CreditMantri Finserve Private Limited
CreditMantri Finserve Private Limited Unit No. B2, No 769, Phase-1, Lower Ground Floor, Spencer Plaza, Anna Salai, Chennai - 600002
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Bajaj Finance Personal Loan covers expenses for marriage, higher education or home renovations. Salaried individuals are eligible. Use the money as an emergency buffer to recover from a loss of a job. Bajaj Finserv is not a CreditMantri partner for Personal Loan.
Max Tenure
2 - 60 months
Best Rate
1.33% P.M
Processing Fee
RS: 399/- to 2%
Features
Pricing
Documents Required
By agreeing and accepting the terms and conditions set out herein, you provide your express consent to Social Worth Technologies Private Limited to access the credit bureaus and credit information report and credit score. You also hereby irrevocably and unconditionally consent to the usage of such credit information being provided by credit bureaus.
Features
Pricing
Documents Required
Max Tenure
3 – 60 months
Best Rate
1.33% P.M
Processing Fee
From 2%
Features
Pricing
Documents Required
Max Tenure
3 - 12 months
Best Rate
1.50% P.M
Processing Fee
Rs 250-625
Features
Pricing
Documents Required
Max Tenure
2 – 15 months
Best Rate
1.02% P.M
Processing Fee
From Rs 85
Features
Pricing
Documents Required
Max Tenure
3 - 60 Months
Best Rate
16% P.A.
Processing Fee
2% - 5%
Features
Pricing
Documents Required
Upon applying you provide Incred to pull your bureau Details to check the loan eligibility.
Features
Pricing
Documents Required
Max Tenure
up to 12 Months
Best Rate
18.00% p.a
Processing Fee
2.00%
Features
Pricing
Documents Required
Features
Pricing
Documents Required
Your application will be subjected to Bureau Enquiry.
Features
Pricing
Documents Required
Max Tenure
6 - 36 Months.
Best Rate
14.04% P.A
Processing Fee
4%
Features
Pricing
Documents Required
Max Tenure
12-72Months
Best Rate
11.04% P.A.
Processing Fee
3%
Features
Pricing
Documents Required
Loan Amount
1_5L
Max Tenure
36 Months.
Best Rate
Nil*
Processing Fee
Nil*
Features
Pricing
Documents Required
Max Tenure
12 - 60 Months.
Best Rate
12.96% P.A.
Processing Fee
1%
Features
Pricing
Documents Required
Max Tenure
12-72 Months.
Best Rate
11.05% P.A.
Processing Fee
1.0%
Features
Pricing
Documents Required
Max Tenure
5 yrs
Best Rate
15.5%
Processing Fee
2.0%
Max Tenure
nil*
Best Rate
23.0%
Processing Fee
2%
Max Tenure
1-5 yrs
Best Rate
10.75%
Processing Fee
2%
Max Tenure
5 yrs
Best Rate
13.99%
Processing Fee
2%
Max Tenure
1.6 yrs
Best Rate
18%
Processing Fee
2%
Max Tenure
5 yrs*
Best Rate
11.49%*
Processing Fee
999₹*
Max Tenure
6 - 24 months
Best Rate
2%
Processing Fee
3%
Max Tenure
6 to 36 Months.
Best Rate
7.99% p.m
Processing Fee
2%
Max Tenure
up to 6 years
Best Rate
15.65% p.a
Processing Fee
1.50%
Max Tenure
6 years
Best Rate
9.9%-45% p.a.
Processing Fee
Nil
Max Tenure
12 - 60 Months.
Best Rate
12.96% P.A
Processing Fee
2.5%
Max Tenure
NA
Best Rate
Processing Fee
2%
Max Tenure
5 yrs
Best Rate
12.99%*
Processing Fee
0.5%*
Max Tenure
12 - 72 Months.
Best Rate
11.04% P.A.
