MSME loans are offered to Micro, Small and Medium Enterprises by financial institutions like banks and NBFCs. MSME loans can also be lent by the government with the help of various schemes like MUDRA loans, CGTMSE, PMEGP, etc. These schemes help upcoming entrepreneurs start a business and can also help businesses who want to expand. 

For example, MUDRA is a government scheme that helps businesses get the funds they need. This scheme has three categories named Shishu, Kishore and Tarun. You can approach your respective lenders and apply for the scheme that suits your needs. There are also official online portals that let you apply for an MSME loan, where you can compare offers and apply for the scheme or offer that will fit your requirements. Before applying for an MSME loan, you would have to check eligibility so that you don’t get rejected because you didn't fit the criteria.