Checking your bank balance no longer requires visiting an ATM or logging into net banking. With missed call banking, you can know your account balance instantly by giving a simple missed call from your registered mobile number. This service works on basic phones too, making it useful for users across urban and rural India.
Let’s understand how missed call banking works and see the updated balance enquiry numbers of major banks in India.
What is Missed Call Banking?
Missed call banking is a simple mobile-based service that allows customers to access basic banking information by giving a missed call or sending an SMS from their registered mobile number. Once the call is disconnected automatically, the bank sends an SMS with your account balance or mini statement.
This service is especially useful for:
- Users without smartphones
- Customers in low internet connectivity areas
- Quick balance checks without logging into apps
Features of Missed Call Banking
- The missed call real-time alert service is an automated web-based application that enables access to real-time bank balance check.
- It is mandatory to register the contact number from which you are sending a request for balance check.
- If a person having multiple accounts with a bank gives a missed call from his registered mobile number, an SMS will be sent updating him about the balance of all accounts he holds with the bank.
- Customers are not charged for the missed call or the message. However, there may be charges for activating this facility, which one should find out from the bank.
Missed Call Balance Enquiry Numbers – Major Banks (Updated 2026)
| Bank Name | Missed Call Balance Enquiry Number |
| SBI | 09223766666 |
| HDFC Bank | 1800 270 3333 |
| ICICI Bank | 9594612612 |
| Axis Bank | 1800 419 5959 |
| Bank of Baroda | 8468001111 |
| Punjab National Bank | 1800 180 2223 |
| Canara Bank | 8886610360 |
| Union Bank of India | 09223008586 |
| Bank of India | 9811255430 / 9811255450 |
| Central Bank of India | 95552 44442 |
| Indian Bank | 9677633000 |
| Indian Overseas Bank | 9210622122 / 9289222029 |
| Kotak Mahindra Bank | 1800 274 0110 |
| IndusInd Bank | 1800 274 1000 |
| RBL Bank | 1800 419 0610 |
| Yes Bank | 9223920000 |
| Federal Bank | 08431900900 |
| South Indian Bank | 09223008488 |
| UCO Bank | 1800 103 0123 |
| Punjab & Sind Bank | 7039035156 |
| CSB Bank | 8828800900 |
| DCB Bank | 7506660011 |
| Jammu & Kashmir Bank | 1800 180 0234 |
| Karnataka Bank | 1800 425 1445 |
| Karur Vysya Bank | 09266292666 |
| Tamilnad Mercantile Bank | 09211937373 |
| IDBI Bank | 1800 209 4324 |
Government & Public Sector Banks Enquiry Numbers 2026
1. State Bank of India
| Service | Number |
| Missed call service | 09223766666 |
| Toll-free service | 1800 1234 1800 2100 080-26599990 1800 11 2211 1800 425 3800 |
SMS Service
| Service | SMS Keyword | Send To Number |
| Account Balance Enquiry | BAL | 09223766666 |
| Mini Statement (Last Transactions) | MSTMT | 09223866666 |
| MOD Account Balance | MODBAL | 09223766666 |
| E-Statement (Last 6 Months) | ESTMT | 07208933145 |
| Cheque Book Request | CHQREQ | 07208933145 |
| View List of Available SMS Services | HELP | 07208933148 |
2. Bank of Baroda
| Service | Number |
| Check Account balance | 08468001111 |
| Get Mini Statement | 08468001122 |
| Customer Care Toll-Free Number | 18002584455 18001024455 |
3. Union Bank of India
| Service | Number |
| Check Account Balance | 09223008586 |
| Customer Care Toll-Free Number | 1800 208 22 44 1800 22 22 44 |
SMS Services
| Service | SMS Format | Number |
| Balance Enquiry for Primary Account | UBAL | 09223008486 |
| Balance Enquiry for Non-primary Account | UBAL | 09223008486 |
| Mini Statement for Primary Account | UMNS | 09223008486 |
| Mini Statement for Non-primary Account | UCSR | 09223008486 |
| Block Debit Card | UBLOCK | 09223008486 |
