Yes, you can acquire a personal loan without a credit score. You can request your lender to consider your case with a NA or NH on your credit score. A NA or NH on your credit report shows that you do not have any credit activity in the last 36 months or absolutely no credit history at all. In such cases also, you will get a personal loan with a higher rate of interest than market standards. If you have an NA or NH on your credit report, getting a personal loan and then repaying it on time will improve your credit score. Your no credit history will boost your chances of getting a personal loan, but you may have to pay a huge interest rate.