Debit Cards for Restaurants

Who doesn’t enjoy going out for a meal at a restaurant? Are you one among those who love to dine out? If so, then do you also find that your love for dining out is creating a rather large dent in your pocket?! Well, time to look up which restaurants and cafes your bank has partnered with to offer discounts on your debit card. Getting a good deal on your favorite dinner / lunch / breakfast needn’t be restricted to an early bird offer or a happy hour offer anymore. Foodies everywhere, rejoice!

Thanks to various debit card offerings, like rewards on dining and restaurant spends, foodies can enjoy a good meal without burning a hole in their wallet. Several banks offer debit cards specifically designed to the needs of those who love to eat out. Here is a sample of some of the offers available.

ICICI Bank Coral Debit Card:

Swiping this card across 800+ restaurants in India under the culinary treats program gives you 15% off. For the list of restaurants partnered, you can check out the Culinary Treats website. It also has a Payback program where you earn 6 points on every Rs. 200 spent at partner stores in India. Which means in addition to a discount, you also accrue points for using the card at the merchant dining center. You can later get these points redeemed for premium merchandise. As a joining bonus, you also get 20% off on a minimum bill value of Rs. 400 and above at Domino’s Pizza (T&C apply).

Standard Chartered Bank Cash Back Platinum Debit Card:

As part of the Standard Chartered Bank Visa Platinum Program, this debit card provides you with unlimited privileges, discounts and deals from exclusive brands in categories like Fine Dining, Lifestyle, Health, Fitness and Travel. You also get 5% cash back on all transactions made with this card at any merchant outlet. You can enjoy exclusive dining privileges like discounts or complimentary offerings through the Dining Plus card.

HDFC Debit Card Offer:

Under the Food Fiesta Program, HDFC debit and pre-paid card holders can avail minimum 15% off depending on the minimum bill amount. This offer is extended to HDFC credit card holders as well. The offer cannot be clubbed with any other offer and is applicable only on select partner merchant outlets. For a complete list of the dining partners, you can refer to the HDFC SmartBuy website.

The big advantage of debit cards is that you cannot fall into debt since you can only spend the money available in your savings account. So, it wouldn’t hurt to splurge on your food cravings, every once in a while, especially, when your debit card offers rewards and discounts on dining. Take advantage of the dining options available on your debit card, explore, and bon apetit!

Note: The cards mentioned in the article are merely indicative of the kinds of debit cards available on the market that offer dining privileges. You will need to choose your card based on your specific requirements.