CreditMantri Finserve Private Limited
Door No.3, Block B, No. 147, Workeasy Space Solutions, RK Swamy Centre, Hansa Building, Pathari Road,Thousand Lights, Chennai, Tamil Nadu600006
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Is your Credit Score >750?
Highlights Of ICICI Lifetime Free Credit Cards
About ICICI Lifetime Free Credit Card
ICICI Platinum Chip Credit Card
ICICI Instant Platinum Credit Card
Amazon Pay Credit Card
2 ICICI Bank PAYBACK points for every Rs 100 on purchases.
25% discount to a maximum of Rs 100 on 2 tickets booked at bookmyshow.com
5% cash back on spending for Amazon Prime members.
Not applicable to fuel transactions.
Maximum of 2 times in a month.
3% cash back for non-Amazon Prime members.
1 PAYBACK for every Rs 100 on insurance and utility payments.
2% cash back on Amazon Pay payments to 100+ merchants.
1% cash back on all other expenses.
15% offer on dining through 2,500 Culinary Treats Partner restaurants.
Specialised offers on dining through ICICI Bank Culinary Treats Programme.
1% waiver on fuel surcharge.
Maximum of Rs 4,000 in HPCL fuel stations.
Fees and Charges
Amazon Pay ICICI Bank Credit Card
Interest rate (Annualised Percentage Rate)
42% to 45.6%
Cash advance transaction fee
2.5% of the advance.
Minimum Rs 300
Dial-a-draft transaction fee
3% of the draft value.
Late payment charges
No fees if less than Rs 100.
Rs 100 to Rs 500 – Rs 100
Rs 501 to Rs 10,000 – Rs 500
Rs 10,001 and above – Rs 750
2.5% of the amount.
Minimum Rs 500.
Card replacement fee
Foreign currency transaction fee
3.5% mark-up plus GST
More than 23 years to 60 years.
18 to 60 years
Salaried and Self-employed
Salaried - Rs 25,000
Self-employed – Rs 35,000
Proof of Income – Last 3 months’ salary slip for salaried
Audited financial statements and bank statements for self-employed
Proof of Identity – Aadhar card, Voter’s ID, Passport, Driving licence
Proof of Address – Aadhar card, Passport, Ration card, Utility bills latest, Bank account statement
Instant Platinum Credit Card is issued against a fixed deposit of at least Rs 20,000 for 180 days. No lien should be marked against the fixed deposit.
Through ICICI Bank Online
Through Credit Mantri
1. How much is the processing time for ICICI Lifetime Free Credit Card?
If you are an existing customer of ICICI Bank, it takes 15-20 minutes for instant approval of the credit card. The normal processing time for other customers can take up to 3-5 business days.
2. What is the interest-free period of a credit card?
It depends on the date of statement generation. Usually, it is from 18 to 48 days.
3. What is the Credit Builder program?
It is an advisory program offered by ICICI Bank to improve your credit score. It is a complimentary membership given along with the ICICI Instant Platinum Credit Card.
4. How do I get the cash back on my Amazon Pay Credit Card?
The cash back is accumulated as Amazon Pay balance once the billing cycle is over.
5. How to know about the rewards earned in my ICICI life time free credit cards?
The rewards are reported in your credit card statement. You can also log in to your internet banking or mobile app, visit the credit card section and know about the rewards and cash back earned.
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CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf. We do not sell any loans on our own and do not charge any fee from our customers/viewers for the purpose of loan application