Processing Fee
2.50%
Max Tenure
4 yrs
Best Rate
17.25% *
Processing Fee
2%
Max Tenure
NA
Best Rate
16%
Processing Fee
2.49%
Max Tenure
nil*
Best Rate
10.95%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
10.99%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
11.50%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
11.60%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
14.40%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
10.99%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
12.60%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
9.50%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
9.70%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
11%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
10.40%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
10.99%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
11.50%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
11.45%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
9.65%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
11.75%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
11.75%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
14.05%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
10%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
13.99%
Processing Fee
nil*
Max Tenure
NA
Best Rate
1%
Processing Fee
3.0%
Max Tenure
nil*
Best Rate
11.99%
Processing Fee
2.5%
Bajaj Finance is a reputed name in the NBFC lending market. They have established themselves as a household name for consumer finance and affordable personal loans across the country.
Their personal loans come with a host of benefits to the users.
Bajaj Finance is a well-established NBFC with a large market share in the personal loan business. Due to their wide network of offices and representatives across the country, they are able to offer the best personal loans to eligible applicants. They promise a quick and faster processing time to get the much needed funds in your hands.
Additional Read: Questions To Ask Before You Take Out A Personal Loan
Nationality | Indian |
Employment Status | Salaried (MNC, Public or Private Company) |
Age | Min. 21 years – Max. 67 years |
Income Requirement | Rs.22,000 and higher |
750 and higher |
Bajaj Finance offers a simple online application process for their personal loans.
A representative from Bajaj Finance will contact you for the next steps. Upon successful verification, your loan amount will be disbursed into your bank account within the next 24 hours.
Check your Bajaj Finance Personal Loan Eligibility Now!
Use the Personal Loan EMI Calculator to determine the approximate EMI amount you have to pay every month. This helps you make an informed decision about availing the Bajaj Finance Personal Loan.
This is a revolutionary product in personal loans. This is similar to an overdraft account where you pay interest only on the amount you have used. There are two types of Flexi Personal Loans by Bajaj Finance –
Flexi Hybrid Loan – Here, you are given the option to repay only the interest component of the loan in the initial years. A few months into the tenure, you can start repaying the principle too. This gives you some leverage with the repayment amount when you are in a fund crunch.
Flexi Term Loan – This is a regular repayment model where you repay the interest and the principal component from the very beginning.
The benefit of a flexi personal loan is that you can withdraw and pay anytime you want. The interest is charged on a daily reducing balance method so your interest will be reduced whenever you pay some money into the account.
Interest Rate | Starts at 13% |
Processing Fees | Up to 4% of the loan amount + GST |
Penal Interest For Non-Payment or Late Payment of EMI | 2-4% p.m. of the monthly instalment amount, from the date of default up to the date of repayment |
Part-prepayment Charges | 2% + GST of the payment amount |
Annual Maintenance Charges on Flexi & Hybrid Loans | 0.25% + GST on total limit |
Foreclosure Charges | Term Loan – 4% + GST on outstanding amount Flexi & Hybrid Loan – 4% + GST on total withdrawable amount |
Bajaj Finance is a leading NBFC in the Indian market, offering various kinds of finance options to borrowers. Personal loans, credit cards, commercial lending, business loans, gold loans, home loans, and many other kinds of loans are available for eligible individuals. They also promise low interest rates and quick processing times for the convenience of customers.
1. How much personal loan can I get with Bajaj Finance salaried personal loans?
Salaried individuals can get up Rs.25 lakhs.
2. What is the interest rate on Bajaj Finance personal loan?
The interest rate starts at 13% per annum.
3. What are the repayment options available with Bajaj Finance personal loans?
Borrowers can repay the loan conveniently in 60 months. You can choose the tenure based on your income and other liabilities. Use our Personal Loan EMI calculator to find out the approximate EMI amount based on the tenure you want. This helps you make an informed decision before availing the loan.
4. How long does it take for my Bajaj Finance Personal Loan to get approved and disbursed?
The application process is mostly done online. Once you have submitted all the relevant documents, the loan is approved within 5 minutes. The amount will be disbursed within the next 24 hours.
5. How is my eligibility for the Bajaj Finance Personal Loan determined?
Bajaj Finance personal loan is available for salaried individuals in the age group of 21 years to 67 years. You have to be employed with a reputed MNC, private or public company. You also need to have a credit score of 750 and higher.
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