What are some of the top credit cards for women?
There are a number of credit cards customized for women. Some of the leading credit cards are:
- Citibank Rewards credit card
- HDFC Solitaire credit card
- Kotak Silk Inspire Credit Card
- ICICI Bank Coral credit card
- Standard Chartered Landmark Rewards Platinum credit card
What are the eligibility criteria for women to apply for credit cards?
Women in the age group of 21-65 years of age can apply for a credit card. A minimum income of Rs. 15,000 is required to apply for a credit card. Housewives with some kind of stable income, like FD interest or mutual fund returns can apply for a credit card. Or they can get an add-on card on their spouse’s credit card.
How can women qualify for the best credit card?
A credit card is issued to individuals with a good credit score and stable income. Based on their income and repayment capacity, women can even possess multiple credit cards. If you are looking for a credit card with the best features, a credit score of 700-750 is considered ideal. Applicants with low credit score can get a credit card but they may not come with many attractive features. Or, they can go for secured cards based on their FD deposit.
Can a wife apply for a credit card based on her husband’s income?
That is not possible. She may get an add-on card on her husband’s credit card.
Are there credit cards offered to women students?
Yes, women students can also get credit cards as an add-on card on their parents account. They may also try to get a credit card based on their FD deposit, if they have any.