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Fibe Instant Personal Loan

Apply Fibe Instant Personal Loan

3.9

Max Tenure

2 - 60 months

Best Rate

1.33% P.M

Processing Fee

RS: 399/- to 2%

View Details

Features

  • Disbursal in 116 seconds
  • No foreclosure charges
  • 100% Online Process

Pricing

Processing fee: From Rs 399 - 2% on Loan amount

Documents Required

  1. ID Proof
  2. Address Proof
  3. Income Proof (salary slip, bank statement)

By agreeing and accepting the terms and conditions set out herein, you provide your express consent to Social Worth Technologies Private Limited to access the credit bureaus and credit information report and credit score. You also hereby irrevocably and unconditionally consent to the usage of such credit information being provided by credit bureaus.

PREFR Personal Loan

Apply PREFR Personal Loan

3.9

Max Tenure

6 - 48 Months

Best Rate

15%

Processing Fee

4%

View Details

Features

  • Instant approval
  • End to end digital journey
  • Same Day Disbursal

Pricing

  • Processing fees: 4%
  • Interest rate: 15% - 36%
  • Installment Cycle: 5th of every month

Documents Required

  • No documents required
Moneyview Instant Personal Loan

Apply Moneyview Instant Personal Loan

3.9

Max Tenure

3 – 60 months

Best Rate

1.33% P.M

Processing Fee

From 2%

View Details

Features

  1. Loan Disbursal in 24 hours
  2. Minimal Documentation

Pricing

Processing fees 2-6% on loan amount
Interest rate from 1.33% P.M

Documents Required

  1. Selfie
  2. Bank Statement (If required)
Cashe Instant Personal Loan

Apply Cashe Instant Personal Loan

3.9

Max Tenure

3 - 12 months

Best Rate

1.50% P.M

Processing Fee

Rs 250-625

View Details

Features

  1. Easy to use mobile app for loan withdrawal
  2. Minimal documentation
  3. Multiple loan tenure and loan options

Pricing

  • Processing fee: From Rs 85 - 2% on Loan amount

Documents Required

  1. ID Proof
  2. Address Proof
  3. Income Proof (salary slip, bank statement)
Kredit Bee Personal Loan

Apply Kredit Bee Personal Loan

3.9

Max Tenure

2 – 15 months

Best Rate

1.02% P.M

Processing Fee

From Rs 85

View Details

Features

  1. 100% Online Process
  2. 10 Minute Loan Disbursal
  3. Direct Bank Transfer

Pricing

Processing fee: Starting from Rs. 85

Documents Required

  1. ID Proof
  2. Address Proof
Incred Personal Loan

Apply Incred Personal Loan

3.9

Max Tenure

3 - 60 Months

Best Rate

16% P.A.

Processing Fee

2% - 5%

View Details

Features

  • Choice based loan offers available - Bureau Based & Banking Based
  • ROI & Tenure will differ basis the loan offer chosen
  • Disbursement within 24-28 Hours
  • Complete Digital Loan Process
  • No Income Documents Required

Pricing

  • Interest rate: 1.33% P.M.
  • Processing Fee: 2% - 5%

Documents Required

  • Proof Of Identity & Proof of Address
  • Bureau Based Offer - No Income Documents
  • Banking Based Offer - Last 3 Month Bank Statements

Upon applying you provide Incred to pull your bureau Details to check the loan eligibility.

Paysense Personal Loan

Apply Paysense Personal Loan

3.9

Max Tenure

12 – 60 months

Best Rate

1.5%

Processing Fee

2.5%

View Details

Features

  1. 100% Online Process
  2. Quick loan processing
  3. Minimal documentation
  4. *Interest Payable calculated using Reducing Balance Method

Pricing

Processing Fee : 2.5% of loan amount

Documents Required

    1. ID Proof
    2. Address Proof
    3. Income Proof (salary slip, bank statement)
ZYPE Personal Loan

Apply ZYPE Personal Loan

3.9

Max Tenure

up to 12 Months

Best Rate

18.00% p.a

Processing Fee

2.00%

View Details

Features

  • Seamless onboarding
  • Instant transfer
  • Flexiable repayement option
  • No hidden or extra charges

Pricing

  • Interest rate: 18.00% p.a.- 39.00% p.a
  • Processing fees: 2 -6%

Documents Required

  • No documents required
L&T Personal Loan

Apply L&T Personal Loan

3.9

Max Tenure

24 to 48 Months.

