What are some of the top credit cards for women?

There are a number of credit cards customized for women. Some of the leading credit cards are: 

  • Citibank Rewards credit card
  • HDFC Solitaire credit card
  • Kotak Silk Inspire Credit Card
  • ICICI Bank Coral credit card
  • Standard Chartered Landmark Rewards Platinum credit card

What are the eligibility criteria for women to apply for credit cards? 

Women in the age group of 21-65 years of age can apply for a credit card. A minimum income of Rs. 15,000 is required to apply for a credit card. Housewives with some kind of stable income, like FD interest or mutual fund returns can apply for a credit card. Or they can get an add-on card on their spouse’s credit card. 

Check your eligibility here! 

How can women qualify for the best credit card? 

A credit card is issued to individuals with a good credit score and stable income. Based on their income and repayment capacity, women can even possess multiple credit cards. If you are looking for a credit card with the best features, a credit score of 700-750 is considered ideal. Applicants with low credit score can get a credit card but they may not come with many attractive features. Or, they can go for secured cards based on their FD deposit.

Can a wife apply for a credit card based on her husband’s income?

That is not possible. She may get an add-on card on her husband’s credit card. 

Are there credit cards offered to women students?

Yes, women students can also get credit cards as an add-on card on their parents account. They may also try to get a credit card based on their FD deposit, if they have any.