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Factors That Can Influence Interest Rates On Gold Loans

A gold loan is a type of secured financing option that lets you borrow against gold ornaments and coins. As per the guidelines set by the Reserve Bank of India (RBI) guidelines, a lender can give you the utmost 75% of your gold’s value.

2 weeks agoRead More
Advantages Of Taking A Gold Loan Against Your Ornaments

A good way to get out of a sticky situation is to simply take a Gold Loan against your precious ornaments. It is simple and quick and gets you the much needed funds instantly.

3 months agoRead More
Does Taking Gold Loan Affect My Credit Score?

Gold loans are secured loans made against the gold jewellery you pledge. The loan amount is determined by the purity of the gold and its market price on that particular day. Gold loans are immediate; the banker examines your gold and deposits the funds into your account.

4 months agoRead More
How To Get An Easy Gold Loan? What Are The Advantages Of Gold Loan?

Gold, the gleaming noble metal, has long been associated with India and Indians. Someone, somewhere, at some point, may have purchased, inherited, or been given it as a gift. A Gold Loan is a form of secured loan that is availed by placing your gold jewelry, gold coins, gold bars, or other gold articles as collateral.

4 months agoRead More
Top 5 Factors That Affect Gold Rate in India

Gold in our country is a symbol of culture, tradition, prosperity, status, and fortune. It is used in festivals and on special occasions like weddings. You can see gold jewelry adorn women in our marriages. Gods and goddesses are decorated with ornaments of gold in India. It is used to give presents.

4 months agoRead More
8 Smart Benefits Of Taking A Gold Loan

Indians are known for their love for gold across the world. India is one of the biggest importers of gold in the world. Gold is considered to carry significant value and also as a source of potential capital appreciation for the future.

1 year agoRead More
Which Bank is Best for Gold Loan?

Gold loan is a preferred option within the secured loan category since an applicant can get instant funds by keeping their gold jewellery as collateral. It allows people to use their gold ornaments, which otherwise would have been kept away in a locker, lying idle.

2 years agoRead More
What is the difference between Muthoot and Manappuram Gold Loan?

India is one of the largest consumers of gold in the world. As per the World Gold Council (WGC), the annual gold demand in India from 1987 until recently has increased by nearly 804%. And the trend is not expected to die anytime soon.

2 years agoRead More
The Best Home Improvement Loan

The home is where the heart is! This statement holds true and that is why everyone likes to own a beautiful home, with the best fittings and interiors, etc. Many a time it so happens that while going in for home individuals like to be on the conservative end due to the exorbitant cost of owning a home that they do not factor in the cost for the home beautification.  The need for beautification or improving a home may also come up a few years down the line, after the purchase of the house.

3 years agoRead More
Beginners Guide to Gold Loans

India is world’s second biggest gold consumer, and Indians’ love to gather more gold has never diminished over the years. It’s been estimated by the World Gold Council that about 22,000 tonnes of gold remains idle with the Indian citizens. This has spurred the Government, banks and NBFCs to promote gold loans aggressively in India to bring them out and convert into a financial asset.

3 years agoRead More
How Can Gold Loans Help You Improve Your Credit Score?

We Indians are fond of gold. Not only does gold hold investment value, culturally we show an affinity towards gold. In fact, a study by the World Gold Council in 2017 revealed that Indians households, form the world’s largest hoarders of gold, holding a record 23,000-24,000 tonnes of the precious metal, worth at least $800 billion. Though the fancy for this metal has decreased after demonetization, gold still holds a strong place here.  

4 years agoRead More
Gold loan Vs Personal loan - Choosing the Right One

Gold loan Vs Personal loan, choosing the right oneThere are two types of loans in India which can be availed for emergency purposes namely Gold loans and Personal loans. Both have their own pros and cons and it is important to analyze which loan is best suited for you. Check out the table below comparing Gold loans and Personal loans.

5 years agoRead More
Is Gold Investment a Good Idea in 2017

Is Gold Investment a Good Idea in 2017India's love for gold is well documented. The fact that India is one of the largest importers of gold comes as no surprise. Indians, particularly south Indians, have a particularly emotional bond with gold. It is also perceived as a popular investment tool—one of the major reasons why Indians buy gold, although tradition and culture also explain the allure of gold.How to invest in goldGold is a generally safe instrumen

5 years agoRead More
Loans in Chennai for wedding expenses

If you are based in Chennai and looking for  ‘marriage loans’ that will help you cover the enormous expenses associated with a wedding, the internet can bring the best loan offers from around the country to your doorstep. You need not limit yourself to a local lender – every major bank and NBFC has a branch presence in the city and you can choose which offer best suits your requirements. Celebrating a child’s wedding is one of the most important occasions

6 years agoRead More
Obtaining a Gold Loan from Manappuram

If you are in quick need of money and own gold jewellery, then a gold loan is an attractive and convenient option. Several lenders, including Manappuram Finance Limited, offer gold loans that are disbursed quickly and with minimal documentation.Of course, since family jewelry is involved, it is important to make sure that you choose a reliable lender and that you are confident of redeeming your gold at the end of the loan tenure.

6 years agoRead More
Common Small Business Loan Mistakes to Avoid

You are the owner of a small enterprise and you know how to run your business. But do you know what it takes to successfully apply for a small business loan? Much of the available information on loans focuses on home, auto and personal loans or other small loans. Here are some tips on how you can maximise your chances of getting a business loan application approved. Tips for securing a small business loan Ensure you have good personal credit:

6 years agoRead More
4 Common Loan Mistakes to Avoid

Planning to apply for a loan? Or if you have unsuccessfully applied for one, are you wondering why your application was rejected? Applying for a loan seems a straightforward thing to do but many people unknowingly reduce their chance of securing a loan by making some very avoidable ‘loan mistakes’.  What are some of the things that trip up your application? And more importantly, how can you avoid them when you next apply for a loan?  Some common ‘l

6 years agoRead More
Bank of India Interest Rates

Bank of India currently offers an interest rate of 4% per annum for savings bank accounts.  The rate is subject to change at any time.Bank of India Interest rate on savings accountMost banks, including Bank of India, offer an interest rate of 4% p.a. on savings bank accounts. Earlier, the RBI had laid down a uniform interest rate on savings accounts for all banks which meant that there was no difference in the amount you earned as interest, regardless o

6 years agoRead More
5 Common Small Loan Mistakes to Avoid

Even small mistakes on a small loan can have big consequences! Do not assume that because a loan is small in size it does not require much time or effort to complete.  Here are some common mistakes to avoid when you apply for a small loan. 1. Not researching enough Often because it is a relatively small loan, customers do not pay attention to every detail of the terms and conditions of the loan.  This can lead to unwanted complications and unnecessarily high costs in

6 years agoRead More
What is a Gold Loan – Tips and Advice

Gold loans are some of the quickest loans to be sanctioned as the banks have your gold as security in case of default, removing the need for checks on credit scores or reports. The loan can be approved, over the counter, in a matter of minutes or just a few hours. Many lenders can have your gold valued quickly and sanction the loan immediately, after verification of the purity and value of the gold

6 years agoRead More
How to calculate interest on your loan

Understanding how to calculate interest on loans will help you identify the most suitable loan for you. It will let you learn how much your loan will actually cost you so that you can make an informed decision among all the offers available.

6 years agoRead More

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