Best Rate

12% P.A

Processing Fee

3%

View Details

Features

  • 100% Online Process.
  • No Foreclosure Charges.

Pricing

  • Interest rate: 1% P.M.
  • Processing fee: Upto 3%

Documents Required

  • ID Proof.
  • Address Proof.
  • Bank Account Details with E-Mandate Facility.

Your application will be subjected to Bureau Enquiry.

Mpokket Personal  loan

Apply Mpokket Personal loan

3.9

Max Tenure

3-9 months

Best Rate

3-9 months

Processing Fee

4%

View Details

Features

  • 100% Digital Process with Instant Disbursal

Pricing

  • The interest rate varies from 2% p.m.- 2.5% p.m
  • Processing fees: 4%

Documents Required

  1. Aadhar Card
  2. PAN card
  3. Last 3 months’ Bank Statement showing salary credit
  4. Student ID card (Applicable only for students)
Faircent Personal Loan

Apply Faircent Personal Loan

3.9

Max Tenure

6 - 36 Months.

Best Rate

14.04% P.A

Processing Fee

4%

View Details

Features

  • Lower Interest Rates.
  • 100% Online Process.
  • Minimal documentation.

Pricing

  • Interest rate: 1.17% P.M.
  • Processing Fees: From 4%

Documents Required

    Documents Required - Salaried
  • ID Proof.
  • Address Proof.
  • Income proof (Latest 2 salary slips & Last 3 months'bank statement).
  • Form 16/ITR.
Tata Capital Personal Loan

Apply Tata Capital Personal Loan

3.9

Max Tenure

12-72Months

Best Rate

11.04% P.A.

Processing Fee

3%

View Details

Features

  • Loan upto 35 Lakhs
  • Flexible Tenures upto 6 years
  • Faster Loan Process

Pricing

  • Interest rate: From 0.92 P.M.
  • Processing fee: 1% to 3%

Documents Required

  • Last 3 Months Payslips
  • Last 6 Months Bank Statements
  • Proof Of Identity (Voter ID,Passport,Driving License,Aadhar Card)
  • Proof Of Address (Ration Card, Electricity Bill, Passport)
  • Proof Of Employment & Ownership - If Required
Shriram Finance Limited

Apply Shriram Finance Limited

3.9

Loan Amount

1_5L

Max Tenure

36 Months.

Best Rate

Nil*

Processing Fee

Nil*

View Details

Features

  • Quick loan processing.
  • Minimal documentation.
  • Min Eligiblity Criteria.

Pricing

  • Interest rate - 20% to 36% P.A.
  • Processing fee - From 2.5%.

Documents Required

  • ID Proof.
  • Address Proof.
  • Salary slip and appoinment Letter (for amber Customers).
  • Income proof (3 Months BS )
Axis Bank Personal Loan

Apply Axis Bank Personal Loan

3.9

Max Tenure

12 - 60 Months.

Best Rate

12.96% P.A.

Processing Fee

1%

View Details

Features

  • Minimal Documentation.
  • Quick loan Processing.
  • Balance Transfer Facility.

Pricing

  • Interest rate: 1.08% P.M.
  • Processing fee: From 0.75 - 2%

Documents Required

  • ID Proof.
  • Address Proof.
  • Income proof (Latest 2 salary slips & Last 3 months'bank statement).
Yes Bank Personal Loan

Apply Yes Bank Personal Loan

3.9

Max Tenure

12-72 Months.

Best Rate

11.05% P.A.

Processing Fee

1.0%

View Details

Features

  • Hassle free Process.
  • Flexibility of Repayment.
  • No end use requirement.

