If you are a Bajaj EMI Cardholder, knowing your credit limit is essential for planning your purchases and managing your finances effectively. Your credit limit determines the maximum amount you can spend using the EMI facility provided by Bajaj Finance. Here’s how you can easily check your Bajaj EMI Card credit limit in a few simple steps.

1. Check via Bajaj Finserv Mobile App

The easiest way to check your credit limit is through the Bajaj Finserv mobile app.

  • Download and install the app from the Google Play Store or Apple App Store.

  • Log in using your registered mobile number and OTP.

  • Once logged in, you will see your available credit limit displayed on the dashboard.

  • You can also view transaction history, repayment details, and more.

2. Visit the Bajaj Finserv Website

You can also check your credit limit by logging into the official website:

  • Go to Bajaj Finserv. 

  • Click on ‘Existing Customer’ and log in with your registered mobile number and OTP.

  • After logging in, select your Bajaj EMI Card account to view your credit limit, usage, and other details.

3. Call Customer Care

If you prefer assistance, you can call Bajaj Finserv’s customer care helpline (086980 10101). Provide them with your EMI Card details and they will guide you on how to check your available credit limit.

4. SMS Option

Bajaj Finserv also offers an SMS-based inquiry option. By sending a specific message to their service number, you can receive your credit limit details directly on your phone.

5. Email Support

You can write to Bajaj Finserv’s support team at their official email address and request information about your credit limit. Make sure to include your EMI Card number and registered details for faster processing.

Important Notes:

  • Your credit limit depends on your repayment history, creditworthiness, and eligibility criteria set by Bajaj Finserv.

  • Timely payments and responsible usage can increase your credit limit over time.

  • Keep your registered mobile number updated to receive real-time alerts about your credit usage.

Final Thoughts

Knowing your Bajaj EMI Card credit limit is quick, convenient, and essential for better financial management. Whether through the app, website, customer care, SMS, or email, Bajaj Finserv ensures you have multiple options to access this information. Stay informed, spend wisely, and enjoy the benefits of your Bajaj EMI Card confidently.