None of us can plan for unforeseen circumstances in life. If you have not availed a credit card but you plan to use one in case of any emergencies, you will require some time to gather funds either from personal loan or any other form of debt. These generally take some time to get approved and thus are not very useful if you have not availed them beforehand.

In these cases, thanks to instant credit cards, they can be availed within a short period of time and can be sued immediately in case of any emergency.

Some of the cards that can be availed instantly are as below

HDFC instant approval credit card

  • An e-card is available that is active till you get a physical credit card. You can activate the same in the nearest ATM.
  • The benefits can be used upto Rs. 4,000 for this card within the first four months only

Bajaj Finserv RBL super card

  • For 50 days, there is no interest charged on any ATM transactions and this can be used for immediate cash requirements.
  • Purchases from Rs. 3,000 can be converted to EMIs therefore not burdening the borrower.

Kotak 811 Credit Card

  • 500 bonus reward points if you spend Rs. 5,000 in the first 45 hours of taking the credit card
  • Spending Rs. 75,000 annually can reward you with Rs. 750 cash back
  • The processing fee is Rs. 300 for every Rs. 10,000 withdrawn.
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