Pricing

  • Interest Rate: 0.92% p.m.
  • Processing Fee: Upto 2.50%

Documents Required

  • Income Proof (Latest 3 salary slips).
Ujjivan Personal Loan

Ujjivan Personal Loan

3.9

Max Tenure

5 yrs

Best Rate

15.5%

Processing Fee

2.0%

Edelweiss Salaried Personal Loan

Edelweiss Salaried Personal Loan

3.9

Max Tenure

nil*

Best Rate

23.0%

Processing Fee

2%

MyMoneyMantra Personal Loan

MyMoneyMantra Personal Loan

3.9

Max Tenure

1-5 yrs

Best Rate

10.75%

Processing Fee

2%

RBL Personal Loan

RBL Personal Loan

3.9

Max Tenure

5 yrs

Best Rate

13.99%

Processing Fee

2%

HDB Personal Loan

HDB Personal Loan

3.9

Max Tenure

1.6 yrs

Best Rate

18%

Processing Fee

2%

ICICI Bank Personal Loan

ICICI Bank Personal Loan

3.9

Max Tenure

5 yrs*

Best Rate

11.49%*

Processing Fee

999₹*

My Shubh Life Personal Loan

My Shubh Life Personal Loan

3.9

Max Tenure

6 - 24 months

Best Rate

2%

Processing Fee

3%

Finzy personal Loan

Finzy personal Loan

3.9

Max Tenure

6 to 36 Months.

Best Rate

7.99% p.m

Processing Fee

2%

SBI personal loan

SBI personal loan

3.9

Max Tenure

up to 6 years

Best Rate

15.65% p.a

Processing Fee

1.50%

Navi Personal Loan

Navi Personal Loan

3.9

Max Tenure

6 years

Best Rate

9.9%-45% p.a.

Processing Fee

Nil

MUTHOOT Personal Loan

MUTHOOT Personal Loan

3.9

Max Tenure

12 - 60 Months.

Best Rate

12.96% P.A

Processing Fee

2.5%

MANAPPURAM Personal Loan

MANAPPURAM Personal Loan

3.9

Max Tenure

NA

Best Rate

Processing Fee

2%

IndusInd Bank Personal Loan

IndusInd Bank Personal Loan

3.9

Max Tenure

5 yrs

Best Rate

12.99%*

Processing Fee

0.5%*

HDFC Bank Personal Loan

HDFC Bank Personal Loan

3.9

Max Tenure

12 - 72 Months.

Best Rate

11.04% P.A.

