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Zip Business Loan

Apply Zip Business Loan

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  • Collateral free business loan
  • Fast and hassle-free process
  • Minimal documentation - No balance sheet needed
  • Receive fund in 3 days
  • No pre-payment charges


  • Interest rate – 23% onwards (reducing interest rate basis)
  • Processing fees – Up to 3% of the sanctioned amount + GST

Documents Required

    Pre- ZipLoan Approval
  • Banking (Minimum 9 months) Repayment from current/ saving account only. Maximum 2 bank accounts can be included in the loan application
  • Saving account if cash traction is used for loan entitlement
  • Income tax return (min. last 02 years)
  • Post ZipLoan Approval
  • Pan Card (Mandatory) and also GST details (if applicable)
  • Aadhaar card (Mandatory)
  • Res Address Proof and Ownership Proof of Res/Office (mandatory)
  • Business entity Proof
  • Application (Obtaining email id to be encouraged)
  • Post- Sanction
  • Agreement with Promissory note
  • NACH – 02 Nos
  • GST details if applicable
  • SPDC- 05 Nos. (Account payee/ Crossed Only)
  • PSL certificate (Only for IDFC cases)
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