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Annual Fee

500₹*

Reward Type

LifeStyle

Joining Fee

500₹*

View Details

Features

  • Get 500 RP as welcome benefit (on Card Fee Realization)
  • E-gift voucher worth Rs.500 on spends of Rs.50,000 in a calendar quarter
  • Redeem Reward points as CashBack on your MoneyBack Credit Card (100 Reward Points = Rs 20)
  • Convert RPs into Air Miles of leading domestic & international airlines
  • Exciting gift options to choose from an exclusive rewards catalogue at applicable redemption rate
  • Fuel surcharge waiver up to Rs. 250 per billing cycle.
  • Zero Lost Card liability post reporting of the loss of card.

Pricing

  • Annual fees – INR 500/-
  • Joining fees – INR 500/-

Documents Required

  • Application form with 2 photographs.
  • ID proof – Any one (PAN Card, Driver license, Passport, Aadhaar card)
  • Address proof (Permanent)– Any one (Passport, Aadhaar card)
  • Last 3 months Payslips for salaried

Annual Fee

Nil

Reward Type

LifeStyle

Joining Fee

Nil*

View Details

Features

  • 3 Reward Point for every INR 150 spends
  • Get 50% more Reward Points on Dining & Grocery spends
  • Redeem Reward Points as CashBack against outstanding amount on your Credit Card
  • Shopping Vouchers worth Rs.1000 up on spending Rs.75,000 within 180 days of card set-up.(Participating brands :Shopper Stop, Mark & Spencer, Lifestyle)
  • Fuel surcharge waiver of up to 1% ( up to Rs. 250 per statement cycle)

Pricing

  • Annual fees – INR 500/-
  • Joining fees – INR 500/-

Documents Required

  • Application form with 2 photographs.
  • ID proof – Any one (PAN Card, Driver license, Passport, Aadhaar card)
  • Address proof (Permanent)– Any one (Passport, Aadhaar card)
  • Last 3 months Payslips for salaried

Annual Fee

nil

Reward Type

LifeStyle

Joining Fee

nil*

View Details

Features

  • Earn 4 Reward Point for every INR 150 spends with best in class redemption rate of 1 Rp = Rs. 0.5
  • Get up to 15,000 RP every year on spends of annual spends of Rs. 8 Lacs
  • Complimentary Zomato Gold Membership*: Enjoy dining privileges with 1+1 on Food / 2+2 on Drinks. TCA
  • Priority pass membership which allows access to over 1000+ airport lounges globally, T & C apply
  • Avail 12 complimentary lounge access per calendar year through Regalia Visa/Mastercard Credit Card Lounge program. TCA
  • Upto 15% discount at 3000+ restaurants.
  • Lowest FCY mark-up fee of 2% on all international transactions
  • 24*7 Concierge Service
  • Fuel Surcharge waiver of Rs 500 every billing cycle, T& C apply

Pricing

  • Annual fees – INR 2500/-
  • Joining fees – INR 2500/-

Documents Required

  • Application form with 2 photographs.
  • ID proof – Any one (PAN Card, Driver license, Passport, Aadhaar card)
  • Address proof (Permanent)– Any one (Passport, Aadhaar card)
  • Last 3 months Payslips for salaried

Annual Fee

Nil

Reward Type

LifeStyle

Joining Fee

Nil*

View Details

Features

  • An elite international card with exclusive access to premium experiences and the world's best lifestyle benefits
  • Complimentary Annual Memberships with Club Marriott | MakeMyTrip Double Black | Zomato Gold | Amazon Prime | Forbes | Times Prime
  • 5 Reward points per Rs 150 on all retail transactions. 10X RP on select partner brands. 2X RP on weekend dining. 1 Reward Points = Rs. 1 ( Travel Vouchers)- Redeem for Airlines tickets and Hotels on HDFC Bank SmartBUY
  • *Complimentary unlimited access to lounges across the globe for primary and add-on cards
  • *6 Complimentary Golf games per quarter across the world's best courses
  • First Year Fee Waiver On Spends Of Rs 1 Lac Within First 90 Days Of Card Setup (Or) EasyEMI (Or) SmartPay. Spend Rs 5 L In A Year And Get A Waiver Of Next Years Renewal Fee ; Annual Fee Rs 10,000. Renewal Fee Rs 10,000

