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RBL Lifetime Free Credit Card
There are a wide range of RBL Lifetime Free Credit Cards to choose from. They come with various benefits like welcome offers, dining, entertainment, fuel surcharge, exclusive rewards, etc.Let us take a look at the key features and benefits of the RBL Lifetime Free Credit Card and also cards with low joining fees.
Key features and benefits of RBL Lifetime Free Credit Card
Joining Fee | Annual fee | Welcome Rewards | Rewards | Grocery rewards | Entertainment | Fuel spends | Fuel surcharge | Exclusive benefits | |
|---|---|---|---|---|---|---|---|---|---|
Zero joining fees | Nil | Nil | Nil | Nil | Nil | Nil | Nil | Nil | Nil |
Insignia credit card | Nil | Nil | - | 5 reward points for Rs. 100 spent on domestic transactions. 10 reward points for Rs. 100 spent on international transactions | - | Rs.500 discount once a month on booking via BookMyShow | - | Waiver of 1% fuel surcharge between Rs.500-Rs.4000, maximum up to Rs. 250 per month | 1) 2 complimentary domestic airport lounge access, 6 lounge visits in a year with the priority pass 2) Concierge services - Golf course, car rental, Limousine referral, Spa, fitness center, dining referral, etc. 3) Complimentary golf rounds, 50% discounted green fee access 4) Room Upgrade, early check-in, Complimentary additional room nights |
RBL Bank vcard | Nil | 500+GST from the second year | - | 1 reward point for every Rs.100 spent | Wednesday offer - 20 reward points on every Rs. 100 spent | BookMyShow - 1+1 movie ticket once a month on Wednesdays | - | Waiver of 1% fuel surcharge between Rs.500-Rs.4000, maximum up to Rs. 250 per month | - |
Minimum joining/Annual fees | Nil | Nil | Nil | Nil | Nil | Nil | Nil | Nil | Nil |
Shoprite Credit Card | Rs.500 | Rs. 500 | 2000 reward points | 1 reward point for every Rs.100 spent | 5% value back, 20 reward points for every Rs.100 | 10% discount on movies | 2.5% value back on fuel spends | NIL | - |
Edition Classic Card | Rs.500 | Rs. 500 | - | Edition Cash, 1 Edition cash = 1 Indian Rupee | - | - | - | - | Get 5% Edition cash on Zomato and Blinkit app, 1% Edition cash on other spends |
Money Tap Card | Rs.499 | Rs.499 | 2000 reward points on the first swipe | 1 reward point for every Rs.100 spent, 2 reward points for every Rs. 100 on online purchases | - | Buy 1 get 1 on BookMyShow for weekend shows ( up to Rs. 200) | - | Waiver of 1% fuel surcharge between Rs.500-Rs.4000, maximum up to Rs. 100 per month | 20% cashback on all zomato orders (up to Rs.200) |
Fees and Charges for RBL Lifetime Free Credit Cards
Type of fee | Charge |
|---|---|
Add-on card fee | NIL |
Finance Charges (cash and retail) | 3.99 % per month (47.88% per annum) |
Cash advance fee | 2.5% of the cash amount (minimum Rs. 500) |
Late Payment fee/Overdue penalty | Up to Rs. 100 - Rs.0 Between Rs. 101 to Rs. 500 - Rs. 100 Between Rs. 501 to Rs. 5000 - Rs. 500 Between Rs. 5001 to Rs. 10000 - Rs. 750 Between Rs. 10001 to Rs. 25000 - Rs. 900 Between Rs. 25001 to Rs. 50000 - Rs. 1000 Above Rs. 50001 - Rs. 1300 |
Cash Payment at Branches | Rs. 100 per transaction |
Over Limit Penalty | Rs. 600 |
Surcharge on cancellation/purchase of railway tickets | Payment Gateway + IRCTC service charges. Transaction charge up to 1.8% of ticket amount + IRCTC service charge |
Fuel transaction charge | Rs. 10 or 1% of transaction value, whichever is higher |
Reward Redemption fee | Rs. 99 + GST |
Foreign currency transaction | Up to 3.5% |
Merchant EMI processing fee | Rs. 199 + GST |
The application process for RBL Lifetime Free Credit Cards
The application process for RBL Shoprite Lifetime Free Credit Card via CreditMantri
Applying for RBL Shoprite Lifetime Free Credit Card is a simple process and can be completed in a few steps. Follow the below process to apply.1) To apply, click here RBL Credit card2) Click on “Apply”
3) Fill in details like email ID, Mobile number, Residence city, Employment type, Residence pin code, and info about any loans that you may have
4) Tick all checkboxes for agreement terms.
5) Click on “Submit”
6) Input the OTP received on your registered mobile number.
7) Proceed with the rest of the application and your application will be processed in no time.
The application process for RBL Credit Card via the company website
1) Go to the official website of RBL Bank2) From the homepage, go to “Personal Banking” and then choose “Credit Cards”
3) Choose the credit card you want to apply for and click on “Read More”
4) Click on “Apply Now”
5) Fill up details like name, gender, email ID, mobile number, city, date of birth, and other details.
6) Click on “Get OTP”
7) Enter the OTP and proceed further to complete the application.
FAQs of RBL Lifetime Free Credit Card:
1. Does RBL offer Lifetime free credit cards?
Yes, RBL does have a variety of credit cards including lifetime-free credit cards like the RBL Insignia credit card.
2. Where can I use my RBL credit card?
RBL credit cards can be used domestically and internationally. The card can be used for online or offline purchases.
3. What is the add-on card fee for RBL credit cards?
There is no fee for an add-on credit card.
4. Is RBL a private or a public sector bank?
RBL (Ratnakar Bank Limited) is one of the leading private-sector banks in India.
5. What is the full form of RBL?
The full form of RBL is Ratnakar Bank Limited.
6. What happens if I can’t pay the outstanding on my RBL credit card?
RBL will charge a late payment fee in case of failure in payment by the due date. The charges are as below –
Up to Rs. 100 - Rs.0
Between Rs. 101 to Rs. 500 - Rs. 100
Between Rs. 501 to Rs. 5000 - Rs. 500
Between Rs. 5001 to Rs. 10000 - Rs. 750
Between Rs. 10001 to Rs. 25000 - Rs. 900
Between Rs. 25001 to Rs. 50000 - Rs. 1000
Above Rs. 50001 - Rs. 1300.
