Before applying for a credit card, it is a good idea to check if you are eligible for it. Many banks allow you to check if you qualify for a card on their website. Once you are sure about your eligibility, you can either apply online at the chosen lender’s website or go in person with the required documentation to the nearest branch. You can even call their customer for help with your credit card application. It typically takes around 21 days for the processing of your application.