Bajaj Finserv is a Non-Banking Financial Company (NBFC) that provides a wide range of financial products and services. Each financial product from Bajaj Finserv will have certain eligibility criteria that must be fulfilled in order to get approval for the respective credit. For example, if you are applying for a personal loan, the following eligibility criteria are required.
• You must be between 23 to 55 years of age.
• You must be an Indian resident.
• You should be a salaried employee, working for a public or private company.
In such cases, being a housewife would not make eligible for a personal loan from Bajaj Finserv. But a housing loan from Bajaj Finserv also accepts applicants who are self-employed. If you have a small business or work from home and are able to show a proof of income, you may become eligible for the housing loan.
You can apply online for any loan from Bajaj Finserv. You will have to enter your personal and income details and submit online. You will get a call from the executives of the lender for verification of all the information. If you are eligible for the loan, it will be further processed for approval.
Additional Reading: How can a Housewife get a Loan?