CreditMantri Finserve Private Limited
Door No.3, Block B, No. 147, Workeasy Space Solutions, RK Swamy Centre, Hansa Building, Pathari Road,Thousand Lights, Chennai, Tamil Nadu600006
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Is your Credit Score >750?
Apply for Kotak Mahindra Bank credit cards here
Below is a list of Kotak Mahindra Bank Minimum Charge credit cards –
1) 811 #DreamDifferent Credit Card
2) Kotak Infinite Credit Card
3) Corporate Wealth Signature Credit Card
4) Corporate Platinum Credit Card
5) Corporate Gold Credit Card
6) Best Price Credit Card
Let us take a look at the key features of each of these credit cards.
About Kotak Mahindra Bank Lifetime Free Credit Card
Key highlights of 811 Kotak Mahindra Bank 811 #DreamDifferent Credit Card
Key highlights of Kotak Mahindra Bank Infinite Credit Card
Key highlights of Kotak Mahindra Bank Corporate Wealth Signature Credit Card
Key highlights of Kotak Mahindra Bank Corporate Platinum Credit Card
Key highlights of Kotak Mahindra Bank Corporate Gold Credit Card
Best Price Credit Card is a Wal-Mart venture card that is exclusively available to Best Price Modern Wholesale stores only.
Minimum credit limit amount
811 #DreamDifferent Credit Card
Should be a resident of India
Can apply via offline process
Non 811#DreamDifferent Credit Card
Kotak Infinite Credit Card*
Ahmedabad, Bengaluru, Chandigarh, Chennai, Delhi, Hyderabad, Kolkata, Mumbai, and Pune
Kotak Corporate Wealth Signature Credit Card
As per the company's discretion
Kotak Corporate Platinum Credit Card
Kotak Corporate Gold Credit Card
Best Price Credit Card
Available exclusively to Best Price Modern Wholesale Stores only
The Primary cardholder needs to have Kotak Mahindra Private Banking clients
Fee & other Parameters
Kotak Infinite Credit Card
Condition for waiver of Annual Fees - First Year
Condition for waiver of Annual Fees - Second Year
Addon card Fees
Interest Charges on outstanding Balances*
3.50% (Annualized 42%)
3.10% (Annualized 37.2%)
3.30% (Annualized 39.6%)
3.40% (Annualized 40.8%)
Minimum Amount Due (MAD)
5% or 10%
ATM Cash Withdrawal/ Fund Transfer/ Call a draft /Cash Advance per Rs. 10,000 or part thereof
Late Payment Charges ("LPC")
Rs. 100 for a statement balance less than or equal to Rs. 500.
Rs. 500 for a statement balance between Rs. 500.01 to Rs. 10,000.
Rs. 700 for statements balance greater than Rs. 10,000
Over Limit Charge
Cheque Bounce Charges
Foreign Currency Mark Up
Railway Booking Surcharge (1.8%/2.5% on transaction amount)*
Fuel Surcharge (1% on transaction)
Fee for Cash payment at Bank
Outstation Cheque Processing Fee
Reissue/ Replacement Card (per issuance)
Charge Slip Request
Machine Surcharge at ATMs
Balance Enquiry Charges at Non-Parent Bank ATM
Duplicate Statement Request
Web Pay Service Fee
Application for Kotak Mahindra Bank Credit Cards via the company website–
1. What is the minimum limit of a Kotak Mahindra bank credit card?
The credit range starts from Rs. 8,000 and Rs. 12,00,000
2. What are the age eligibility criteria for Kotak Mahindra bank credit cards?
Anybody in the age bracket of 18-65 years can apply.
3. Do credit card lenders check your salary?
Yes, lenders check the salary before approving a credit card.
4. How do I redeem my Kotak Mahindra Bank credit card rewards?
You can redeem the reward points as cashback in the next billing cycle. Reward points can also be redeemed during shopping.
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CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf. We do not sell any loans on our own and do not charge any fee from our customers/viewers for the purpose of loan application