Credit card companies generally allow their customers to redeem reward points against gift items and vouchers. Only a few credit card issuers allow their customers to convert the reward points to cash which can be later used against paying the outstanding principal. It can be converted through the following ways.

•    You can visit the official website of the SBI Card page
•    By logging in to the account using your credentials, you can send an email to the bank about converting the reward points to cash.
•    Alternatively, you can also call up the customer care team to help you with the conversion process. You can call at the toll-free number 1800 180 1290.
In case, you want to use your credit card reward points to purchase a gift items, you can redeem them against the following items.
•    Electronics
•    Homeware and Kitchenware
•    Lifestyle and Luxury
•    Dining and Entertainment
•    Apparel and Accessories   
•    Health and Fitness
•    Travel and Holiday    
•    E-vouchers

Looking for a credit card with great reward points? Check your eligibility here for free.