| Know the Nearest Branch | UBRANCH | 09223008486 |
| Know the Nearest ATM | UATM | 09223008486 |
4. Punjab National Bank
| Service | Number |
| Check Account Balance | 18001802223 01202303090 (Tolled number) |
| Customer Care Toll-Free Number | 18001802222 18001032222 0120 249 0000 (Toll-free number for global users) |
5. Bank of India
| Service | Number |
| Check Account Balance | 09015135135 09266135135 |
| Customer Care Toll-Free Number | 18001031906 1800220229 (022) - 40919191 (Chargeable number) |
6. Central Bank of India
| Service | Number |
| Check Account Balance | 9555244442 |
| Get a Mini-Statement | 9555144441 |
| Customer Care Numbers | 1800221911 (Toll-free) 18002021911 (Toll-free) 02241903900 (Tolled |
7. Bank of Maharashtra
| Service | Number |
| Balance Enquiry | 98333 35555 |
| Customer Care Toll-Free Number | 18002334526 18001022636 |
8. Indian Overseas Bank
| Service | Number |
| Balance Enquiry | 9210622122 / 9289222029 |
| Customer Care Toll-Free Number | 18004254445 18008904445 |
9. Indian Bank
| Service | Number |
| Balance Enquiry | 9677633000 |
| Customer Care Toll-Free Number | 1800 425 00000 |
SMS Services
| Service | SMS Format | Number |
| Balance Enquiry | BALAVL | 9444394443 |
| Last 3 Transactions | LATRAN LATRAN For default account | 9444394443 |
| Issued Cheque Status Enquiry | CHQSTS CHQSTS For default account | 9444394443 |
| Change Mobile Banking PIN | CHGPIN | 9444394443 |
| Help | HELP (Code) | 9444394443 |
Private Sector Banks Enquiry Numbers 2026
1. Bandhan Bank
| Service | Number |
| Check Account Balance | 09223008666 |
| Get Mini Statement | 09223008777 |
| Customer Care Numbers | 1800-258-8181 (Toll free) 033-4409-9090 (Tolled) 033-6633-3333 (Tolled) 033-4090-3333 (Tolled) |
SMS Services
| Service | SMS Format | Number |
| Register Your Mobile Number | REG | 9223011000 |
| Unregister Your Mobile Number | DEREG | 9223011000 |
| Check Account Balance | BAL | 9223011000 |
| Get Mini Statement | MINI | 9223011000 |
| Request for a Cheque book | CHQBOOK | 9223011000 |
| Check the Status of Cheque | CHQSTATUS space space Cheque NO space | 9223011000 |
| Stop a Cheque | CHQSTOPCheque NO | 9223011000 |
| Set an Account as Your Primary Account | SETPRIME | 9223011000 |
2. HDFC Bank
| Service | Number |
| Customer Care Toll-Free Number | 18002026161 1860 267 6161 |
SMS Service
| Service | Keyword | Number |
| Check Account Balance | Bal | 5676712 |
| Register For SMS Banking | Register | 5676712 |
3. IDFC First Bank
| Service | Number |
| Customer Care | 1860 258 2000 |
SMS Service
| Service | SMS Format | Number |
| Check Account Balance | BAL space | 9289289960 or 5676732 |
4. Axis Bank
| Service | Number |
| Check Account Balance | 18004195959 |
| Get Mini Statement | 18004196969 |
| Customer Care Toll-Free Number | 18605005555 18004195577 (Agri and rural) |
SMS Service
| Service | SMS Format | Number |
| Check Account Balance | BAL | 08691000002 56161600 |
| Get Mini Account Statement | MINI | 08691000002 56161600 |
| Activate Your Credit Card | ACA | 08691000002 56161600 |
| Make Your Credit Card Payment | CCP | 08691000002 56161600 |
| Check Your Credit Card Balance | CARDBAL | 08691000002 56161600 |
| Check the Balance Limit Available on Your Credit Card | AVAILBAL | 08691000002 56161600 |
| Get Your E-statement on Your regd. email ID | ESTMT | 08691000002 56161600 |
| Block Your Debit Card | BLOCKCARD | 08691000002 56161600 |
| Update Your Mobile No: | UPDATEM | 08691000002 56161600 |
5. ICICI Bank
| Service | Number |
| Check Account Balance | 9594612612 |
| Obtain a Mini Statement of the Last 3 Transactions | 9594613613 |
| Customer Care Toll-Free Number | 18001080 |
SMS Service
| Service | SMS Format | Number |
| Check Account Balance | IBAL | 9215676766 or 5676 766 |
| Check Last 3 Transactions | ITRAN | 9215676766 or 5676 766 |
