The credit limit is decided based on income, debts, individual profile and the terms and conditions of the bank. For increasing the limit, you can apply through an offline application process.

The following documents can help increase the RBL credit limit: 

  • Bank statement showing that the income is increased
  • Salary slips from the employer stating that the income of the individual has increased.
  • Income tax returns show the tax paid and the slabs.

If any customer makes credit card transactions regularly, the credit limit is automatically enhanced by the bank. A good credit score also helps the customers to increase their credit limit.