Pricing

  • Annual fees –INR 10000
  • Joining fees – INR 10000/-

Documents Required

  • Application form with 2 photographs.
  • ID proof – Any one (PAN Card, Driver license, Passport, Aadhaar card)
  • Address proof (Permanent)– Any one (Passport, Aadhaar card)
  • Last 3 months Payslips for salaried

Annual Fee

500₹*

Reward Type

LifeStyle

Joining Fee

500₹*

View Details

Features

  • Get 500 RP as welcome benefit (on Card Fee Realization)
  • 5X RP on Movies / Dining / Groceries / Railways / Taxi (Max 1500 RP/Stmt Cycle )
  • 10X RP on PayZapp / SmartBuy (Max 1500 RP/Stmt Cycle )
  • 25X RP on Birthday Spends (Max 3000 RP)
  • Get Gift Voucher worth Rs 1000 on annual spend of Rs 90,000 and above.
  • Fuel Surcharge waiver upto Rs 250 per billing cycle

Pricing

  • Annual fees – INR 500/-
  • Joining fees – INR 500/-

Documents Required

  • Application form with 2 photographs.
  • ID proof – Any one (PAN Card, Driver license, Passport, Aadhaar card)
  • Address proof (Permanent)– Any one (Passport, Aadhaar card)
  • Last 3 months Payslips for salaried

Features

  • ANNUAL / RENEWAL FEE- RS.1000. SPEND RS 1L IN A YEAR AND GET A WAIVER OF NEXT YEAR’S ANNUAL FEE
  • EARN UP TO RS 2250 WORTH OF CASH POINTS PER MONTH
  • 5% CASHBACK ON PAYZAPP/SMARTBUY SPENDS*
  • 2.5% CASHBACK ON ONLINE SPENDS*
  • 1% CASHBACK ON ALL OTHER SPENDS*
  • FUEL SURCHARGE WAIVER OF 1 % CAPPED AT RS 250
  • 8 COMPLIMENTARY DOMESTIC LOUNGE ACCESS IN A CALENDAR YEAR

Pricing

  • Annual fees –INR 1000/-
  • Joining fees –INR 1000/-

Documents Required

  • Application form with 2 photographs.
  • ID proof – Any one (PAN Card, Driver license, Passport, Aadhaar card)
  • Address proof (Permanent)– Any one (Passport, Aadhaar card)
  • Last 3 months Payslips for salaried

Features

  • Earn 5% of spends as Fuel Points (FP) on IndianOil Fuel outlets, Groceries, Bill payments & utilities
  • Earn 1 FP per Rs. 150 spent on other purchases
  • Redeem FP for FREE fuel at IndianOil outlets
  • Fuel Surcharge waiver upto Rs 250 per statement cycle. *TnC apply
  • Annual/Renewal Fee: Rs 500, Renewal fee waived on Rs. 50000 spends
  • First year fee waiver on spends of Rs. 20000 or PayZapp activation with 1 Txn Min. Rs.500 within first 90 Days, Life Time Free card if registered for SmartPay excl. prepaid mobile/OneAssist within 90 days of card setup

Pricing

  • Annual fees –INR 500/-
  • Joining fees –INR 500/-

Documents Required

  • Application form with 2 photographs.
  • ID proof – Any one (PAN Card, Driver license, Passport, Aadhaar card)
  • Address proof (Permanent)– Any one (Passport, Aadhaar card)
  • Last 3 months Payslips for salaried

