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Financial food for thought
“I want to buy that latest upgraded mobile phone, but I have no money.”, “I need to buy a washing machine for my house, but I can’t afford as I have no funds.” These scenes of lamentations are no longer necessary as you have the convenience of purchasing all that you need with a credit card.
We live in a world of consumption. Right from groceries to mobile phones to vehicles and homes, we have to have the best and latest one in the market. Often, these work out to be high-ticket buys; somewhat beyond our capacity to buy it only on our savings/income.
Gone are days when taking a loan or asking for credit was a cumbersome process, loans provide for financial needs which individuals are not able to meet on their own.
With the increase in usage of smart phones, laptops headphones are popularly used. With the distance travelled by people to and from office is long the usage of headphones to listen to songs or watch movies has become a common practice.
The cost of living each year has increased tremendously. What we might have got for Rs.5 two years ago might be costing Rs.20 now. It has become necessary to know the art of managing your finances to meet your monthly or yearly financial goals
Even though smart phones are becoming smarter and they have numerous applications that help people with their daily activities (alarm, banking apps, bill payment etc.) mobile phones are becoming more of a style statement where people showcase their mobiles as a status symbol. People are clamoring to stores be it online or physical to get the latest mobile when they launch.
There was a time when refrigerators were something considered a rarity among the populace. It was considered a rich people’s tool and not affordable by others.
Laptop on EMI without credit card - You can buy any brand including Apple, HP, Dell, Lenovo, Acer, ROG and from any store be it online or physical store
Buy the new iPhone 8/8 plus/X! Know all the financing options here The iPhone is one of the most sought-after mobile phones in the world and each year its launch is an event of its own. With the new iPhone 8/8 plus/X releasing in India with iPhone 8 and 8 plus releasing on September 29th in India where the iPhone 8 will have a starting price of Rs. 64,000 and the iPhone 8 plus starts from Rs. 77,000 and the iPhone X dubbed as the iPhone 10 will launch later in November and is ex
How is the EMI calculated in a personal loan from bank?
A personal loan can come in handy in times of need—it is one of the easiest loans to avail. It is an unsecured loan—meaning no collateral or guarantor is required to avail the loan. Banks and NBFC’s require less documentation, but you pay for this with relatively high interest rates—again because the loan is unsecured, meaning the lender does not have any safeguard against customer default
EMI payments on debit cardsNeed an EMI option when shopping? Want to shop to your heart’s content but do not have a credit card to avail of easy EMIs? Would like a credit card but do not qualify for the one you want? Not sure which is the best credit card for you? Credit card application been turned down? Well, here’s some good news for you! Did you know that you can avail of EMI offers on your
5 Smart Tips to Get the Lowest EMI Car LoansBuying a car can be very exciting – but also a little daunting in terms of the financial commitment! Buying a car, and getting a car loan to help make the purchase, can be the first big financial commitment that many people in India make. Buying your own vehicle can give you an exhilarating sense of freedom but is also accompanied by some natural concerns—how to find low interest car loans and low EMIs.
Buy Digital Camera & Refrigerator on EMI at Bajaj FinservAll around you see advertisements for the latest camera models. You might have set your heart on one but do not have ready cash to pay for your photography dream. Or maybe you are looking to upgrade your kitchen appliances. You don’t own a credit card and don’t quite know how to get a loan to cover the cost of that brand new refrigerator model. No more worries! You could apply for a consum
Laptop Loan Bajaj FinanceAdmit it - your laptop is your most reliable and constant companion, but its not easy to get one when your finances are low! If you need to check the weather, buy movie tickets (or watch a downloaded movie), organize a vacation, order food, check reviews, look up your cousin’s holiday snaps, - (oh and of course, check up on your work!) – all of it gets done on your trusty laptop companion. The market is flooded
Bajaj Finance Mobile EMI CalculatorNeed a loan to buy your favorite—yet pricey—mobile? Or perhaps, you want to upgrade your furniture and appliances. There are several finance companies in the market that offer a consumer durable loan which you could use to buy your favorite gadgets. Bajaj Finserv is one among them.It can be very confusing to evaluate the mul
Buy a Mobile on EMI with an Axis Debit CardAre you craving for your favorite—and pricey—mobile phone but holding back due to the lack of a credit card to buy it in easy EMIs? Or is your ‘mobile loan’ rejected because you do not have a credit history or because of insufficient salary?Well, there is no longer any need to mope in a corner and brood for the lack of credit! Did you know, certain banks extend EMI facility on debit cards! Th
How to Buy Mobile on EMI with IDBI Debit CardAll of us know the advantage of a debit card—it is like a prepaid card which you can use to go cashless. It lets you track your expenses, allows instant withdrawal of cash, facilitates easy transfer of funds and is very easy to manage. It also saves the headache of crossing your credit limit and accruing heavy interest charges—which is usually the case with credit cards.However, with all these advantag
Buy a Mobile on EMI with an ICICI Debit CardThe market is flooded with smartphones that are faster, smarter and have many very desirable upgrades. Makes the phone you bought just last month look outdated, right? Makes you want to run out and get a new one this weekend!There is a small catch—buying that much-desired phone comes at a cost, and a steep cost at that. Is your dream of owning a phone taking a back seat due to the cost factor? Well, let that
Buy a Mobile on EMI with RBL Debit CardCredit cards offer convenience and flexibility, and are one of the most sought after financial products. Another great attraction of a credit card is the EMI facilities it provides.But owning a credit card is not that easy—you might not fulfil the eligibility criteria for one. Banks have strict policies when it comes to the issuing of cards, like having a minimum income, employment stability etc. You might be a fr
How to Buy Mobile on EMI with SBI Debit CardThere are many advantages to a debit card. It is like a prepaid card which you can use to go cashless. It lets you track your expenses, allows instant withdrawal of cash, facilitates easy transfer of funds and is very easy to manage – all without the worry of overspending. However, the one facility that most people think a debit card lacks is the EMI option. Most people apply for a credit card thinking that only a cre
Buy a Mobile on EMI with a CITI Debit CardAre you craving for the latest mobile in the market but holding back because you don’t have a credit card to buy it in easy EMIs? Or is your ‘mobile loan’ rejected due to the fact that you do not have sufficient credit history or because of insufficient salary?Well, hold back no longer! Did you know that there are certain online lending platforms that allow you to buy your favorite mobile in e
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