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Pre-EMI and Full EMI are two home loan repayment types that are available for home loan borrowers. Here are the key differences between these two EMI formats

Corporation Bank home loan EMI calculator allows you to determine the approximate EMI you need to pay every month. This helps you to decide whether you can afford the monthly EMIs comfortably. 


With Corporation Bank home loans, borrowers get the benefit of floating rate of interest. Usually, when there is a change in the rate of interest, the EMI amount changes accordingly. But with Corporation Bank home loans, the EMI will remain the same but the repayment tenure is adjusted accordingly. 


Corporation Bank offers a moratorium of up to 18 months on home loans towards under construction houses. Moratorium loans differ from regular home loans, which have an EMI that begins immediately after disbursement.

Corporation Bank offers a Home Loan EMI calculator for applicants looking to apply for an home loan. 

For a home loan of Rs.50 lakh, with an interest rate of 7.5% and a repayment tenure of 20 years will cost you a monthly EMI of Rs. 40,280. 

A Rs.30 lakh home loan, with an interest rate of 6.5% and a repayment tenure of 20 years will cost you a monthly EMI of Rs. 22,367. 

A Rs.20 lakh home loan, with an interest rate of 6.5% and a repayment tenure of 20 years will cost you a monthly EMI of Rs. 14,911. 

An Rs.10 lakh home loan, with an interest rate of 7.5% and a repayment tenure of 20 years, will cost you an EMI of Rs.8056 per month. 

Any loan is a long-term commitment. It requires disciplined debt management to repay the loan on time so that you don’t end up with huge interest charges. 

Aditya Birla home loan borrowers can make loan repayment by making instalment payments through NACH (National Automated Clearing House). The lender allows easy online EMI payments to offer maximum convenience to borrowers.

Customers can easily check if they are eligible for the EMI option on their debit card by sending an SMS to their respective bank for the same. The list of banks and the SMS to be sent in the particular format to the respective number is tabled below. 

Kotak Mahindra Bank offers home loans of up to 80% on your home cost. It comes with an attractive interest rate and repayment tenure of up to 20 years. 

Syndicate Bank offers home loan EMIs starting at just Rs. 662. Syndicate Bank Home Loan EMI is the amount a borrower needs to pay on a fixed date every month throughout the loan repayment tenure. The EMI is based on the total loan amount, loan tenure and interest rate. A borrower can calculate Syndicate Bank housing loan EMI before borrowing a loan to plan loan payments and expenses.

IDBI bank allows easy home loan EMI payment options to its customers. Customers can make IDBI home loan EMI payments easily online through the bank’s website or by using the Standing Instructions facility. 

A home loan is a long-term commitment – around 20 to 30 years. You need to make sure that the EMI is affordable so that you can repay it on time for the entire tenure, irrespective of the various changes that happen in your life. 

IDBI home loan EMI can differ based on factors such as changing interest rates, different loan tenures, and loan amount sought. Before applying for a home loan, borrowers must calculate their monthly EMI commitment for the following reasons

IDBI Bank home loan EMI calculator is available online and it gives instant EMI calculations with 100% accuracy. Borrowers can calculate and compare different EMIs at different loan amounts, interest rates and loan tenures.

An individual’s dream of owning a home can now come true with IDBI Bank home loans. IDBI provides home loans at affordable interest rates, starting from 6.90% p.a. Borrowers can also look for various EMI options by using the IDBI home loan calculator. They can then select the right option as per their loan repayment capability.

For any home loan borrower, a higher loan amount sought from IDBI bank will mean a higher EMI amount. The bank offers a minimum home loan amount of Rs. 10 lakhs and the maximum amount is Rs. 10 crores. The bank currently charges an interest rate of 6.95% on home loans. 

The EMI for a home loan is not the same for all. It depends on three key factors

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