Features

  • ANNUAL / RENEWAL FEE- RS.1000. SPEND RS 1L IN A YEAR AND GET A WAIVER OF NEXT YEAR’S ANNUAL FEE
  • SPENDS OF RS 10K OR HIGHER GET AUTO CONVERTED TO 9MONTHS EMI
  • 5% CASHBACK ON PAYZAPP/SMARTBUY SPENDS*
  • 2.5% CASHBACK ON ONLINE SPENDS*
  • 1% CASHBACK ON ALL OTHER SPENDS*
  • FUEL SURCHARGE WAIVER OF 1 % CAPPED AT RS 250

Pricing

  • Annual fees -INR 1000/-
  • Joining fees –INR 1000/-

Documents Required

  • Application form with 2 photographs.
  • ID proof – Any one (PAN Card, Driver license, Passport, Aadhaar card)
  • Address proof (Permanent)– Any one (Passport, Aadhaar card)
  • Last 3 months Payslips for salaried

Features

  • An elite international card with exclusive lifestyle benefits
  • Complimentary Annual Memberships with BigBasket Star | MakeMyTrip Double Black | Zomato Gold | Amazon Prime | Times Prime
  • 4 Reward points per Rs 150 on all retail transactions. 10X RP on select partner brands. 2X RP on weekend dining. 1 Reward Points = Rs. 50p ( Travel Vouchers)- Redeem for Airlines tickets and Hotels on HDFC Bank SmartBUY
  • 12 Complimentary airport lounge access annually for primary and add-on cards
  • *2 Complimentary Golf games per quarter across the world's best courses
  • First Year Fee Waiver On Spends Of Rs 60,000 Within First 90 Days Of Card Setup (Or) Fastag (Or) EasyEMI (Or) 2 transactions each month for 3 consecutive months. Renewal Fee - 2500. Spend Rs 3 L In A Year And Get A Waiver Of Next Years Renewal Fee ; Annual Fee Rs 2500. Renewal Fee Rs. 2500

Pricing

  • Annual fees –INR 2500/-
  • Joining fees –INR 2500/-

Documents Required

  • Application form with 2 photographs.
  • ID proof – Any one (PAN Card, Driver license, Passport, Aadhaar card)
  • Address proof (Permanent)– Any one (Passport, Aadhaar card)
  • Last 3 months Payslips for salaried

Annual Fee

Nil

Reward Type

Fuel

Joining Fee

Nil*

Annual Fee

NA

Reward Type

NA

Joining Fee

Annual Fee

Nil

Reward Type

Travel

Joining Fee

Nil*

Annual Fee

1000₹*

Reward Type

Travel

Joining Fee

1000₹*

Annual Fee

Nil

Reward Type

LifeStyle

Joining Fee

Nil*

Annual Fee

500₹*

Reward Type

NA

Joining Fee

500₹*

Annual Fee

1000₹*

Reward Type

Travel

Joining Fee

1000₹*

Annual Fee

nil*

Reward Type

LifeStyle

Joining Fee

nil*

Annual Fee

nil*

Reward Type

LifeStyle

Joining Fee

nil*

Annual Fee

nil*

Reward Type

LifeStyle

Joining Fee

nil*

Annual Fee

nil*

Reward Type

LifeStyle

Joining Fee

nil*

Annual Fee

nil*

Reward Type

LifeStyle

Joining Fee

nil*

Annual Fee

nil*

Reward Type

Travel

Joining Fee

nil*

Annual Fee

500₹*

Reward Type

LifeStyle

Joining Fee

500₹*

Annual Fee

nil*

Reward Type

LifeStyle

Joining Fee

nil*

Annual Fee

nil*

Reward Type

LifeStyle

Joining Fee

nil*

Annual Fee

nil*

Reward Type

LifeStyle

Joining Fee

nil*

Sorry! We couldn't find any offer matching this category.

HDFC Bank Credit Cards

Being one of India’s largest bank HDFC Bank has made it a mission to provide customers the best in class service. With 84,325 employees, 4,727 branches and 12,220 ATMs across 2,666 cities, HDFC Bank provides tailor made products to satisfy each and every customer requirement which can clearly be seen in their credit card offers.

