To decide between credit card loans and personal loans, it all depends on your urgency and requirement. In the category of loans both are unsecured loans and have certain advantages and disadvantages.

A credit card loan is obtained against the certain percentage of credit limit available on your credit card. It is disbursed immediately after the approval and it is quite useful to meet small financial needs. However, only select customers are eligible for this type of loan. Another limitation is your credit limit could be blocked until the repayment of the entire loan. You could opt for a personal loan if the required loan amount is higher but the process could take longer, on the other hand if you have a healthy credit history then there would be no reason to worry lender loan disbursement and getting your loan application rejected