Interested in financial products
Everything You Need to Know About Credit Guarantee Scheme for Startups (CGSS)

For any business venture to flourish, the most important requirement is capital i.e. timely availability of funds. When businesses lack proper funding their growth cycle is disrupted. This is a major hindrance for a vast majority of entrepreneurs.

3 years agoRead More
15 Ways to Raise Funding for your Startup Business

You have a great business idea. Now, you want to start executing it. The first hurdle that you're likely to come across is – lack of funding. Capital is the bloodline of any successful startup venture.

4 years agoRead More
Cash Credit vs. Overdraft: What are the differences and similarities?

All small and medium businesses require sufficient working capital to run their daily operations successfully.

4 years agoRead More
Why Digitization of SMEs Is A Must for The Indian Economy

Small and Medium Enterprises (SMEs) are starting to contribute significantly to India’s GDP. Although these are considered to be the backbone of our country’s economy, these businesses face innumerable challenges primarily from traditional practices and lack of digital influence.

4 years agoRead More
SMB, SME – What's the difference and why does it matter?

SMB, SME are acronyms that explain the size of companies and most small businesses fall into either of these categories.

4 years agoRead More
Merchant Cash Advance (MCA): A Complete Guide for Small Business Owners in India

Small business owners in India find it extremely challenging to obtain the necessary funding for their various business operations.

4 years agoRead More
Different Types Of Business Loans

Obtaining the necessary credit at the appropriate time is crucial for any business endeavour. Initial capital and working capital are required to run any industry smoothly. Large scale industries have never had any difficulty in securing credit for their enterprises, because of the perception that they offer the highest employment opportunities to the general population.

4 years agoRead More
SIDBI’s Make In India Soft Loan Fund for Micro Small and Medium Enterprises (SMILE)

The SMILE initiative from SIDBI was introduced to give a boost to the ‘Make in India’ campaign. This scheme provides soft term loans to MSME enterprises to meet the debt-equity ratio for their establishment.

4 years agoRead More
SIDBI – What is it, Objectives, Benefits, Loans Offered, How to Apply, and More

The father of our nation, Mahatma Gandhi, believed that national wealth would be created only by developing and promoting small-scale industries. True to his economic beliefs, the Micro, Small and Medium Enterprises (MSME) sector plays a huge role in offering employment to millions of people and contributing to the GDP of the nation.

4 years agoRead More
An Insight into the Challenges and Growth Opportunities for SMES in India

India is a nation of small businesses. From small neighbourhood Kirana stores to cottage industries and other local businesses – small enterprises play a crucial role in the Indian economy. According to reports by the Ministry of Micro, Small and Medium Enterprises, small businesses contribute to 30% of the overall GDP of the nation and employ more than 100 million people.

4 years agoRead More
Credit Options Available for Self-Employed Businessmen

Entrepreneurship is the buzz word of late. Having seen runaway success of many home-grown companies like Flipkart, PayTM, Zomato and BookMyShow, many individuals look forward to tread the path of entrepreneurship. Though ideas may be in abundance, every enterprise requires funds to move on and grow.

5 years agoRead More
The Impact Of The Interim Budget 2019 and Recent GST changes On MSMEs and Other Businesses

The interim budget of the outgoing government was presented on 1st Feb 2019. This being the last budget of the ruling party was expected to be populist in nature. However, experts say that this budget was balanced and tried to offer something to all sectors and classes of population.  

5 years agoRead More
How Small and Medium Enterprises (SMEs) Can Get Access to Funds?

Technology has reached every nook and corner and it has made a prominent impact on every business. Over 80 million people in India are employed in Small and Medium Enterprises contributing a major portion in country’s GDP.

6 years agoRead More

MSME LoanThe MSME or Micro, Small and Medium Enterprises sector has undergone a sea of change in the recent past and has given a great boost to the Indian economy by employing 1.14 crore Indians and contributing to almost 40% of our exports. The sector had been facing issues with inadequate funds and access to banks, but that has now changed with loans specifically available for them. Read on, to know more about MSME loans.Purpose of the loanThe MSME Loan pr

7 years agoRead More
SME Loan - Purpose of the loan

SME Loan - Purpose of the loanDefinition: SME loan is basically funding of small and medium-sized business enterprises.Purpose of the loanThe SME Loan provides a single line of credit for meeting the borrowing needs of SME. It can be used as a working capital as well as for long-term requirements. It is approved after considering the nature of business, cyclical trends, cash flow projections, and peak time requirements.Eligibility

7 years agoRead More