A personal loan from ICICI bank provides you with the necessary funds required to meet your personal needs. With the instant personal loan online services, you can get the funds within 3 seconds. To apply for a ICICI Bank personal loan, you must be over 23 years old and a salaried individual having a stable monthly income of Rs. 30,000 plus. You must have a good credit score and have a savings account in any one of the banks in India
What Are The Key Features Of The Personal Loan From ICICI Bank?
Some of the key features of the ICICI Bank personal loan are as follows:
- Affordable Interest Rates: Avail of a personal loan with the return on investment starting from 10.25% per annum during the loan term.
- The loan tenure ranges from 12 to 72 months.
- Flexible loan amounts ranging from Rs 50,000 to Rs. 25 Lakhs.
- Low EMI amounts vary from Rs. 1878 per Rs. 1 Lakh personal loan amount.
- Disbursal in 3 seconds: Once your loan is approved, you can get the funds directly into your account in just 3 seconds.
- Easy Application Process: Filling the personal loan application is quick, simple, and easy.
- Minimum documentation: Applying for a personal loan at ICICI Bank is a hassle-free process. It requires zero or minimum documentation with paperless approval.
- No Security/Collateral Required: You do not have to provide any security or collateral for the personal loan.
- Pre-approved offers: Chosen existing customers can avail of an instant paperless pre-approved amount in just 3 seconds.
- Digital Application Process: The application process is completely online, and you can do everything quickly and easily.
- No end-use restriction: personal loans do not have any limitation on the end-usage as long as you use them for lawful and legal purposes.
- Quick Assistance: Apply online and get quick assistance from the sales team.
How To Apply For A Personal Loan From ICICI Bank?
- Check if you have a pre-approved offer, else fill out the personal loan application completely
- Check your eligibility. Select the loan amount and tenure as per your requirement
- Ensure that you fill in all the details required and make sure that they are accurate.
- Submit the application form.
- Check the approval status of your personal loan.
- The loan will be disbursed to your savings account.