Processing Fee

2.50%

Fullerton Personal Loan

Fullerton Personal Loan

3.9

Max Tenure

4 yrs

Best Rate

17.25% *

Processing Fee

2%

Capital First Personal Loan

Capital First Personal Loan

3.9

Max Tenure

NA

Best Rate

16%

Processing Fee

2.49%

PNB Personal Loan

PNB Personal Loan

3.9

Max Tenure

nil*

Best Rate

10.95%

Processing Fee

nil*

Citibank Personal Loan

Citibank Personal Loan

3.9

Max Tenure

nil*

Best Rate

10.99%

Processing Fee

nil*

Kotak Mahindra Bank Personal Loan

Kotak Mahindra Bank Personal Loan

3.9

Max Tenure

nil*

Best Rate

11.50%

Processing Fee

nil*

Bank of Baroda Personal Loan

Bank of Baroda Personal Loan

3.9

Max Tenure

nil*

Best Rate

11.60%

Processing Fee

nil*

Union Bank of India Personal Loan

Union Bank of India Personal Loan

3.9

Max Tenure

nil*

Best Rate

14.40%

Processing Fee

nil*

Bank of India Personal Loan

Bank of India Personal Loan

3.9

Max Tenure

nil*

Best Rate

10.99%

Processing Fee

nil*

Canara Bank Personal Loan

Canara Bank Personal Loan

3.9

Max Tenure

nil*

Best Rate

12.60%

Processing Fee

nil*

IDBI Personal Loan

IDBI Personal Loan

3.9

Max Tenure

nil*

Best Rate

9.50%

Processing Fee

nil*

Bank of Maharashtra Personal Loan

Bank of Maharashtra Personal Loan

3.9

Max Tenure

nil*

Best Rate

9.70%

Processing Fee

nil*

Karur Vysya Bank Personal Loan

Karur Vysya Bank Personal Loan

3.9

Max Tenure

nil*

Best Rate

11%

Processing Fee

nil*

Tamilnad Mercantile Bank Personal Loan

Tamilnad Mercantile Bank Personal Loan

3.9

Max Tenure

nil*

Best Rate

10.40%

Processing Fee

nil*

HSBC Bank Personal Loan

HSBC Bank Personal Loan

3.9

Max Tenure

nil*

Best Rate

10.99%

Processing Fee

nil*

Central Bank of India Personal Loan

Central Bank of India Personal Loan

3.9

Max Tenure

nil*

Best Rate

11.50%

Processing Fee

nil*

UCO Bank Personal Loan

UCO Bank Personal Loan

3.9

Max Tenure

nil*

Best Rate

11.45%

Processing Fee

nil*

Indian Bank Personal Loan

Indian Bank Personal Loan

3.9

Max Tenure

nil*

Best Rate

9.65%

Processing Fee

nil*

Federal Bank Personal Loan

Federal Bank Personal Loan

3.9

Max Tenure

nil*

Best Rate

11.75%

Processing Fee

nil*

Aditya Birla Personal Loan

Aditya Birla Personal Loan

3.9

Max Tenure

nil*

Best Rate

11.75%

Processing Fee

nil*

Indian Overseas Bank Personal Loan

Indian Overseas Bank Personal Loan

3.9

Max Tenure

nil*

Best Rate

14.05%

Processing Fee

nil*

South Indian Bank Personal Loan

South Indian Bank Personal Loan

3.9

Max Tenure

nil*

Best Rate

10%

Processing Fee

nil*

HDBFS Personal Loan

HDBFS Personal Loan

3.9

Max Tenure

nil*

Best Rate

13.99%

Processing Fee

nil*

Credy Personal Loan

Credy Personal Loan

3.9

Max Tenure

NA

Best Rate

1%

Processing Fee

3.0%

India Bulls personal Loan

India Bulls personal Loan

3.9

Max Tenure

nil*

Best Rate

11.99%

Processing Fee

2.5%

Sorry! We couldn't find any offer matching this category.

Bajaj Finance Personal Loan – Benefits, Features & Eligibility

Bajaj Finance is a reputed name in the NBFC lending market. They have established themselves as a household name for consumer finance and affordable personal loans across the country.

Their personal loans come with a host of benefits to the users.

  • Flexible loans for every needs
  • Quick approvals and instant disbursals
  • Simple loan process with minimal documentation
  • Flexible repayment tenures
  • No hidden charges or transaction fees
  • Completely online application process for total transparency

How to Apply for Bajaj Finance Personal Loan on CreditMantri.com

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Bajaj Finance Personal Loan - Apply for Bajaj Finance Personal Loan online from Bajaj Finance ✓ Low Interest rates ✓ Quick Processing at creditmantri.com

What Are The Types Of Personal Loans Offered By Bajaj Finance?

  • Flexi Personal Loans
  • Instant Personal Loans
  • Debt Consolidation Loans
  • Higher Education Loan
  • Home Renovation Loan
  • Medical Loan
  • Small Personal Loan
  • Travel Loan
  • Used Car Loan
  • Wedding Loan
Apply Bajaj Finance Personal Loan

Why Should You Get A Personal Loan From Bajaj Finance?

Bajaj Finance is a well-established NBFC with a large market share in the personal loan business. Due to their wide network of offices and representatives across the country, they are able to offer the best personal loans to eligible applicants. They promise a quick and faster processing time to get the much needed funds in your hands.

  • Get up to Rs.25 lakhs personal loans for all your needs
  • Interest rates starting as low as 13% p.a.
  • Get instant approval in 5 minutes
  • Disbursal into your account within 24-hours
  • Flexi EMI options to reduce interest burden
  • Convenient tenures ranging up to 60 months
  • Make additional part payments of up to 6 times in a year

Additional Read: Questions To Ask Before You Take Out A Personal Loan

What Are The Eligibility Criteria To Apply For Bajaj Finance Personal Loans?

