Step-by-Step Guide to Pay RBL Credit Card Bills via NEFT

The online modes include NEFT payment through internet banking or mobile banking. The process for credit card payment through NEFT is given below.

  1. The cardholder will have to log in to their net banking or mobile banking account using the valid login credentials.
  2. The cardholder will have to add RBL Bank as a payee under third party transfers.
  3. The details for adding the beneficiary are,
    1. Payee name – Name on the RBL bank credit card
    2. Payee account number – 16 digit credit card number
    3. Bank name – RBL bank
    4. IFSC Code – RATN0CRCARD
    5. Branch location – NOC Goregaon, Mumbai
  4. The cardholder will have to wait till the initial cooling period of 30 minutes before making the credit card payment.
  5. After the cooling period, the cardholder will be able to make the RBL credit card payment by selecting the payee from the available list of payees and adding the amount to be paid. 
  6. The payment confirmation will be sent to the cardholder after the successful payment of the credit card dues. 

Additional Reading: Which Rbl Bank Credit Card Is Best

About RBL Bank Credit Card Payments

RBL Bank formerly known as Ratnakar Bank Limited is a well-known name in the banking sector in India. This bank provides many banking solutions in personal banking as well as corporate and NRI banking. The credit cards of the bank are among the many profitable products of the bank in this banking segment. 

The credit cards of the bank are issued based on the eligibility criteria set by the bank. Some of the common eligibility parameters set by the bank are,

  1. Income of the applicant
  2. Age of the applicant
  3. Employment status of the applicant
  4. Location of the applicant
  5. Residential status of the applicant credit score of the applicant

The payment for credit cards can be done through online or offline modes. 

Final Thoughts 

RBL Bank credit cards are provided to retail and corporate customers based on their eligibility. The credit limit for these credit cards is different for every cardholder based on many factors like age of the applicant, credit history of the applicant, income levels etc. The cardholder has to pay the monthly credit card dues in full or the minimum amount due for each month to maintain the credit limit for each month.