You can check the ICICI credit card limit both offline and online.
To verify your ICICI credit card limit online:
You can log in to your ICICI netbanking account or mobile app and check your credit card dashboard.
To verify your ICICI credit card limit offline:
Offline, you can check the ICICI credit card limit by calling the ICICI Bank helpline or visiting your nearest ICICI bank branch and requesting information related to your card’s limit. You will also be able to see the limit on your credit card bill statement.
How is the ICICI Bank Credit Card Limit Determined?
The credit card limit of an ICICI Bank card is determined when you apply for a credit card.
To decide the CC limit, the bank takes into account the following factors.
Type of card:
ICICI offers different cards based on the customer’s needs. The credit limit of a premium credit card may be higher as compared to the credit limit of a basic credit card. You can choose a credit card with the credit limit most suited to your needs.
Income Level:
You will get a credit card with a higher total credit limit if you have a higher income level.
Debt Level:
If you have a very high amount of debt compared to your income, then you will be able to get only a lower credit limit. So, it is essential to maintain a good debt-income ratio when you want to get a credit card.
Credit score:
If you have a good credit score, you will get a higher credit limit.