Types of Credit Cards Offered by HDFC Bank

HDFC offers multiple types of credit cards like

Shopping: These are credit cards that are especially made for shopping be it online or offline with great benefits in the form of reward points or cash backs. The cards provided by HDFC in this category are

HDFC Bank MoneyBack Credit Card

HDFC MoneyBack Credit Card offers extra rewards for keen online shoppers as it gives 3 times more Reward Points for online spends. HDFC Bank has designed this card keeping in mind online shopaholics, so that they can get attractive returns on shopping together with other lifestyle benefits for using the card.

HDFC Bank Snapdeal Credit Card

HDFC Snapdeal Credit Card offers extra rewards for those who shop at Snapdeal.com as it gives 3 times more Reward Points. It is an attractive offer for those who are a big fan of Snapdeal. In addition, you are eligible for a deal when you recharge your phone number through Snapdeal’s group website - Freecharge. You also get exclusive offers from Ola Cabs and the travel website, Cleartrip. These perks coupled with the attractive rewards for spending online makes this credit card a desirable option.

Travel: These are credit cards made for people who love to travel and get benefits in form of reward points or miles which can be redeemed for attractive gifts or free tickets. The cards provided by HDFC in this category are

HDFC Bank Diners Club Rewards Credit Card

HDFC Bank Diners Club Rewards Credit Card offers a good deal in terms of dining, travelling and concierge services. It offers 2X more reward points on grocery, supermarket purchases, dining and airline ticketing spends. So, if you are a frequent shopper in the categories, then this card could be a good option for you. The rewards and perks this card offers makes this credit card a desirable option.

HDFC Bank Diners Club Premium Credit Card

The features and benefits are designed to provide maximum benefit to the frequent traveler who spends on leisure and entertainment. Those looking to enhance their travel experience can opt for this card as it offers exclusive lounge access to over 450 worldwide airport lounges under the Club Lounge program. The rewards this card offers along with the attractive rebates makes it a desirable option for the frequent traveler.

HDFC Jet Platinum Credit Card

If you are an avid traveler, then this card is for you. HDFC Bank has designedJet Platinum Credit Card exclusively for travelers and business people who travel frequently by air. The card offers attractive returns through the JPMiles rewards program. The perks which this card offers on air travel and retail expenses makes this card a good option.

JetPrivilege HDFC Bank World Credit Card

Swipe your JetPrivilege HDFC Bank World Credit Card and stand to earn reward points that can be redeemed for Airline tickets, vouchers and premium merchandise. In short, you get rewarded for spending. It offers attractive rebates on travel, dining and leisure as well as on normal everyday retail spends.Lifestyle: These are credit cards which provides benefits for dining, movie tickets, etc. This is also called fun credit cards as they give benefits for more experience-oriented services. For example, a credit card will give more rewards for dining or give 2 complementary tickets each month. The cards provided by HDFC in this category are.

HDFC Bank Solitaire Credit Card

If you are an avid shopper, then this card is for you. HDFC Bank has designed this card exclusively for its female customers so that they can get attractive returns on shopping combined with other travel and lifestyle benefits for using the card. The rewards and perks which this card offers on shopping and dining makes it a desirable option.

HDFC Bank Regalia Credit Card

HDFC Bank Regalia Credit Card makes a good partner to those who travel frequently and enjoy a premium lifestyle. It is an attractive option for those interested in premium high-end travel and leisure offers.

HDFC Diners Premium Credit Card

The features and benefits are designed to provide maximum benefit to the frequent traveler. Those looking to enhance their travel experience can opt for this card as it offers exclusive lounge access to over 700 worldwide airport lounges under the Club Lounge program.

HDFC Platinum Times Credit Card

If you are a foodie and love to try new and different types of food, then this card is made just for you. With 25% off on movies and up to 20% off on dining and 3 Reward Points (RP) on Rs. 150 spent. 10 RP on dining spends on weekdays you can have fun with friends not only on weekends but even during weekdays.

