business Loan


IDFC First Bank Business Loan Features

Loan Amount

Up to Rs. 1 crore


  • MSMEs, 
  • Private Ltd.
  • Partnership firms
  • LLPs
  • Sole proprietors  

Loan Tenure

Up to 4 years

Business Vintage

Minimum business vintage of 3 years

Quick Eligibility

Quick Eligibility up to Rs. 50 lakhs

Processing Charges

Up to 3.5% of the loan amount