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Availing EMIs on Your Credit Card? Make Sure to Consider These Factors First

Many credit card issuers offer users the ability to convert big-ticket credit card purchases into monthly payments called EMIs (Equated Monthly Instalments). Credit card users can directly convert credit card purchases into EMIs when purchasing from select merchants or they can use the option to consolidate various payments into a single EMI.

11 months agoRead More
Credit card payment: Should you pay credit card bill via EMI?

It is not very clear when credit cards became a necessity to lead a normal life. But the footprint left by credit card in our daily lives is quite evident. Credit cards are one of the most preferred payment modes anywhere in the world. Though digital payments have now captured considerable market share, credit cards still rule.

1 year agoRead More
Compound Interest Waiver Scheme: Understand The Benefits & Check If You’re Eligible For The Cashback

In a massive relief to individual and MSME borrowers, the Union Government has announced a waiver of the compound interest incurred by loans during the moratorium period from March to August.

2 years agoRead More
How To Buy A Mobile On EMI Using Canara Bank Debit Card?

Have you been wishing that you could afford the latest flagship smartphone? But, putting off the purchase because your bank balance is low? Worry not, we’ve got you covered! Continue reading for the steps on how to purchase a mobile phone on EMI using your Canara Bank debit card.

2 years agoRead More
Everything You Need To Know About Buying A Laptop On EMI Without Downpayment

A laptop with fast processing speed and great graphics is a must for everyone today. Whether you use your laptop for professional or personal use – a fast, modern machine with decent processing power has become mandatory.

2 years agoRead More
What happens if I don’t repay my education loan EMIs on-time?

Everyone wishes for a financially successful career. The first step in achieving this dream is – graduating from a reputed higher education institute with good scores. But, sadly, achieving this dream requires more than hard work, dedication, and commitment.

2 years agoRead More
How To Avail Yes Bank EMI Moratorium?

In a bid to give some relief to taxpayers and homebuyers amid the Covid-19 crisis, the Reserve Bank of India (RBI) had some time back directed all banks, NBFCs and housing finance companies (HFCs) to allow three months’ moratorium on the EMI payments of various retail loans, including home loans, as well as working capital loan instalments which were due for payment between March 1, 2020, and May 31, 2020.

2 years agoRead More
How To Avail DHFL Bank EMI Moratorium?

Dewan Housing Finance Limited (DHFL) is one of the key players in the housing loan market in India. It has been offering affordable housing loans to its customers for many decades now.

2 years agoRead More
RBI’s EMI Moratorium: Here’s Everything You Need to Know

India went into a nation-wide lockdown in March as a preventive measure to curb the spread of the deadly Coronavirus. As a result, millions of businesses – big and small – that do not fall into the category of essential services had to pause their operations.

2 years agoRead More
ICICI Bank EMI Moratorium: Eligibility, Charges, How to avail & more

The Reserve Bank of India announced in June that it is extending the moratorium on loan EMIs and credit card bills for three months.

2 years agoRead More
Axis Bank EMI Moratorium: Here’s all that You Need to Know

The government of India has launched several measures to help citizens deal with the economic blowouts caused by Coronavirus-lockdowns and restrictions. One such relief measure is the – moratorium on loan payments.

2 years agoRead More
What action can the lender take if I miss paying loan EMIs on time?

You have tried every possible way to repay your loan EMIs on time. In spite of your best efforts, a job loss, pay cuts, illness in the family, your loan repayments may go off the track. There may be situations where due to an unexpected financial crisis, you have fallen behind on your loan payments.

2 years agoRead More
How to pay overdue loan EMIs?

One of the biggest advantages of loan EMIs is that it’s easy to plan repayments in advance. The EMI remains the same every month for the entire tenure of the loan. This helps borrowers plan their expenditures and purchases.

2 years agoRead More
What Is Moratorium? What Are the Things to Know About Moratorium Before Choosing One?

With India being in lockdown currently to contain the spread of COVID-19, the Reserve Bank of India has announced several measures, to tide over the economic fallouts.

2 years agoRead More
How To Avail EMI on HDFC Bank Credit Card

“I want to buy that latest upgraded mobile phone, but I have no money.”, “I need to buy a washing machine for my house, but I can’t afford as I have no funds.” These scenes of lamentations are no longer necessary as you have the convenience of purchasing all that you need with a credit card.

3 years agoRead More
Bajaj Finserv EMI Card - Get everything on EMIs

We live in a world of consumption. Right from groceries to mobile phones to vehicles and homes, we have to have the best and latest one in the market. Often, these work out to be high-ticket buys; somewhat beyond our capacity to buy it only on our savings/income. 

3 years agoRead More
4 Things to do When You Cannot Pay Your EMIs

Gone are days when taking a loan or asking for credit was a cumbersome process, loans provide for financial needs which individuals are not able to meet on their own.

5 years agoRead More
Buy headphones on EMI

With the increase in usage of smart phones, laptops headphones are popularly used. With the distance travelled by people to and from office is long the usage of headphones to listen to songs or watch movies has become a common practice.

5 years agoRead More
5 ways to cut EMI cost

The cost of living each year has increased tremendously. What we might have got for Rs.5 two years ago might be costing Rs.20 now. It has become necessary to know the art of managing your finances to meet your monthly or yearly financial goals

5 years agoRead More
Vivo V5 EMI Bajaj finance

Even though smart phones are becoming smarter and they have numerous applications that help people with their daily activities (alarm, banking apps, bill payment etc.) mobile phones are becoming more of a style statement where people showcase their mobiles as a status symbol. People are clamoring to stores be it online or physical to get the latest mobile when they launch.

5 years agoRead More
Refrigerator on EMI without credit card

There was a time when refrigerators were something considered a rarity among the populace. It was considered a rich people’s tool and not affordable by others.

5 years agoRead More

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