HDFC Regalia First Credit Card

This card is made for those who love to travel especially travel abroad. With very low foreign currency mark up and complementary airport lounge access it makes travel fun. Exclusive dining privileges that offer up to 15% and 4 reward points on every Rs. 150 spent and redeem rewards against exclusive lifestyle options makes it one of the best cards around.

HDFC Titanium Times Card

Earn reward points when you shop with your HDFC Titanium Times Card and redeem them easily for attractive options from a range of categories like travel, premium merchandise, and much more. You can earn 2 Reward Points for every Rs. 150 spent on your card and as an extra benefit earn 5 Reward Points on every Rs. 150 spent on Dining spends on weekdays.

JetPrivilege HDFC Bank Diners Club Credit Card

JetPrivilege HDFC Bank Diners Club Credit Card is designed to provide maximum benefit to the frequent traveler. Those looking to enhance their travel experience can opt for this card as it offers exclusive lounge access to airport lounges under the Club Lounge program globally. The rewards this card offers along with the attractive rebates makes it a desirable option for the frequent traveler.

Why choose HDFC Bank Credit Cards

HDFC bank provides different credit cards that cater to various customer needs. They understand the requirements of the customer and transfer that knowledge in the credit cards they offer. With great rewards, cashback, travel, shopping and elite credit cards, they cater to every aspect of a customer’s needs.

Apply for HDFC Credit Card

Knowing the need of the customer and making it comfortable for them HDFC bank provides multiple ways by which an individual can apply for a credit card.

Apply for HDFC credit card online

HDFC Bank Website

You can go to HDFC bank website and check various credit cards. You can check the eligibility for the credit card you are interested in to make sure you don’t apply for cards you are not eligible for. By this simple step you make sure your card application is not rejected and thus your credit score is not affected.

HDFC Bank Credit Card Eligibility and Documentation

Eligibility

There are certain factors or criteria stipulated by banks which needs to be satisfied before credit card applications are approved. They are

AgeMinimum 21 years
Maximum 65 years
NationalityIndian
Employment TypeSalaried or Self-employed
Employment statusEmployed/In-business for at least 1 yr. and at least 6 months with current employer/business
Minimum IncomeThis varies from card to card, but minimum salary required is Rs.3 lakhs per annum
Credit ScorePreferred 750

These are the general criteria which you need to satisfy for your credit card to be approved. These criteria will change from bank to bank.

Documentation

The documentation required for an HDFC Credit Card is very simple and straightforward. You will require the following:

  • 2 passport size color photos
  • AID Proof (any one) - passport, driver’s license, voter’s ID, PAN, Aadhaar card
  • Address Proof (any one)- Passport, driver’s license, voter’s ID, Aadhaar card, Electricity bill, Telephone bill, Postpaid mobile phone bill, Bank account/Post Office savings bank account statement
  • Salaried - Latest 3 Months salary slip (or) Last 3 months' bank statements
  • Self-employed - Last year ITR along with Bank Statement for last 3 months and Form 16

HDFC Bank Credit Card Benefits & Features

Credit cards have many uses apart from the rewards you get from spending using your credit cards. The following is list of uses that credit cards can provide you


1. Sign on bonuses: Some of the credit cards from HDFC Bank provide sign on bonus or gifts as a thank you for signing with the bank. This is a great reward which will offset any joining fees paid already and get even more.

2. Rewards: Reward points are offered for any transaction that is made using your HDFC bank credit card. These reward points can be accumulated to obtain a great gift, or the points can be redeemed for cashback. Either way customer is the winner.

3. Frequent flyer miles: This is useful for people to travel by plan frequently. They get “miles” as reward for using your HDFC credit card to pay for airline ticket. With enough points you can avail discount on future tickets or you may be able to get tickets for free. Also, with some credit cards you get access to airport lounges which could be a life saver in case of delayed flights.

4. Cashback: Some HDFC Bank credit cards also provide cashback on certain spends like 5% cashback for shopping online, 5% cashback for using your credit card to pay utility bills. This is a great way to save money on spends.

