SBI Home Loan Statement

An SBI home loan statement has the following information

• Total loan amount, tenure and interest rate
• Outstanding loan, interest and term
• The loan amount that has been repaid already
• EMI that has been paid
• Outstanding EMI
• Tax certificate for income tax purposes
• Important dates like the start of the loan, the date when the loan is ending

Points to Remember While Obtaining Online SBI Home Loan Statement

Whenever you are trying to download your home loan statement, you should be aware of the following things

• Do check all the blank spaces to be filled while uploading the requisition form in the SBI home loan statement.
• The primary account holder is the only one who should have access to the home loan statement
• The income tax certificate can be viewed directly from the online portal
• If your email id is registered with the bank, then the home loan statement for the current financial year till the first day of the month can be accessed

Procedure for obtaining SBI home loan statement online

In order to download SBI home loan statements online, the following procedure has to be followed.

• Enter the following link in your browser www.onlinesbi.com/personal
• This link directs you to the personal banking page on the website of the State bank of India
• Using the personal logging page, fill in the following information on the page
• The information to be filled in is the username, and password as per your personal banking details
• After you have accessed the personal banking page, you can click on the enquiries tab
• Under the enquiries tab, you can select the home loan enquiries
• After this step, you will be required to select the home loan statement or provisional certificate
• The home loan certificate can be obtained via the various methods
• You can view the certificate online
• You can visit the branch for an offline certificate
• The certificate can be downloaded and saved as a pdf file

Procedure for obtaining SBI home loan statement offline

1) Visit your nearest SBI branch

2) Fill in the form provided with relevant information such as:

• Name
• Address
• Date of Birth
• PAN Card Number
• Home Loan Account Number
• Email ID
• Telephone Number

3) Carry any proof of identification such as:

• PAN Card
• Passport copy
• Aadhaar Card

When is the SBI Home Loan Statement and Interest Certificate available?

The SBI home loan certificate or repayment schedule is available all round the year. You can download the certificate with the following steps given above. You can also collect the certificate physically by visiting the branch.

The interest certificate for a financial year is available only after the start of the next financial year. The provisional certificate is available by the end of the current financial year. The provisional certificate generally contains the principal and the interest bifurcation. This is helpful for income tax purposes.

Conclusion

FAQs of SBI Home Loan Statement: