Having a fixed deposit is a kind of investment that gives you fixed and guaranteed returns. Unlike investing in mutual funds, there is no risk involved in investing in fixed deposits. ICICI Bank provides a deposit option where you can apply for an FD online. The minimum amount that can be deposited is Rs. 10,000. Flexibility of tenure is provided from 7 days to 10 years. Get loans/overdraft up to 90% of the FD amount.

To apply through internet banking, you can login to ICICI Banks official website with your user id and password. You would have to click on open fixed deposits and fill details and submit the form. If you want to apply using your ICICI Bank ATM/ Debit Card, first you would have to enter your respective card numbers and pins. Fill the fixed deposit details and pay online using your ATM/ Debit card to create a fixed deposit online.