5. Keeping vendors in check: Credit cards help in keeping vendors in check. Customers have the option to cancel payment or even if already paid the ability to revert payment if they feel the product they bought is below par. This way the vendors who provide the products will stay honest and provide better quality goods.

6. Insurance: Many credit cards come with insurance like travel insurance which can be availed. Many card holders don’t even realize they are protected and don’t utilize these facilities. It is bet to read the terms and conditions before you get a credit card and also know every feature available.

7. Universal acceptance: Unlike debit cards credit cards have universal acceptance. If you go to any foreign country, you can spend money by using your credit card and not go searching for a currency exchange center or ATM.

8. Instant Loan: Your credit limit is a source of loan which can be accessed immediately without requiring any approvals. This can be very useful in case of emergencies. There is also the option to convert your credit card bill to an EMI if you cannot pay back the bill immediately.

9. Credit score improvement: When you pay your credit card bill on a regular basis it will improve your credit score. As different credit or credit mix also forms a part of credit score, a credit card will help improve your score from that aspect as well.

Thus, credit cards provide a card holder a plethora of benefits.

HDFC Bank Credit Card FAQ

What is the eligibility criteria for getting a HDFC Bank Credit Card?

You need to be above 21 years old and below 65 years old with a steady income of at least Rs.3,00,000 per annum as a self-employed or working in a reputed company.

How to do HDFC Bank credit card bill payment?

You can pay the bill on the HDFC bank website by logging into their internet banking portal or you can download their mobile app which also has the option of credit card bill payment. The offline method is where you can pay your bill at any HDFC Bank branch.

Why was my HDFC Bank credit card application rejected?

It could be any number of reason from low credit score, eligibility criteria etc. You should wait for the rejection letter which will have all the details and reason for rejection. If you have further queries you can contact HDFC Bank credit card customer care for further information.

How can I check my credit card usage?

You can check your credit card usage or balance through Net banking, Mobile banking, visiting the nearest branch, ATM, calling customer service or opt for monthly statements and SMS alerts.

About CreditMantri

CreditMantri pre-screens your application to make sure you are likely to qualify as per the lender’s credit criteria. Hence, the chance of your credit card application getting approved is higher. It is quick, simple and above all, free.

Click here to sign up and apply for loans and credit cards, the CreditMantri way!

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News

HDFC Bank and Walmart India launch a co-branded credit card5 Dec 2019

Walmart Inc, a US based retailer has launched a co-branded credit card with partnership with the HDFC Bank for its members of Best Price Modern Wholesale 'B2B Cash & Carry' stores. The card comes with an interest free period of up to 50 days. Speakin...

Read more

Walmart Inc, a US based retailer has launched a co-branded credit card with partnership with the HDFC Bank for its members of Best Price Modern Wholesale 'B2B Cash & Carry' stores. The card comes with an interest free period of up to 50 days. Speaking about the launch, Krish Iyer, President and CEO, Walmart India said, “This partnership reiterates our commitment to help our members, especially kiranas and other small businesses to prosper. This will help the members streamline their business processes and spend more time in their stores and serve their customers.

Co-branded fuel credit card by HDFC Bank and IOC launched for users from non-metro cities25 Oct 2019

HDFC Bank in partnership with Indian Oil Company (IOC) has launched a co-branded fuel credit card exclusively for users from non-metro cities. Providing higher reward points on fuel consumption, the card will be available on both RuPay and Visa platf...

Read more

HDFC Bank in partnership with Indian Oil Company (IOC) has launched a co-branded fuel credit card exclusively for users from non-metro cities. Providing higher reward points on fuel consumption, the card will be available on both RuPay and Visa platforms. Customers can redeem reward points for up to 50 litres of fuel in a year. Apart from fuel rewards, cardholders can also earn reward points on spends of groceries, utilities, bill payments, shopping etc.

Customer Reviews

4 / 5 (18 Reviews)
19 Dec 2018

Good services

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