Mini Statement

Mini Statement

A mini statement is a service provided by the bank to the account holders to extract their last 10 debit or credit transactions done from a savings account. Before using this service, the individual must register their mobile number with their bank. There are various ways in which you can obtain the Mini statement. Let us read on to know about each of them in detail.

What Is The Purpose of The Mini Statement?

A mini statement or a bank mini statement helps you see the last few transactions in your bank account. It is a shorter version of a bank statement, which provides the list of transactions carried out in a month or year using your account.

Various Ways To Obtain The Mini Statement

There are several ways in which you can obtain your mini statement

• Through Missed Call : A mini statement can be obtained by giving a missed call to a number given to you for that purpose by the bank. Here are the steps to get a mini statement by giving a missed call
• Find your bank’s assigned missed call number to obtain a mini statement
• Give a missed call to the number
• You will receive an SMS with your mini statement attached

• Through SMS : Another hassle-free way of getting a mini statement on your phone is by sending an SMS to the bank through your registered mobile number. Here are the steps involved
• Find out the SMS format provided by your bank
• Type the SMS and message to the allocated number
• You will receive an SMS with the mini statement attached

• Through Mobile Banking : Banks provide mobile apps which can be downloaded both on Google Play Store and Apple App Store to obtain the mini statement.
• Through ATM : To get a mini statement at an ATM, follow these steps
• Insert your card
• Choose your preferred language
• Enter your 4 digit ATM PIN
• Select the ‘Mini Statement’ option

• Through Netbanking : You must login to the official website of the respective bank with the user ID and password. After this, you will be able to access the latest transactions.

Benefits of A Mini Statement Service

• You can get a mini statement through SMS service, and for this you do not require a smartphone as SMS service can be availed from any device.
• The mini statement service can be accessed 24/7 anytime and anywhere through mobile banking and internet banking services.
• You can easily obtain the mini statement by giving a missed call to the mini statement number of the particular bank.
• The need to visit the bank, stand in queues, and get the passbook updated for meager details is not there now. The mini statement service process saves time and effort. All you have to do is send an SMS and the details will be sent on the phone.
• Customers need not log into their online banking account to access information about their bank account statement.
• It is an easy and hassle free service

Differences Between Bank Statements and Mini Statements

A mini statement is also a kind of bank statement. It includes the account holder’s name, registered mobile number, residential address, account details, such as type, total balance, and the transaction history spanning a month or a year. But, there are some differences between a bank statement and mini statement

Conclusion

The mini statement service is an easy and hassle free way to view the latest 10 transactions. The various ways provided by banks.

FAQs Of Mini Statement