Buy Washing Machine, Air Conditioner and TV on EMI at Bajaj Finserv
All around you, you see advertisements for the latest washing machine, energy efficient air conditioners and high definition TVs – gadgets that will make your life so much easier and comfortable but… you don’t have the ready cash to buy them right away. Or you might have set your heart on upgrading your home with new appliances but do not have ready cash to pay for all these very desirable white goods. Or maybe you are looking to upgrade your kitchen appliances and would love a new mixie or microwave or oven. You don’t own a credit card and don’t quite know how to get a loan to cover the cost of these items. No more worrying! You could apply for a consumer durable loan from Bajaj Finserv and buy a washing machine, air conditioner and other appliances as per your need!
Not everyone has the luxury of owning a credit card - it might be difficult for you to obtain one. You need to satisfy the requisite salary criteria, and have a prior credit history which might not be possible especially if you are a young student or a working professional who has just started out in his career. Credit card issuers have stringent policies when it comes to issuing a credit card.
With no credit card options - and no bulk savings in the bank - how can you buy these goods? Enter lending agencies like Bajaj Finserv. These finance companies are a boon for those in search of credit. Bajaj Finance has various options that will allow you to buy your desired appliance in easy EMIs - that too without a credit card.
Your path to credit - a Durable Loan from Bajaj Finserv
You could apply for a durable loan from Bajaj Finserv in one of the two following ways:
• You could apply online on the Bajaj Finserv website and upload the required documents. Your loan eligibility will be assessed following which your application will be processed
• Directly apply for the loan while purchasing your appliance at the partner outlet
You can find the nearest Bajaj Finserv partner store by looking up the section ‘Find the Nearest Store’ on the Bajaj Finserve website. Presently, there are more than 7000 durable stores that have partnered with Bajaj Finserv so it shouldn’t be a problem finding a store near you. The formalities can be completed in-store while you are buying your appliance, and you can walk out with your purchase that very day - provided your documents are in order.
Features and benefits of a Bajaj Finserv Consumer Durable Loan
• Instant, on the spot approval
• Requires minimal documentation
• Small down payments
• Easy repayment options and flexible tenures
• No security deposit / collateral required
• Quick processing and no hidden charges
• Flexible tenure options - up to 36 months tenure
• Nominal Processing Fees
• No foreclosure charges
For those who do not have access to credit cards to buy in EMIs or do not have enough cash savings to buy their desired items, a consumer durable loan is the answer to both the problems. So, what are you waiting for? Choose the gadget you want and go shopping!