Car insurance provides a cover against unfortunate accidents that you might meet with in the future. It helps to mitigate the costs incurred in the accident. The cost of the car insurance depends on a lot of factors such as type of car, age of vehicle, age of the insured and insured declared value etc. 

It is advisable to get a comprehensive coverage for the vehicle. The car insurance coverage could include bodily injury, property damage liability, medical payment, damage to the car in collision, uninsured or under insured coverage, personal cover for passengers in the vehicle etc.