| Request for a Cheque Book | ICBR | 9215676766 or 5676 766 |
| Enquire About the Status of Your Cheque | ICSI | 9215676766 or 5676 766 |
| Stop Your Cheque Request | ISCR | 9215676766 or 5676 766 |
6. Kotak Mahindra Bank
| Service | Number |
| Balance Enquiry | 18002740110 |
| Customer Care Toll-Free Number | 1860 266 2666 (Local charges applied) 0 22 6600 6022 (Overseas charges applied) |
SMS
| Service | SMS Format | Number |
| Check Your Account Balance | BAL | 5676788 or 9971056767 |
| Check Last 3 Transactions | TXN space | 5676788 or 9971056767 |
| Get e-Statement of Previous 3 Months | STMT space | 9215676766 |
| Check the Status of Cheque | CHQSTATUS space space <6 digit Cheque number> | 9223011000 |
| Request a New Cheque Book | CHQBOOK space | 9223011000 |
7. RBL Bank
| Service | Number |
| Check Account Balance | 18004190610 |
| Customer Care Toll-Free Number | 02261156300 (for banking) 022-62327777 (for credit card) 022-7119 0900 (for super card) |
SMS Service
| Service | SMS Format | Number |
| Register for SMS banking | REG | 9223366333 |
| Check Last 3 Transactions | BAL | 9223366333 |
| Enquire the Status of Your Cheque | CHQSTA | 9223366333 |
8. IndusInd Bank
| Service | Number |
| Balance Enquiry | 18002741000 |
| Customer Care Toll-Free Number | 18602677777 022 68577777 022 42207777 022-44066666 (Outside India) |
SMS Service
| Service | SMS Format | Number |
| Check Account Balance | BAL | 9212299955 |
| Check Last Three Transactions | MINI | 9212299955 |
How to Check Bank Balance via Missed Call (Step-by-Step)
- Make sure your mobile number is linked to your bank account.
- Give a missed call to your bank’s balance enquiry number.
- Disconnect the call after 1–2 rings.
- Receive an SMS with your current account balance.
Other Easy Ways to Check Your Bank Balance
Apart from missed call banking, customers in India now use multiple digital options:
- UPI Apps
You can check your account balance using any UPI app (GPay, PhonePe, Paytm, BHIM) after entering your UPI PIN.
- SMS Banking
Send a simple keyword (like “BAL”) from your registered mobile number to the bank’s SMS service number to receive balance details.
- Net Banking & Mobile Banking
Ideal for users who want full account access, statements, and service requests in one place.
Conclusion
Missed call banking remains one of the simplest ways to check your bank balance. It works without apps, logins, or internet, making it a reliable option for quick balance enquiries anytime, anywhere. While digital banking is growing rapidly, missed call services continue to play an important role in making banking more accessible to all.
FAQs
1. Is missed call banking safe?
Yes, missed call banking is safe because the service works only from your bank-registered mobile number and does not ask for sensitive details like PIN, OTP, or passwords. The request is processed through the bank’s secure automated system, and the response is limited to basic information such as account balance or recent transactions.
2. Can I check my bank balance through missed call without registering my mobile number?
No. The missed call service works only if your mobile number is linked to your bank account. Unregistered numbers won’t receive any balance details.
3. Is missed call balance enquiry available 24x7?
Yes, most banks offer missed call balance enquiry as a 24x7 service, including weekends and bank holidays.
4. What should I do if I changed my mobile number?
You need to update your new mobile number with your bank first. The missed call service will work only after your new number is successfully registered
5. Will the missed call service work if my phone has no internet?
Yes. Missed call banking does not require internet access. It works on basic phones and smartphones as long as there is mobile network coverage.