Nationality

Indian

Employment Status

Salaried (MNC, Public or Private Company)

Age

Min. 21 years – Max. 67 years

Income Requirement

Rs.22,000 and higher

Credit score

750 and higher

What Are The Documents Required To Apply For Bajaj Finance Personal Loans

  • KYC Documents
  • Employment Documents
  • Bank Account Details

How Do I Apply For A Bajaj Finance Personal Loan?

Bajaj Finance offers a simple online application process for their personal loans.

  • Visit the Bajaj Finance website
  • Choose ‘Personal Loans’ from the top menu bar and click on ‘Apply Online’
  • You will be required to enter your name, phone number and other personal details
  • You will then have to enter your KYC details and income information
  • Choose the loan amount you want to avail
  • Once all the details are entered, hit ‘Submit’

A representative from Bajaj Finance will contact you for the next steps. Upon successful verification, your loan amount will be disbursed into your bank account within the next 24 hours.

Check your Bajaj Finance Personal Loan Eligibility Now!

Use the Personal Loan EMI Calculator to determine the approximate EMI amount you have to pay every month. This helps you make an informed decision about availing the Bajaj Finance Personal Loan.

What Are Bajaj Finance Flexi Personal Loans?

This is a revolutionary product in personal loans. This is similar to an overdraft account where you pay interest only on the amount you have used. There are two types of Flexi Personal Loans by Bajaj Finance –

Flexi Hybrid Loan – Here, you are given the option to repay only the interest component of the loan in the initial years. A few months into the tenure, you can start repaying the principle too. This gives you some leverage with the repayment amount when you are in a fund crunch.

Flexi Term Loan – This is a regular repayment model where you repay the interest and the principal component from the very beginning.

The benefit of a flexi personal loan is that you can withdraw and pay anytime you want. The interest is charged on a daily reducing balance method so your interest will be reduced whenever you pay some money into the account.

What Are The Interest Rates And Other Charges On Bajaj Finance Personal Loans?

Interest Rate

Starts at 13%

Processing Fees

Up to 4% of the loan amount + GST

Penal Interest For Non-Payment or Late Payment of EMI

2-4% p.m. of the monthly instalment amount, from the date of default up to the date of repayment

Part-prepayment Charges

2% + GST of the payment amount

Annual Maintenance Charges on Flexi & Hybrid Loans

0.25% + GST on total limit

Foreclosure Charges

Term Loan – 4% + GST on outstanding amount

Flexi & Hybrid Loan – 4% + GST on total withdrawable amount

Bajaj Finance is a leading NBFC in the Indian market, offering various kinds of finance options to borrowers. Personal loans, credit cards, commercial lending, business loans, gold loans, home loans, and many other kinds of loans are available for eligible individuals. They also promise low interest rates and quick processing times for the convenience of customers.

Bajaj Finance Personal Loan FAQs

1. How much personal loan can I get with Bajaj Finance salaried personal loans?

Salaried individuals can get up Rs.25 lakhs.

2. What is the interest rate on Bajaj Finance personal loan?

The interest rate starts at 13% per annum.

3. What are the repayment options available with Bajaj Finance personal loans?

Borrowers can repay the loan conveniently in 60 months. You can choose the tenure based on your income and other liabilities. Use our Personal Loan EMI calculator to find out the approximate EMI amount based on the tenure you want. This helps you make an informed decision before availing the loan.

4. How long does it take for my Bajaj Finance Personal Loan to get approved and disbursed?

The application process is mostly done online. Once you have submitted all the relevant documents, the loan is approved within 5 minutes. The amount will be disbursed within the next 24 hours.

5. How is my eligibility for the Bajaj Finance Personal Loan determined?

Bajaj Finance personal loan is available for salaried individuals in the age group of 21 years to 67 years. You have to be employed with a reputed MNC, private or public company. You also need to have a credit score of 750 and higher.

Bajaj Finance Personal Loan - Customer Reviews

4 / 5 (245 Reviews)
21 Aug 2018

Good good

12 Feb 2018

Good good

12 Feb 2018

Good good

24 Nov 2017

I want personal loan

6 Oct 2017

Personalloan

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