You can simply walk into your nearest ICICI Bank branch that offers gold loans with your hallmarked jewelry and avail gold loan of up to Rs. 15 Lakhs instantly, depending of course on the value of the gold. The documentation process is simple and approval is speedy. The loan can be availed across the counter instantly. This is ideal when you are facing an emergency and are in need of money urgently. You just need to submit your valid ID proof, two passport size photographs, and address proof.