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IDBI Home Loan Statement: How to download it?

A home loan is one of the best financial tools you can use to buy a home in a reasonable timeframe. IDBI bank is one of the leading home loan providers in the country today. A lot of customers choose IDBI bank home loans to buy their dream homes.

The IDBI home loan repayment amount generally comprises interest plus the principal. The ratio of interest payment and the principal payment will change throughout the tenure of the loan. It is easy to track your payments and the outstanding amount when you have a single loan. But, it becomes difficult to track the details and the payment schedules as time passes by and when you have multiple loans to cater to.

Here is how the IDBI home loan statement can help in these times.

Why is an IDBI home loan statement required?

An IDBI home loan statement has the following information

  • Total loan amount, tenure and interest rate
  • Outstanding loan, interest and term
  • The loan amount that has been repaid already
  • EMI that has been paid
  • Outstanding EMI
  • Tax certificate for income tax purposes
  • Important dates like the start of the loan, the date when the loan is ending

How to view the IDBI home loan statement online?

Using the portal

  • Visit the IDBI bank loan statement portal
  • Enter your loan account number and customer ID
  • Enter your date of birth
  • Enter your PAN number
  • Click on submit

Using Netbanking

  • Login to IDBI bank net banking portal
  • Enter your user ID and password
  • Navigate to the enquiries tab and select home loan statement
  • Enter your home loan details as required
  • You can now print your home loan statement in either pdf or download it.

Using your phone

  • Dial any of the following numbers 18002094324, 1800221070
  • Dial your customer ID or your debit card number using IVR
  • Receive your TPIN or your ATM PIN
  • If you press 4 you can navigate to the loans section
  • After entering the loans section, you can view your home loan statement, check the past EMIs, check the outstanding balance, and view your provisional certificate

Request via mail

  • If you have registered your email id with the bank you can make an email request
  • From the registered email id, you can send a mail to customercare@idbi.co.in
  • Mention the loan account document or any other document that you want
  • The home loan statement or the provisional certificate is received as an attachment in the mail

How to receive the IDBI home loan statement offline?

If you want to receive the home loan statement offline, you can visit the nearest IDBI branch. You can ask the staff for the home loan statement form. You can fill in all the details required in the form - namely your personal details and bank details as well. The form can be submitted with your identity proof.

Charges associated with IDBI statement

You won't be charged anything for procuring the home loan statement once in a year. If the home loan statement is availed quite a few times, then the charges may apply depending upon the number of times the statement is availed. The bank staff will assist you in the process.

Points to Remember While Obtaining Online IDBI Home Loan Statement

Whenever you are trying to download your IDBI statement, you should be aware of the following things

  • Do check all the blank spaces to be filled while uploading the requisition form in the IDBI home loan statement.
  • The primary account holder is the only one who should have access to the home loan statement
  • The income tax certificate can be viewed directly from the online portal
  • If your email id is registered with the bank, then the home loan statement for the current financial year till the first day of the month can be accessed.

Updating Personal Details to Access Home Loan Statements/Certificate

  • Visit the IDBI loan certificate or statement page
  • Now the bottom download link can be pressed
  • Access the pdf document that has been generated
  • Access the updation form and fill in the required details
  • Your first name
  • Your last name
  • Your maiden name
  • Customer ID
  • Home Loan Account Number
  • Date of Birth
  • Telephone Number
  • Email ID
  • Mobile Number
  • PAN Number
  • The form should be signed and the current date should be mentioned
  • The form should be submitted at the nearest retail center

Conclusion

IDBI bank provides easy and convenient ways to download and view the home loan statement. Borrowers must regularly review the IDBI home loan statement in order to stay updated about the home loan details.

FAQs of IDBI Home Loan Statement

1. How can I download my IDBI home loan statement?

Using the portal

  • Visit the IDBI bank loan statement portal
  • Enter your loan account number and customer ID
  • Enter your date of birth
  • Enter your PAN number
  • Click on submit

Using net banking

  • Login to IDBI bank net banking portal
  • Enter your user ID and password
  • Navigate to the enquiries tab and select home loan statement
  • Enter your home loan details as required
  • You can now print your home loan statement in either pdf or download it.

Using your phone

  • Dial any of the following numbers 18002094324, 1800221070
  • Dial your customer ID or your debit card number using IVR
  • Receive your TPIN or your ATM PIN
  • If you press 4 you can navigate to the loans section
  • After entering the loans section, you can view your home loan statement, check the past EMIs, check the outstanding balance or view your provisional certificate

Request via mail

  • If you have registered your email id with the bank you can make an email request
  • From the registered email id, you can send a mail to customercare@idbi.co.in
  • Mention the loan account document or any other document that you want
  • The home loan statement or the provisional certificate is received as an attachment in the mail

2. How do I find my IDBI home loan statement?

You can find the IDBI home loan statement online. You can use multiple online channels to find the home loan statement by entering details about your home loan account.

3. Can IDBI home loan statements be downloaded?

Yes, the statement can be downloaded and saved in your system.

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