Article

Credit cards are the most important and convenient payment tool which everyone yearns to have. It does not only pay but also earn rewards, offers, and cashback on most of the spending. Nevertheless, every credit card has certain charges which every owner should be aware of.

Paytm HDFC Credit Card offers unlimited cashback every time. Let us look at the features, fees and charges, and activation steps.

A personal credit score is for individuals while a business credit score is for businesses. Let us look at the differences between a personal credit score and a business credit score.

Financing your big purchases with a personal loan seems to be a good idea with the easy application process and benefits. Let us look at the key features of a personal loan.

The decision to choose what loan suits your needs better can be a bit overwhelming. Here, we will look at gold loan vs credit card loan, and which one should you choose.

Fixed Obligation to Income Ratio or FOIR is a parameter used by lenders to check how much of your income goes into paying fixed obligations. This is particularly useful for lenders when they are screening a loan application for approval. Let us deep dive into what FOIR means and its calculation for a personal loan.

ICEGATE (Indian Customs Electronic Commerce Electronic Data Interchange Gateway) is the one-stop shop for all international transactions attracting customs and other duty payments. Now the ICEGATE portal is revamped with new functionalities. Both the old and new websites of ICEGATE are now available in the public domain to enable users to move to the new portal smoothly.

Business loans are the preferred external funding for carrying out business operations efficiently. Be it a working capital requirement or a fixed asset purchase, you have a business loan tailored to your needs. The interest rate of a business loan ranges from 10% to 24% depending on the loan type

Businesses require frequent funding to run day-to-day operations efficiently. Whenever there is a cash crunch business loans come to the rescue. Working capital loans, cash credits, overdrafts, letters of credit, invoice financing, term loans, and machinery loans are some of the types of business loans.

A microloan is a type of microfinance. Microloans are small loans offered to people who are less served with credit. They are short-term loans and have higher interest rates. Microloans are offered without collaterals and are the best choice for quick funding needs

Personal loans for salaried people are mainly dependent on their income and expense factors. Most banks mostly require a minimum monthly income of Rs. 20,000 to approve a personal loan for salaried people.

The Income Tax Department through its e-governance initiatives has brought tremendous changes in the standard practices of income tax. Faceless assessment, e-proceedings, e-payment of taxes, and many more.

Wondering how to enhance your personal loan eligibility? There are simple ways in which you could achieve that. In this article, we will discuss how you can increase your chances to be eligible for a personal loan.

PAN is the acronym for Permanent Account Number. It is the identification number issued by the Income Tax Department of India for individuals, firms, companies, limited liability partnerships, an association of persons, trusts, a body of individuals, artificial juridical persons, and even non-residents. A PAN card is proof of identity approved by the Government of India.

Activating HDFC credit card swipe/online transactions through WhatsApp has made executing transactions even easier. WhatsApp Banking has enabled easy banking from anywhere, anytime. Let us take a look at how to activate HDFC credit card WhatsApp banking.

Home loans for salaried employees are offered by many Indian banks and financial institutions. If you work for a good company and have a stable income, it should not be difficult to get a home loan approved.

Paytm can be used to pay your credit card bills. It offers multiple payment options along with rewards and timely reminders to make sure you do not miss your payment due date. Let us take a look at why you would use Paytm to pay your credit card bills.

The Amazon Pay Later facility is an instant way to get credit. It is a completely digital process that allows for purchases via EMIs on Amazon India. Read on to know about the benefits, eligibility, and registration process.

Your current account can give more than you expect. Know how

Cashback credit cards are popular and there is always a strong demand for them. They are easy to understand and simple to redeem.

Insta personal loans are very easy to get. This is because you do not have to apply for the insta personal loan. Instead, you just have to accept the offer.