A personal loan is the best option when you need cash for short-term requirements like wedding, medical treatment, education etc. The joy is doubled when you get additional benefits with the loan. Bajaj Finserv, a leading financial services company, provides prepaid vouchers along with personal loans to woo their customers.
About Bajaj Finserv
Bajaj Finserv, which is a part of Bajaj Holdings and Investment Ltd, is a financial services company involved in lending, assent and wealth management and insurance. With the branches established in 1400 locations across India, Bajaj Finserv offers a wide array of financial services.
Assured Vouchers for Personal Loans
Assured prepaid vouchers are provided for individuals availing personal loans from Bajaj Finserv. The worth of the voucher is as mentioned below.
Personal Loan Amount
Worth of Assured Prepaid Voucher
12 Lakhs and above
Between 11.99 to 8 Lakhs
Between 7.99 to 6 Lakhs
Bajaj Finserv offers Line of Credit facility i.e. a specific amount is credited to the borrower’s account. What sets this personal loan distinct is that the borrower can withdraw the amount as per the requirement and the interest will be charged only for the amount withdrawn.
Along with online application, the applicant needs to submit the following documents.
Bank statement of last 6 months
Last 3 months’ salary slip
Advantages of Getting Personal Loan from Bajaj Finserv
Following are some of the advantages of applying for the personal loan through Bajaj Finserv.
If the applicant meets all the eligibility criteria, the approval is done within five minutes of submission.
Following the approval, the loan amount is disbursed within 72 hours to the account of the borrower.
Maximum of loan amount of 25 lakhs with the tenure up to 60 months according to the requirement of the applicant
No collateral is required.
Competitive interest rate makes it convenient for the customers.
Low processing charges
Bajaj Finserv provides facility to check your EMI and tenure online with the calculator.
You should be between the age of 21 to 58 years.
You should be a salaried professional or self-employed professional.
The income limit varies according to the cities.
This is a wonderful opportunity if you are looking for a personal loan for your immediate need. The benefits are plenty as it comes with an assured voucher worth above INR 6000.
CreditMantri pre-screens your application to make sure you are likely to get a good rate of interest on the loan and your chances of approval is higher with us.